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Insurance

At RAC Insurance we offer a range of insurance products to help you protect the things you love. We work with a panel of approved insurers to find you the right cover and the right price.

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Car Insurance

Our Car Insurance Plus is 5 Star Rated by Defaqto.

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Arranged and administered by BISL Ltd.

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Pay by Mile Insurance

A new kind of car insurance for lower mileage drivers.

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Arranged and administered by Wrisk Transfer Limited.

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Home Insurance

Protection for your home, inside and out

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Arranged and administered by RAC Financial Services Ltd.

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Motorbike Insurance

Free upgrade to our new Bike Insurance Plus for members***

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Sold and administered by Europa Group Ltd.

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Travel Insurance

10% off RAC Travel Insurance for trips worldwide^

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Arranged and administered by Hood Travel Ltd.

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Black Box Insurance

Puts you in control. The smart choice for young drivers.

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Arranged and administered by RAC Financial Services Ltd.



We also offer
Multicar Insurance

10% discount on up to 3 additional cars in your household^^

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Breakdown Cover

The RAC's Car Breakdown Cover will get you back on the road and give you complete peace of mind. Get outstanding roadside assistance with the RAC.

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Temporary Car Insurance

Pay-by-day car insurance from 1 hour-30 days

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Legal Expenses Insurance

RAC's Legal Care Plus Protection for just £15 a year

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Classic Car Insurance

Specialist insurance for your classic car with free agreed value cover at no extra cost.

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Learner Driver Insurance

RAC Learner Driver Insurance offers flexible, short term cover whilst you gain experience behind the wheel. Buy comprehensive cover online 24/7

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Car Hire Excess Insurance

Protect yourself from unexpected costs when hiring a car. Daily cover from the equivalent of £3.99††

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Test Drive Insurance

RAC Test Drive Insurance offers cover from 1 hour to 30 days for drivers looking to test drive a vehicle. Buy cover online 24/7

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Business Insurance

Cover for your business, your employees and your customers

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Accident Care

Had an accident? Call us first

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Legal Advice

Free advice and support through our 24/7 Legal Helpline

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Insurance Complaints

If you have any concerns or complaints concerning your RAC Insurance cover we'll be more than happy to assist

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Van Insurance

Annual van insurance cover to keep your van and business moving.

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Electric Car Insurance

Find insurance cover for your electric or hybrid car at the right price with RAC

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Contact us about your insurance policy



More information
Car Insurance Guides

Check out our detailed and helpful car insurance guides here.

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Home Insurance Guides

Check out our detailed and helpful home insurance guides here.

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RAC Insurance

Our motor insurance includes annual car insurance and multi-car insurance; motorbike, classic car and commercial vehicle. There are policy types that allow greater flexibility including Temporary Car Insurance - cover from 1 hours to 30 days, Pay by Mile car insurance and pay how you drive – our Black Box Insurance and specialist cover for learner drivers. You can insure your home or business and if you’re heading off on holiday, our travel insurance with Covid-19 protection, means you can relax and enjoy your break. With our legal expenses’ insurance, you know you’re in safe hands.