How to get cheaper motorbike insurance?
The cost of your motorbike insurance depends on a number of factors and many of these can’t be changed. For example, the age of the policy holder. But if you’re looking to get cheaper bike insurance, you could reduce the cost by:
Having a no claims discount by driving safely and responsibly
Driving carefully to minimise risk of an accident
Add a named driver to your bike insurance to help reduce the cost of your policy (but make sure you aren’t ‘fronting’, which is a criminal offence).
Paying annually instead of monthly can often reduce the price of bike insurance
Increase the amount of voluntary excess you pay if you need to make a claim **
Reduce your mileage
Storing your bike in a garage or safe space overnight
Passing a recognised motoring qualification, such as Pass Plus.
**For example, if you set your excess at £150 instead of £50, the cost of your policy should reduce but you should make sure you would be able to pay this amount in event of making a claim.
It’s important to answer all questions honestly and accurately when getting a quote for insurance. Failure to do so could invalidate your insurance and lead to criminal convictions.