SALE – 33% off annual European breakdown cover*

The best cover you can get^

Buy now   

*For annual European breakdown cover. Offer ends 01/12/23, 9am.
^Comparison based on RAC Extra European Breakdown Cover against the top level of cover from other major providers as of 16/05/23.

Defaqto 5 star rating

Annual European breakdown cover

When you’re driving abroad, breaking down is a stress you can do without. But with annual European breakdown cover, we’ll rescue you in Europe, year-round. And unlike other providers, we’ll help get your car back to the UK if it can’t be fixed locally, providing it’s not beyond economical repair. With our English-speaking helpline available 24/7, you can relax knowing that help is always at hand.

Now with 33% off annual European breakdown cover*. Complete peace of mind, for less.

European roadside assistance in 48 countries

24/7 English-speaking helpline

Rapid rescue
Help in 46 minutes on average, in France

Our cover levels

 
defaqto five star rating

SALE 33% OFF*

Standard

  • Cover level – Comprehensive
  • Roadside Assistance in Europe
  • We’ll pay up to £150 towards garage labour costs. Provided repairs are completed on the same working day
  • Get up to £500 accommodation expenses or up to £1,500 to continue your journey
  • We’ll pay up to the market value of your vehicle to get it back to the UK, providing it’s not beyond economical repair
  • If your vehicle can’t be fixed before you’re due to return, we’ll help get you and any passenger's home up to £1,500
  • Get 2 days’ UK Roadside Assistance before you depart, for all breakdowns over a ¼ of a mile from home
  • 24/7 English-speaking helpline
  • FREE European Legal Care
  • Replacement train/ferry ticket for up to 1 missed connection, if the delay is caused by a breakdown
Get a quote  
defaqto five star rating

SALE 33% OFF*

Extra

  • Cover level – Comprehensive Plus
  • Roadside Assistance in Europe
  • We'll pay up to £1,000 towards garage labour costs. Provided repairs are completed within 7 working hours
  • Up to £1,200 accommodation expenses and/or up to £3,000 to continue your journey
  • We’ll cover all costs to get your vehicle to get it back to the UK, providing it’s not beyond economical repair
  • If your vehicle can’t be fixed before you’re due to return, we’ll help get you and any passenger's home up to £3,000
  • Get 7 days’ UK Roadside Assistance before you depart, for all breakdowns over a ¼ of a mile from home
  • 24/7 English-speaking helpline
  • FREE European Legal Care
  • Replacement train/ferry tickets for up to 3 missed connections, if the delay is caused by a breakdown
Get a quote  
 
*For annual European breakdown cover. Ends 01/12/23, 9am.

What is annual European breakdown cover?

Annual European breakdown cover means you’ll be covered for all the trips you make to Europe during a year – up to 90 days per trip. It’s ideal for people who drive to Europe regularly, as it can work out cheaper than buying cover every time you go. 

Our European breakdown covers you in up to 48 countries. And if you break down while you’re away, you’ll have access to a 24/7 English-speaking helpline and roadside assistance. Choose Extra to get the best cover in the market^.


What’s included with annual European breakdown cover? 

Exactly what’s included with annual European breakdown cover depends on the level of cover you choose. No matter what, you’ll have access to our 24/7 English-speaking helpline and emergency help at the roadside – so you know you won’t be left stranded. Here’s what else you can get:

  • Roadside assistance in Europe. If you break down, a recovery vehicle will come to your rescue and fix you at the roadside or get you to a nearby garage.
  • Garage labour costs. If you’re taken to a garage for repair, you’ll be covered for up to £1,000 of labour costs if repairs are completed within 7 working hours. Parts aren’t included.
  • Alternative travel or accommodation. If your vehicle’s in the garage, we cover up to £1,500 for your hire car or £500 towards hotel with Standard cover. With Extra, we’ll cover up to £4,200 for your hire car and hotel.
  • Getting you and your vehicle home (or ‘repatriation’). If your vehicle can’t be fixed before you’re due to go back to the UK, we can help get you and your vehicle back home (as long as it’s not beyond economical repair). 
  • Roadside assistance in the UK. If you break down in the UK and can’t be fixed before you’re due to leave, you can get a hire car to continue your trip to Europe.

Which countries are covered with annual European breakdown cover?

RAC European Breakdown Annual Cover is available in 48 countries across the continent. These countries are split into Zone 1, Zone 2 and Zone 3.
 

We also cover the offshore islands of all the countries within this zone.

Zone 2 (includes Spain & Italy)
  Gibraltar
  Italy
  Norway
  Spain
  Sweden
  Vatican City

We also cover the offshore islands of the countries within this zone, with the exception of Ceuta, Melilla or the Canary Islands (Spanish off-shore Islands).

Zone 3 (includes Poland & Greece)
  Greece
Kosovo
  Latvia
  Malta
  Moldova
  Montenegro
  Poland
  Serbia
  Turkey (in Europe) plus Uskudar

We also cover the offshore islands of all the countries within this zone.

Which vehicles are covered with annual European breakdown cover?

Annual European breakdown cover is available for any vehicle of any age, as long as it’s registered in the UK. This includes:

Cars

Annual European breakdown cover for cars is available for all makes and models.

