Temporary Car Insurance

Pay-by-day car insurance from 1-28 days

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Temporary Car Insurance

Whether you’re borrowing your friends’ car for the weekend or borrowing a van to move house, our temporary insurance policies offer a flexible solution for short term cover.

Cover from 1 - 28 days

Buy online 24/7

Immediate cover available


Flexible cover when you need it

Short-term car insurance is designed for customers who require cover from one to 28 days and is available for cars, vans and motorhomes. It is ideal if you need temporary cover on a friend's car or if you want to take a test drive in a new vehicle. We also offer temporary cover for learner drivers, allowing them the flexibility to gain experience behind the wheel at home.

Temporary Car Insurance

Immediate temporary cover from 1-28 days

Our comprehensive temporary car insurance, is a flexible and cost effective way of insuring yourself to drive another car, or insure someone to drive your car for a short period.
 
  • Immediate cover – comprehensive cover available to buy online, 24/7
  • Pay by the day – pay for the number of days you need, from 1-28 days
  • Flexible cover - drive another car or insure extra drivers on your car
  • Range of options – including cover for vans (up to 3.5 tonnes), European driving cover, test drive and breakdown cover options available

Compare the full list of benefits provided by our levels of cover.

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5 Star Rated Car Insurance Plus

Cover for less than £172* (that’s what 10% of our customers paid)

As the motoring experts, we search a panel of carefully selected insurers to give you our most competitive price. And with 120 years’ experience of serving customers, you know you’re in safe hands when you buy with the RAC.

  • Uninsured driver promise – so you won’t lose your no claims bonus if your car's vandalised or hit by an uninsured driver
  • 5 Star rated cover – RAC Car Insurance Plus has been awarded 5 stars by independent financial research company Defaqto
  • RAC member discount^ – meaning our members pay £103 less on average for RAC Car Insurance than non-members
  • Free Motor Legal Protection – benefit from free Motor Legal Protection cover of up to £100,000 for the first 12 months of the policy, if selected1

 

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Black Box Car Insurance

RAC Black Box helps drivers save money by rewarding safe driving

Black Box Insurance, also known as telematics, is a cost effective way to drive down the cost of insurance for new and inexperienced drivers.  Black box technology rates drivers on the way they drive, rather than how their peers drive, giving drivers the opportunity to reduce their premium though safe driving.
 
  • No curfews - Drive where you want, when you want
  • No mileage limits - We don't impose mileage limits or charge per mile
  • No installation fees - We’ll fit the box at time and location convenient to you
  • Uninsured driver promise – so you won’t lose your no claims bonus if your car's vandalised or hit by an uninsured driver

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Multicar Insurance

Cover for the whole family with 10% RAC Multicar discount2

If you have two or more cars in your household you could save with multicar insurance. For every additional car in your household you insure with us, you’ll receive a 10% discount off the premium.
 
  • Separate no claims bonus for each car - so yours won’t be affected if another policyholder has a scrape
  • RAC member discount - If you are an existing RAC Breakdown member, you will also get an extra discount, just for being an RAC member3
  • Friends, family and housemates can benefit from discount - as long as you all live at the same registered address
  • 5 Star rated cover – RAC Car Insurance Plus has been awarded 5 stars by independent financial research company Defaqto

 

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RAC Temporary Car Insurance protects your vehicle with pay as you go Comprehensive cover for any 24 hour period, from 1 to 28 days

  

Both short-term Breakdown Cover and European Breakdown Cover is available when you buy Temporary Car Insurance

  

Find out how to amend your policy, make a claim, and obtain proof of insurance

  
We also offer

Our comprehensive Car Insurance Plus is packed with features and benefits and has a Defaqto 5 Star Rating.

  

RAC Home Insurance provides protection for your property, both inside and out.

  

Our Travel insurance can cover you for single trips or annual multi-trips, each with 3 levels of cover available.

  
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03 numbers are charged at national call rates and included in inclusive minute plans from landlines and mobiles. Calls may be monitored and/or recorded.

* 10% of all customers buying Car Insurance Plus with us from 1st July 2016 to 31st December 2016 paid less than £172. Based on comprehensive Car Insurance Plus, purchased direct, excluding any additional products and upgrades, with payment on an annual basis. Your premium will depend on your circumstances and the level of cover you choose.

^ Based on sales from 1st July 2016 to 31st December 2016 of RAC comprehensive car insurance, purchased direct, excluding any additional products and upgrades. Your premium will depend on your circumstances and the level of cover you choose.

1 This offer applies to new RAC car insurance customers for the first year only, unless you are an RAC member then this offer is also available at renewal of your existing RAC car insurance policy. Motor Legal Protection is attached to the car insurance policy and will end if and when the car insurance policy ends. The offer cannot be transferred to any other policy and there is no cash equivalent available. We reserve the right to amend or withdraw this offer at any time.

2 Terms & Conditions:

  1. The multicar discount will be applied to the insurance premium of up to three additional cars that are registered to the same address as the RAC Car Insurance policy number provided at time of quote. The first policy purchased with us or any existing policies will not be eligible for the discount. Any additional products, add-ons, fees and charges will not be discounted.
  2. The discount is only valid on quotes and purchases made by calling RAC Car Insurance direct on 0330 159 1049. The discount may be withdrawn at any time.
  3. Discount applies for every year that you have 2 or more cars registered to the same address with RAC Car Insurance.
  4. The discount will not be available if there have been 7 or more policies previously cancelled at the registered address.
  5. The discount is subject to the existing policy number being provided at the point of quote for any new policies.
  6. If you cancel your policy mid-term, amend it (for example by moving out of the registered address) or there are no longer at least two policies at the registered address, we reserve the right to reclaim the value of the discount applied to your policy premium.
  7. Quotes and purchases through price comparison sites, cash back sites or the rac.co.uk/car-insurance website are excluded and the discount will not apply.  No cash or other alternatives available. 
  8. For full details of the policy terms and conditions, please refer to your policy documents. Your premium will depend on your circumstances and the level of cover you choose.

3 Discount does not apply to optional extras. Policyholder must hold a standalone RAC breakdown policy at the time of purchase, bought direct from the RAC. Minimum price applies.

RAC Financial Services Limited act as an introducer to Dayinsure.com Ltd for RAC Day Insurance. RAC Financial Services Limited is registered in England No. 5171817. Registered Office: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Day Car Insurance is arranged and administered by Dayinsure.com Ltd, which is registered in England no. 4996289, registered office: Mara House, Tarporley Business Centre, Nantwich Road, Tarporley, Cheshire CW6 9UY. Both companies are authorised and regulated by the Financial Conduct Authority. RAC Day Insurance is underwritten by Aviva Insurance Limited. Registered in Scotland, No 2116. Registered Office: Pitheavlis, Perth PH2 0NH. Aviva Insurance Limited are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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