RAC Breakdown Cover

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Applies to selected Personal based cover. New customers only.

Breakdown Cover

RAC breakdown patrols fix four out of five vehicles at the roadside, within an average of 30 minutes - you can count on us for recovery or roadside assistance. Our patrols carry over 500 parts and tools, including a universal spare wheel, to get you moving again. Our Roadside, Recovery, At Home and Replacement Hire Car product is rated 5 Star by Defaqto.


£5.34 monthly

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Cover for your vehicle

Cover for your car, whoever is driving

Roadside Rescue

We'll fix your vehicle at the roadside, as long as you're over 1/4 mile away from your home

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£9.09 monthly

SAVE £15

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Cover for you

Personal cover in any vehicle, as driver or passenger

Roadside Rescue

We'll fix your vehicle at the roadside, as long as you're over 1/4 mile away from your home

At Home Rescue

We'll attend if your car breaks down at home, or within 1/4 mile of your house

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£10.75 monthly

SAVE £25

Buy now  
Cover for you

Personal cover in any vehicle, as driver or passenger

Roadside Rescue

We'll fix your vehicle at the roadside, as long as you're over 1/4 mile away from your home

National Recovery

We'll take you, up to 8 passengers and your car to your chosen destination anywhere in the UK

Replacement Hire Car

We'll provide a courtesy car, hotel accommodation or alternative transport

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£12.84 monthly

SAVE £30

Buy now  
Cover for you

Personal cover in any vehicle, as driver or passenger

Roadside Rescue

We'll fix your vehicle at the roadside, as long as you're over 1/4 mile away from your home

National Recovery

We'll take you, up to 8 passengers and your car to your chosen destination anywhere in the UK

At Home Rescue

We'll attend if your car breaks down at home, or within 1/4 mile of your house

Replacement Hire Car

We'll provide a courtesy car, hotel accommodation or alternative transport

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OR build your own from £5.34 with £30 off selected packages

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The RAC Difference

92% of our members would recommend RAC breakdown cover to their friends and family because of the RAC Difference.

  1. Our Patrols fix 4 out of 5 cars at the roadside in just 30 minutes on average
  2. All our Patrol vans carry over 500 parts and tools - so we bring the garage to you
  3. Attach the RAC fob to your keys and if you lose them we will let you know if they have been found.
  4. RAC Breakdown Cover has been awarded a 5-Star rating by Defaqto
  5. We’ll also recover you if you’re involved in an accident
  6. As Britain’s most experienced provider we've been championing motorists for 120 years

What our Members say

Our Breakdown Extras...

We understand how important it is to have the right cover for your needs. That's why we've designed a range of Breakdown Extras to give you greater reassurance, should the unexpected happen. With Breakdown Extras from as little as £1.25 per month1, you can tailor your breakdown cover to meet your needs and ensure that we're there when you need us most.

We’ll source and fit a new battery up to the value of £600

Battery rescue

A replacement car for up to 3 days

Courtesy car

European Breakdown covers you in 49 countries

European rescue

We'll cover the cost of certain parts and labour to repair your vehicle

Garage parts and labour

We will cover the costs to replace your lost, broken or stolen house and car keys

Key replace

Our breakdown patrol will know you're a blue badge holder before they reach you.


Keep your business moving with tailored breakdown assistance for 1 to 100+ vehicles.


The Camping and Caravanning Club's breakdown and recovery scheme provided by RAC.


Punctures, battery problems, non-starts and cut-outs are all covered. We'll even come out if you run out of fuel.


Put the wrong fuel in your car? Don't panic. Call us now for our Fuel Drain Service.