Older cars

We offer annual European breakdown cover for older cars as well – perfect for road trips in vintage vehicles.

Motorhomes

Rest assured caravan lovers, our policy includes annual European breakdown cover for motorhomes.

Motorcycles

With annual European motorcycle breakdown cover you can enjoy iconic rides through Europe, throughout the year.

Just keep in mind that classic cars, minivans, light vans, motorhomes and minibuses must be less than 3.5 tonnes, 7.0 metres long including a tow bar, 2.55 metres wide and 3 metres high.

Motorbikes must be over 121cc. We don’t cover mobility scooters.


Do I need annual or single trip European breakdown cover? 

Whether you need annual or single trip cover depends on how often you drive to Europe, and how long you’re going away for. 

Annual European breakdown cover is best if you drive to Europe multiple times in a year, as it usually works out cheaper per trip. You’ll be covered for unlimited trips during the year, for up to 90 days per trip. 

Single trip European breakdown cover is usually best for one-off trips to Europe. 


Things to consider with annual European breakdown cover 

What’s covered and what’s not depends on the level of cover you choose. So, make sure you check the terms and conditions before you buy. Here are a few things you should keep in mind with annual European breakdown cover.

  • Each trip is limited to a maximum of 90 days. With annual European cover, you’re covered for unlimited journeys during your policy – but each trip is limited to a maximum of 90 days.
  • There may be a claim limit. With Extra, you can make as many claims as you need per year. With Standard you can make up to 3 claims per year, with a maximum of 1 claim per trip. 
  • The cost of parts isn’t covered. If we can’t repair your vehicle at the roadside, we’ll contribute towards garage labour costs and cover the cost of diagnosing the fault. But the cost of parts isn’t included.

Why choose the RAC?

We’ve been helping motorists for over 125 years, so we know how stressful it can be when you break down. It can be even worse when you’re driving in Europe. Our long term European annual trip cover and vehicle breakdown cover is there to give you complete peace of mind on your travels.

  • You can get the best cover in the market. When you choose Extra.
  • We cover any vehicle, of any age. This includes classic cars, motorbikes, minibuses and minivans. 
  • We cover 48 countries. That’s more than most other providers. 
  • 5 Star Defaqto rating. For Standard and Extra cover.

FAQs

To help you choose the right cover for you, we divide countries into Zone 1, Zone 2 and Zone 3. You can choose which zones you’d like to be covered in when buying your policy.
Q. How many trips can I take with annual European breakdown cover?
A European breakdown cover annual policy covers you for all trips you might take in Europe during your year of cover. There’s no upper limit – you’re covered for breakdowns in Europe for 12 months from the date your policy starts.
Q. What is the best annual European breakdown cover?
The best annual European breakdown cover is the one that’s most suited to your needs. With unlimited European roadside assistance, a contribution towards labour costs as standard, and a 24/7 English-speaking helpline, we think ours is the best cover on the market. But to see for yourself, why not visit our European breakdown cover comparison page.
Q. Does the annual policy cover business trips?
If you’re travelling to Europe for business purposes, you’ll need to buy European business breakdown cover. However, annual breakdown cover including a European trip covers you in Europe when travelling for leisure.
Q. Does my RAC breakdown cover me in Europe?
Your RAC membership means you’re covered anywhere in the UK (and in the Republic of Ireland, if you live in Northern Ireland). But if you’re driving anywhere else in Europe, you’ll need separate RAC European Breakdown Cover to make sure you can get help if you break down.
Q. Does European breakdown cover include the UK?
With Standard European breakdown cover, you’re covered in the UK for 48 hours before you’re due to leave for your trip. With Extra cover, you’ll get 7 days unlimited roadside assistance before you depart and 2 days roadside assistance with our Standard cover (as long as you’re over ¼ a mile from home on both cover levels). If you’re looking for longer cover in the UK, check out our UK breakdown cover here.
Q. How long can a UK registered car stay in Europe?
You can keep a British car in most European countries for up to 6 months in any period of 12 months. But rules vary, so it’s worth checking for the specific countries you’re travelling to. Find out what you’ll need to know for each European country here.
Q. How long can I leave my car in Europe?
If your car is UK-registered, you can keep it in most European countries for up to 6 months without re-registering it. But specific regulations vary in different countries, so it’s worth checking before you travel. And remember, if you leave your car for a long time without starting it up, the battery could go flat and may need a jump-start.


Full terms and conditions apply.

Maximum benefits payable under the policy – please read the terms and conditions policy booklet for details. Additional cover available in some areas upon payment of an additional premium.

*33% off annual European breakdown cover terms and conditions:

  1. Offer applies to purchases of stand-alone RAC European Breakdown Cover online before 01/12/23, 9am.
  2. Excludes all single trip policies.
  3. Excludes European breakdown cover taken out as an add-on to UK breakdown cover.
  4. Offer cannot be used in conjunction with any other offer and can be withdrawn at any time.

^Comparison based on RAC Extra European Breakdown Cover against the top level of cover from other major providers as of 16/05/23. For full details visit rac.co.uk/eurocompare.

RAC European Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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