Motorbike Breakdown Cover

Get 50% off motorcycle breakdown cover* - limited time only!

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*New, single vehicle based cover. £4.75 a month for Standard cover. Ends 12/08/22, 7am.

Motorbike breakdown cover

When it comes to finding the best motorbike breakdown cover, we’ve got you sorted. Whether it’s a battery issue, a flat tyre or a mechanical fault, you can feel reassured that help is at hand 24/7. At the RAC, we offer the same bike breakdown cover for motorcycles, mopeds and scooters. And that includes motorbike recovery if we can’t fix you at the roadside. So you don’t need to worry about getting specialist cover.

If you’re heading to Europe, we also offer European motorcycle breakdown cover for motorbikes over 125cc.

Taxi Icon

20-mile taxi from the garage

We’ll pay for a taxi ride to your destination, up to 20 miles away

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No matter who’s riding

With vehicle cover, your motorbike is covered even if someone else is riding

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Cover for any vehicle

When choosing personal cover, you’re covered in any bike or car, as a driver or passenger

Here's our motorcycle breakdown cover

Compare motorbike breakdown cover options with the RAC. With a choice of Standard or Unlimited, plus a range of extras, it’s easy to find the right cover for you.

  • Unlimited callouts
  • Roadside Assistance
  • At Home
  • SALE - 50% OFF*
    Vehicle cover - was £9.50 now £4.75/month
  • Unlimited callouts
  • Roadside Assistance
  • At Home
  • National Recovery
  • SALE - 50% OFF*
    Vehicle cover - was £14.00 now £7/month

*New, single vehicle based cover. £4.75 a month for Standard cover. Ends 12/08/22, 7am.
Prices above are for vehicle based cover.

What vehicles are included in motorcycle breakdown cover?

We offer motorcycle breakdown cover for any motorbike, moped or scooter. All we ask is that your motorbike is 49cc or over.

Just so you know, we don’t offer any breakdown cover for electric pavement vehicles, electric wheelchairs, electric bikes, push bikes or any vehicle that isn’t road legal.

Compare motorbike breakdown cover

When looking at motorbike breakdown cover, it’s a good idea to compare different companies and cover levels. That way, you can make sure you get the right cover for you.

Here’s a quick comparison of our breakdown cover compared to the AA and Green Flag’s.

  RAC AA Green Flag
At Home cover as standard      
20-mile taxi from the garage as standard      
Large uniformed patrol fleet      

What types of motorbike breakdown cover are there?

As with our other vehicle cover, there are two types of motorbike breakdown cover to choose from: vehicle or personal cover. Here are the differences between the two.

This type of cover applies to a specific motorbike. So it doesn’t matter who’s riding it when it breaks down, it will still be covered regardless.

This type of cover is ideal if you only have one motorbike in your household, and more than one person rides it.

Personal cover means you’re covered on any motorbike as driver or passenger. For example, you’ll be covered when riding your own motorbike and when riding pillion on someone else’s. You’ll also be covered in any other vehicle you drive, like a car or a van.

This is ideal if you ride more than one motorbike, or if you want joint car and motorbike cover.

Additional motorcycle breakdown cover

For even more reassurance, you can add extra cover to your motorbike breakdown cover. For example:

  • Key Replace means you’re covered if your car or house keys are lost, stolen or accidentally broken. You’ll get up to £1,500 towards new ones.

Extra motorbike cover to avoid a big bill1

Onward Travel

Can’t do without your motorcycle? Get a hire car or alternative transport while yours is in the garage.~

Tyre Replace

Puncture? No problem – you're covered for the cost of 5 new tyres a year.~

Battery Replace

Get a new battery if we can’t recharge yours – saving you £160 on average.

Key Replace

Lost your car keys? We'll replace them, saving you £300 on average.

With every level of motorcycle roadside assistance, you’ll also have support from our Accident Care team. So if you’re involved in an accident, just call 0333 2000 999 and we’ll come to your rescue. Lines are open 24 hours a day, seven days a week.

Motorcycle recovery

Our patrols fix 4/5 on the spot, with 4 out of 5 repairs done in 30 minutes on average. But if we can’t fix your bike on the spot, we’ll give you a 10-mile tow as standard. So you can get to the nearest garage, for repairs, or back home if you’re close. And with Unlimited cover, you’ll get unlimited motorcycle recovery – so we can tow you anywhere in the UK.

What do I do if I break down but don’t have motorcycle breakdown cover?

We always advise you to have motorcycle breakdown cover, but we understand there might be times you don’t. The RAC offers motorcycle recovery even if you don’t have breakdown cover with us. Just head over to our ‘broken down’ page to report your breakdown, and we’ll rescue you.

European motorcycle breakdown cover

If you ride your motorbike in Europe, you’ll need to buy European motorcycle breakdown cover. You’ll need to take this out in addition to your UK breakdown cover. And it’s only available for motorbikes, scooters and mopeds over 125cc.

With the RAC, you can choose between a single-trip or an annual policy depending on how often you travel to Europe. You can also get motorcycle breakdown cover in up to 49 different countries. So wherever you venture, you’ll be covered.

You can buy European motorcycle breakdown cover here. Or call us on 0330 332 8302.

How we give you more

At Home cover as standard

1 in 3 breakdowns happen at home. But the AA don’t cover you within ¼ mile of home unless you upgrade. With us, it comes as standard.

Get cover to suit you

We’ve got the right motorcycle breakdown cover to suit you, with a choice of cover levels and add-ons.

Unlimited callouts

You never know when you might break down on your bike. So you’ll get unlimited callouts, no matter which cover level you choose.

