Van Insurance

To get a quote for RAC Van Insurance please have the following information to hand:

• Full details of the make and model of your van
• The exact year your van was registered (not just the registration letter)
• The date of birth of all drivers
• Drivers licence and No Claims Bonus details
• If any of the drivers have any motoring claims or convictions, exact dates of these will be required

We offer 3 levels of cover, Comprehensive, Third Party Fire and Theft and Third Party Only, all of which offer up to £100,000 worth of FREE motoring legal cover if selected. You can also add optional extras to your policy including:

• RAC Breakdown cover
• Tools in transit cover
• Guaranteed Replacement van
• Excess Protect
• Motor Legal Protection
• Keycare

Yes, we offer short-term cover of between 1 hour and 30 days. Please visit our Temporary Van Insurance page for information or to get a quote.

Temporary van insurance is suitable for general use, for example, moving house, or for small businesses or sole traders requiring short-term cover for van use. Cover is not available for rental vans.

You are permitted to drive a van from the age of 17 with a valid provisional licence, subject to the usual legal requirements and driver obligations.

Yes, you can cover multiple vehicles with RAC Van Insurance and these will stand as separate policies.

Yes, we can provide a quotation for social, domestic and pleasure use for example if you just use your van for hobbies. You can select this option when getting a quote online.

We can quote for vehicles up to a maximum of 3.5 tonnes.

Your claim may be refused if you or any of your party are not using the vehicle in accordance with the terms and conditions of your policy.

It is against the law to drive a vehicle that has exceeded its maximum permitted weight (known as Gross Vehicle Weight, or GVW).

Tools left in a van overnight will not be covered under our van insurance policies.

In most cases our insurance can offer cover for driving in the EU, but you will need to discuss your specific requirements with us and request a green card. To do so, please call our team on 0330 070 2660. You can also review the insurance Policy Wording when you get a quote – you can then check the cover is suitable for your needs before you buy.

If you have already purchased a policy and are unsure what cover you have, please refer to your Policy Wording.

We cannot offer insurance to vehicles that will be used to carry hazardous goods or liquids. 

If you have fitted any internal or external racking you can select this option when doing your quote.

We offer three different levels of van breakdown cover that can be added to your standard insurance cover. You can select this when you get your quote.

In addition, we also offer Replacement Van cover as an optional extra, which would provide you with an alternative vehicle while yours is being repaired following an incident.

Yes. You can log in to your online account any time to make these changes to your policy:

• Change of vehicle
• Change of use
• Change to personal details such as name, date of birth, occupation or contact details
• Change to drivers on the policy
• Accept your renewal
• Upload and download documents
• Amend your marketing preferences
• Amend your auto renewal preference

Just so you’re aware, here are our fees and charges for amendments:

Change made online yourself: £15.00
Change made via the call centre: £35.00

If you think you may be unable to maintain your policy payments, please contact us as soon as possible to discuss on 0333 070 2661 . We have specialists on hand who can discuss your individual circumstances and agree how we can help with your financial situation.