How to get cheaper van insurance
The cost of your van insurance depends on lots of factors and many of them can't be changed. For example, the age of a driver. But to get cheaper van insurance, you could do the following:
Buy a van in a lower insurance group
Build up your no claims discount by driving safely and responsibly
Drive more carefully to minimise risk of an accident
Add a named driver, which can also help to reduce the cost of van insurance (make sure you aren’t ‘fronting’, which is illegal)
Look at the difference in price between paying annually or monthly
Increase the voluntary excess you’re prepared to pay on a policy**
Reduce your mileage
Use your garage to store your van overnight
Install an alarm system or tracking device in your van
**For example, if you set your excess at £150 instead of £50, the cost of your policy should reduce but you should make sure you would be able to pay this amount in event of making a claim.
What do I need to get a van insurance quote?
Getting a van insurance quote takes less than 10 minutes. You’ll need to provide the following information:
Personal details
This includes your full name, date of birth and home address including your postcode, as well as at least one telephone number and an email address. We'll also ask for details about your relationship status (i.e. whether you're single or married), and if any additional drivers need to be named on the policy.
Employment status
Whether you work and if so, whether that's on a full-time or part time basis, self-employed or other. We’ll also need more details about your occupation and the type of business you work for.
Driving history
How long you've held a driving licence, any accident history, and previous claims for yourself and any named drivers. Plus, whether you’ve been declined for motor insurance in the past.
Vehicle details
More information on the van you’re insuring – including the make and model, whether it’s fitted with an alarm, and any modifications that may have been made. Estimated annual mileage and where the vehicle will be parked overnight.
Vehicle usage
Whether the van will be used for business or personal use and if the vehicle is sign written, has any internal racking and is used to carry any hazardous goods.