What insurance do I need?

Whether you need car insurance, temporary car insurance, learner driver insurance, van insurance or travel insurance, RAC offers cover options to suit a range of needs.

Need cover for a short period? Our temporary car insurance provides flexible protection from 1 hour to 30 days. Or learner drivers can get cover while gaining experience behind the wheel. If you’re looking for something more specialist we have options such as classic car insurance, electric car insurance and business vehicle insurance.

Explore our insurance products below to find the right cover for your vehicle, driving needs or upcoming trip.

Our insurance types

We offer many types of insurance to suit your needs. Whether you drive a car, motorbike, electric vehicle, or classic car, we’ve got you covered. We also insure commercial vehicles, so whatever you drive, we’re here for you.

CDRSD-2184_insurance-image-Temporary_450x190_01.webp

Temporary car insurance

CDRSD-2184_insurance-image-Learner_450x190_01.webp

Learner driver insurance

CDRSD-2184_insurance-image-BlackBox_450x190_01.webp

Black box insurance

CDRSD-2184_insurance-image-Van_450x190_01.webp

Van insurance

CDRSD-2184_insurance-image-Travel_450x190_01.webp

Travel insurance

RAC Car Insurance

Trusted. Award Winning. 5 Star rated*.

All RAC Car insurance policies include a 24/7 claims helpline and 60 days of European cover. If your car needs fixing, repairs are guaranteed for three years at approved garages. RAC Car Insurance Plus and RAC Car Insurance Premier are 5 Star Defaqto rated.

For complete peace of mind®, RAC Car Insurance Premier includes RAC Roadside & Recovery cover and Motor Legal Protection cover as standard.

Get cover you can trust.

A person holding a phone on the myRAC app

RAC Online Car Insurance

Self-service

  • View and manage your policy online
  • Lower price and admin fees
  • Virtual assistant and agent web chat support
  • Only call if you need to claim, 24/7
RAC call centre colleague wearing a headset

RAC Car Insurance

Standard service

  • View and manage your policy online or by calling our call centre
  • 24/7 claims helpline
  • Virtual assistant and agent web chat support

Our Car Insurance is rated ‘Excellent’ on Trustpilot

We care what our customers have to say about us. We’re rated excellent on Trustpilot.