Driving hints and tips

Find all the information you need to have a better understanding of the different levels of cover that the RAC have on offer


Find the answers to a range of breakdown related question covering both UK, European and Business Breakdown cover


Not sure what that light on your dashboard means? View our guide and easily identify what that warning light means


Not sure what to do if your car comes to an unexpected stop? Read our advice on what you should do after your car has broken down


Follow our 10 simple steps to help avoid a car breakdown. All of the tips are simple and can be done with very little car knowledge


More and more new cars are being built without space for a spare wheel. Find out how we have used innovation to overcome this problem


Find out what steps you should take if your vehicle breaks down on a motorway, including guidance from the Highway Code


Here are our top 10 tips on how to spot a car breakdown and the best way to deal with each eventuality


Modern cars are now equipped with a sophisticated electronic management system, find out how we overcome this to detect a fault with your car


5* Comprehensive European Breakdown Cover

Get single trip cover from just £7^

  • No overall claims limit for complete peace of mind
  • Reassurance of a 24/7 English-speaking helpline
  • We'll fix you at the roadside or tow you to the nearest garage

More information on Breakdown Cover

RAC Car Breakdown Cover will get you back on the road. Fast. And did you know, the RAC can come to your rescue if you have an accident. Already a member? Existing members can take advantage of great Member Benefits with their car breakdown cover.

RAC Breakdown patrols fix 4 out of 5 vehicles at the roadside. UK Breakdown Cover membership starts from just £34.99 for roadside assistance. Options also include roadside recovery cover, at home car breakdown cover and more.

We know you want great value cover from a name you can trust, which is why our cheap breakdown cover starts from just £34.99. Why not compare breakdown cover and see if another breakdown provider can offer all this.

In addition to providing roadside assistance for your car, we offer Motorbike Breakdown Cover, which starts from just £34.99. We also provide European Breakdown Cover to give you peace of mind whilst on your holiday road-trip, from Short Trip cover to our Comprehensive 5 Star Defaqto-rated cover.

5 Star Breakdown Cover

RAC Roadside, Recovery, At Home and Replacement Hire Car  breakdown cover has been awarded a 5 star rating by Defaqto.

Already broken down?

If you've currently broken down contact us on 0333 2000 999.
This can be used by both RAC Members and non-members.

Breakdown FAQs

Vehicle breakdown cover provides peace of mind when you are out on the road. It's very difficult to predict when you might suffer a car or vehicle breakdown - it can happen on your driveway before you leave for work in the morning, or while driving on the motorway en route to the airport for a holiday with the family. What is more or less certain is that breakdowns cause frustration, inconvenience and cost - your journey will be interrupted and you will need to pay to rectify any immediate issues. Breakdown cover won't pay for all the repairs but will help you to get your vehicle running again by providing roadside assistance or roadside recovery.
Q. What level of breakdown cover do I need?

There are many different types of breakdown cover available from the RAC, and you should carefully consider your own requirements when you compare breakdown cover.

Our cover options include:

Recovery: We'll take you, up to eight passengers, and your vehicle to a destination of your choice anywhere within the UK mainland.

At Home: Means we'll attend to your vehicle if it breaks down within a quarter of a mile from your home address.

Onward Travel: An option that includes the provision of a courtesy car as a means of alternative transport for you and any passengers or the option of overnight accommodation or journey continuation.

Other breakdown extras: Including Battery Rescue, Key Replace, Garage Parts and Labour, and European Rescue are also available.

Although you'll naturally want to obtain the cheapest breakdown cover you can, you must ensure it's the right cover for you.

