RAC Insurance

Protect the things that matter most with our insurance range

Insurance

Car Insurance

Get cover for under £160* (that's what 10% of our customers paid)

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Arranged and administered by BISL Ltd.

A house frame

Home Insurance

Get cover for under £152** (that's what 50% of our customers paid)

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Arranged and administered by BISL Ltd.

Motorbike Insurance

Free upgrade to our new Bike Insurance Plus for members***

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Sold and administered by Europa Group Ltd.

Van Insurance

Get cover for less than £195~ (that's what 10% of our customers paid)

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Arranged and administered by IGO4 Ltd.

Travel Insurance

10% off RAC Travel Insurance for trips worldwide^

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Arranged and administered by Hood Travel Ltd.

Contact us about your insurance policy


Check out our detailed and helpful car insurance guides here.

  

Check out our detailed and helpful home insurance guides here.

  
We also offer

10% discount on up to 3 additional cars in your household^^

  

Pay-by-day car insurance from 1 hour-30 days

  

With FREE RAC breakdown cover if selected~~

  

RAC's Legal Care Plus Protection for just £15 a year

  

Classic Car Insurance from just £89 a year^^^

  

Gain experience behind the wheel at home with our flexible, short-term cover

  

Short-term cover for your test drive - from 1-28 days

  

Cover for your business, your employees and your customers

  

Had an accident? Call us first

  

Free advice and support through our 24/7 Legal Helpline

  

RAC Insurance

Here at RAC Insurance we search a panel of approved insurers to find you the right cover at the right price. With 120 years experience serving customers in the UK, we’re able to work with insurers to make sure you have great insurance options whether you drive a car, van or motorbike. You can also get insurance for your home, classic car and commercial vehicles. If you’re just looking for temporary car insurance, you can also get a pay-by-day quote, and if you’re heading off on holiday we have travel insurance so you can relax and enjoy your holiday knowing you’re in safe hands.

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* 10% of all customers buying Car Insurance Plus with us from 1st July 2018 to 31st December 2018 paid less than £160. Based on comprehensive Car Insurance Plus, purchased direct, excluding any additional products and upgrades, with payment on an annual basis. Your premium will depend on your circumstances and the level of cover you choose.

** 50% of all customers buying Home Insurance with us from 1st July 2018 to 31st December 2018 paid less than £152. Based on policies purchased direct, combined buildings and contents policies only, excluding any additional products and upgrades, with payment on an annual basis. Your premium will depend on your circumstances and the level of cover you choose.

*** Policyholders must hold a standalone RAC Breakdown Cover policy at the time of purchase, to qualify for the free upgrade. RAC Bike Insurance must be bought direct from the RAC and this offer is not available on price comparison or cashback sites. This offer can be withdrawn or amended at any time.

~ 10% of all customers buying Van Insurance with us from 1st January 2018 to 30th June 2018 paid less than £195. Based on policies purchased direct, excluding any additional products and upgrades, with payment on an annual basis. Your premium will depend on your circumstances and the level of cover you choose.

^ You must have a standalone RAC Breakdown policy or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount. RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison or cashback websites. The discount will not apply to extended gadget cover. This offer can be withdrawn or amended at any time.

^^ Multicar Terms & Conditions:

  1. The 10% multicar discount will be applied to the insurance premium of up to three additional cars added to an existing RAC Car Insurance policy, excluding additional products, add-ons, fees and charges. 
  2. The additional cars must be registered to the same address as the existing RAC Car Insurance policy. 
  3. The discount is only valid on quotes and purchases made by calling RAC Car Insurance direct on 0330 159 1468  and you must provide the existing RAC Car Insurance policy number that the additional cars are to be added to prior to getting a quote and making your purchase. 
  4. Quotes and purchases acquired through price comparison sites, cash back sites or the rac.co.uk website are excluded and the discount will not apply. 
  5. The discount will apply for every year that there are 2 or more cars registered under the same RAC Car Insurance policy and at the same address. The discount will not apply in the event there are less than 2 cars registered under the same RAC Car Insurance policy, such as if a car is removed or you choose not to renew.
  6. If you cancel your policy mid-term and there are no longer at least two cars on the existing RAC Car Insurance policy, we reserve the right to reclaim the value of the discount that was applied.
  7. This offer applies to RAC Standard Car and RAC Car Insurance Plus policies only.  
  8. No cash or other alternatives are available.
  9. The provision of insurance is subject to underwriting criteria. For full details of the policy terms and conditions, please refer to your policy documents. Your premium will depend on your circumstances and the level of cover you choose.
  10. This offer may be withdrawn at any time.

~~ Terms and conditions:

  1. This offer applies to new annual RAC Black Box Car Insurance policies and is not available to customers renewing or amending an existing policy.
  2. RAC breakdown cover is attached to the car insurance policy and will end if the car insurance policy is cancelled or not renewed. Unless opted out, your RAC breakdown cover will automatically renew alongside your car insurance policy and will become chargeable using the payment details supplied when taking out the insurance.
  3. The breakdown offer will consist of a 12-month single Vehicle Based UK Roadside Membership for the same car as insured through RAC Black Box Car Insurance. Connected breakdown comes as standard on UK Roadside and all other levels of breakdown cover.
  4. To take out this offer the customer must select the correct breakdown option, at a cost of £0.00, during the purchase journey.
  5. This offer is not available to existing RAC Members.
  6. The offer cannot be transferred to any other policy and there is no cash equivalent available.
  7. We reserve the right to amend or withdraw this offer at any time.
  8. RAC Breakdown and connected breakdown services are provided by RAC Motoring Services, registered No 01424399. Standard terms and conditions for the breakdown cover will apply and can be found here. Terms & Conditions for RAC Black Box and connected services can be found here.

^^^ £89 cover based on a car club member, aged over 30 with no claims or convictions in the last 5 years of driving a car, built pre 1977, valued less than £2,500 doing 1,000 miles per year and stored in a private locked garage.

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