Join the RAC now for complete peace of mind

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Breakdown cover reviews


Am I covered if I’m riding pillion?

This depends on your level of motorbike breakdown cover. If you’ve taken out personal breakdown cover, you’re covered on whatever motorbike you’re riding, or riding pillion on.

We’re happy to cover modified bikes but it’s always worth contacting us to discuss your options first if you’re not sure. Our motorbike insurance covers classic bikes and supersport models so our motorbike breakdown usually supports this.

Can you recover my motorcycle?

Yes, we can. We always aim to fix your motorbike at the roadside but if we can’t, we can recover and tow it. The destination depends on your level of motorbike cover. If you have Standard cover, we’ll tow it to an address within 10 miles. If you have Unlimited cover, we’ll tow it to any destination in the UK.

What if I use my motorbike for business?

If you use your motorbike for business - as courier, perhaps - you might need RAC business breakdown cover.  

Will my moped or scooter be covered with motorbike cover?
Yes, you will be able to cover your scooter or moped on the same policy as your motorbike if you take out vehicle breakdown cover. This type of policy will allow you to cover up to three different vehicles at the same time and will provide you with complete peace of mind in whichever one you’re driving in.
Am I covered in Europe?

Not automatically - don’t assume your UK breakdown cover covers you when riding your motorbike in Europe. The good news is that we offer European breakdown cover and provide assistance in 49 different countries, with flexible pricing, so you can tailor your cover exactly to your trip if you like.

Can you get motorcycle breakdown cover?
At the RAC, we offer cover for motorcycles, mopeds and scooters above 49cc as part of our standard cover. And if you also drive a car or van, you can get cover for any vehicle, including your bike, under our personal cover. So you don’t need to worry about getting separate specialist cover for your motorcycle.

Find out more

About breakdown cover

Find all the information you need to have a better understanding of the different levels of cover that the RAC have on offer.


Many vehicle breakdowns happen at home – but with RAC At Home Cover you can get on with your day quickly again.


If your vehicle breaks down miles away from home, national recovery cover from the RAC could prove invaluable – find out more here.


If your vehicle cannot be fixed at the side of the road, our vehicle recovery service will transport it to either a garage or back to your home address.


If your vehicle can't be fixed in the same day after a breakdown, RAC's Onward Travel product helps you to make alternative travel plans to continue your journey.


Vehicle breakdown cover can be a great value option if you’re looking for cheap breakdown cover – this guide from the RAC looks at the benefits of it.


Personal breakdown cover can give you peace of mind in whatever vehicle you’re driving or travelling in as a passenger, as this guide from the RAC explains.

Compare breakdown

Compare breakdown cover from the RAC and other providers to help you understand the differences in service, coverage, optional extras and reliability.


This guide compares the RAC, one of the UK’s major breakdown cover companies, with AA, to see how it compares for level of cover, pricing and customer reviews.


This guide compares the RAC, one of the UK’s major breakdown cover companies, with Green Flag, to see how it compares for level of cover, pricing and customer reviews.


The RAC and Rescuemycar are both UK car breakdown providers, but how do their levels of cover, prices and customer reviews compare?


The RAC is one of the UK’s leading providers of breakdown cover and vehicle recovery, but how does it compare to StartRescue?


This guide compares the RAC, one of the UK’s major breakdown cover companies, with Emergency Assist, to see how it compares for level of cover and pricing.


How does the RAC compare with Direct Line, when it comes to providing breakdown cover services? This guide takes a look at prices, level of cover and customer reviews.


If you’re searching for the best breakdown cover deal, using a comparison service can really help – here are some useful tips to consider before you start your search.

Additional cover

Our breakdown patrol will know you're a blue badge holder before they reach you.


Keep your business moving with tailored breakdown assistance for 1 to 100+ vehicles.


The Camping and Caravanning Club's breakdown and recovery scheme provided by RAC.


RAC European Breakdown Cover provides you with peace of mind and comprehensive single-trip or annual cover you can rely on during your holidays.


Put the wrong fuel in your car? Don't panic. Call us now for our fuel drain service.


Short term car insurance from 1 hour to 30 days.

Motorbike help & advice

Before buying breakdown cover, it’s useful to read reviews. Check out the RAC’s score on Trustpilot.


Find the answers to a range of breakdown related questions covering both UK, European and Business breakdown cover.


Motorbike insurance UK from the RAC, bringing competitive motorcycle insurance quotes online with the optional extra of motorbike breakdown cover for your quote.


If you’re new to motorcycling, the confusing world of motorcycles may be unfamiliar to you.

Motorbikes come with their own unique safety concerns, which are essential to know before you go out on the road. Learn more about these with the RAC.

Important Information:

*50% OFF Sale Terms and conditions

  • Discounts available to new customers purchasing single vehicle based cover on a fixed 12 month plan.
  • Discounts on cover for multiple people vary.
  • Excludes Key Replace, Battery Replace, Tyre Replace & Onward Travel.
  • You must purchase RAC Breakdown cover online direct by visiting before 12th August at 7am.
  • Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
  • Offer may be withdrawn at any time.
  • No cash or other alternatives available.
  • Excludes RAC Response (Blue Badge membership).

† The RAC will seek to recoup the cost of recovery from your insurer/3rd party insurer. You may be asked to pay if this isn’t possible.

1 Payment must be made at the same time, and in the same monthly/annual way, as your breakdown cover.

~ Only available with Unlimited cover.

Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Motoring Services (Registered No 01424399) and/or RAC Insurance Ltd (Registered No 2355834). Registered in England and Wales at RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

© 2022 RAC Motoring Services. All rights reserved.