Q. How quickly can you reach me?
Our roadside recovery record is excellent. RAC patrols fix four out of five vehicles when they're called out for roadside assistance and within an average of 30 minutes. Our recovery services aim to reach you quickly and get you back on the road quickly too.
Q. Do all vehicles or members on a policy have to be at the same address?
Not necessarily. If you have joint or household cover then it covers any named people who live at the address permanently - which could include someone who is away studying at university, or someone who is in the armed forces.
Q. What if I use my car for business?
If you use your car for business then take a look at RAC Business Cover. This provides more details regarding vehicle breakdown cover for heavy goods vehicles, driving instructors, taxi drivers and other commercial vehicles.
Q. Is roadside assistance included?
Roadside assistance, also known as Roadside Rescue - is included as standard in all our breakdown policies. This means we offer 24/7 breakdown cover; we'll fix your vehicle at the roadside provided you're a quarter of a mile away from home address. On average our roadside recovery RAC patrols fix four out of five cars within 30 minutes but if your vehicle cannot be fixed at the roadside our Roadside Rescue cover includes a ten-mile tow to a destination you choose. This could either be to a local garage, back home, or to a place of safety.
Q. What is personal cover?
Personal cover means you’re covered as a driver or a passenger in any eligible vehicle, so if you're in that vehicle and it breaks down, you're covered for roadside assistance and recovery services. When researching breakdown quotes you'll will have the option of comparing breakdown cover on a personal basis and on a vehicle basis. This means you register cover on a vehicle - or up to three vehicles - and any authorised driver is covered for breakdowns.
Q. Is cheap breakdown cover worth it?
When comparing breakdown cover you'll be looking for the cheapest breakdown cover possible - that's understandable. What should be equally important to you is making sure you consider breakdown policies that suit you and your driving lifestyle, and that you're adequately covered in the unfortunate event of breakdowns. The RAC does offer cheap breakdown cover from just £5.34 a month - this includes roadside assistance. You can build up your level of cover by adding other options such as At Home, Onward Travel and Roadside Recovery.
Q. Will you attend if I'm the passenger?
If you have personal-based membership you will be covered for roadside assistance if the vehicle you're travelling in breaks down. We also offer joint membership, which covers you and one other named member as a driver or passenger in any car. Family membership covers you and four named members of your household as a driver or passenger in any vehicle.
Q. Am I charged for callouts?
If you are an RAC member and have taken out one of our UK breakdown policies then you won't be charged for callouts. If you don't have breakdown cover with the RAC you can still call us if you need roadside recovery or roadside assistance, but there will be an emergency callout charge. You will be charged for call outs if you exceed your call out limit.
Q. Will you cover my vehicle?
Yes. As well as personal-based membership the RAC also offers vehicle-based membership. This differs from personal cover in that it provides cover for a specific vehicle in the event of breakdowns. The named vehicle is covered regardless of who is driving it. You can add up to three vehicles to one of our breakdown policies.
Q. What RAC member benefits are there?
We like to reward our members - as such, RAC Member Benefits provides a range of exclusive offers. These include deals on car hire, airport hotels and parking, hotel stays, tickets for days out and more. When you're comparing breakdown cover don't forget that we offer extra value through these discounts and benefits.
Q. How far will you tow my car?
This depends on which of our breakdown policies you have so bear this is mind when comparing breakdown cover. If you have roadside assistance and we can't fix your vehicle, we will tow it for up to ten miles to either a local garage or a chosen address.

If your policy has the roadside recovery option and it can't be fixed, we'll tow it to anywhere in the UK.

Important Information:

* Up to £30 off Terms and Conditions

Savings are based on an annual saving and would only be achieved if you keep the policy for 12 months.

  1. Up to £30 saving varies by cover level and is available on Personal based membership only.
    • £15 off is available with the purchase of Rescue Anywhere (Roadside and At Home).
    • £25 off is available with the purchase of Rescue Plus (Roadside, National Recovery and Replacement Hire Car).
    • £30 off is available with the purchase of Rescue Complete (Roadside, National Recovery, At Home and Replacement Hire Car).
  2. You must purchase RAC Breakdown cover direct from RAC by visiting www.rac.co.uk.
  3. This offer is available to new RAC members and applies for the first year of membership only.
  4. Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
  5. Offer cannot be used in conjunction with any other offer and may be withdrawn at any time.
  6. Excludes membership purchased via cash back sites and voucher code sites.
  7. No cash or other alternatives available.
  8. Excludes RAC Response (Blue Badge membership).

The RAC will seek to recoup the cost of recovery from your insurer/3rd party insurer. You may be asked to pay if this isn’t possible

1 Payment method and frequency must match that chosen for your breakdown cover

^ Price for 1 day cover for up to 9 people travelling in a vehicle up to 1 year old in Zone 1

Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Motoring Services (Registered No 01424399) and/or RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

© 2017 RAC Motoring Services. All rights reserved.