BREAKDOWN COVER

Get 3 months FREE

With Ultimate cover^

You'll get home rescue as standard - AA make you upgrade*

^With 12 months Ultimate cover for new customers. Ends 15/04/21, 7am.
*Our complete breakdown cover includes roadside and home rescue, garage support and alternative transport. Learn more about our breakdown cover here.

With our breakdown cover, you get all this as standard*
Rescue Anywhere

We won't make you upgrade for cover at home - wherever you break down we'll be there.

Garage Support

Our breakdown report tells the garage what's wrong. And with Advanced and Ultimate, you'll get priority access to RAC garages.

Alternative Transport

Only the RAC offer a taxi as standard and a hire car with Advanced and Ultimate. So you can carry on, even if your car can't.

Here's our breakdown cover

Breakdown cover
explained

What is car breakdown cover?

Breakdown cover is there to help if your vehicle breaks down in the UK. For example, if you get a puncture or a flat battery. It means you can call for help and an expert will arrive to fix you on the spot or recover you to a garage.

It’s available for most vehicles, including cars, vans and motorbikes. And there are different levels of cover to choose from. Most providers only offer roadside assistance as standard. But at the RAC, we include roadside and home rescue, garage support and alternative transport with every cover level.

What types of breakdown cover are there?

You can buy breakdown cover for a particular vehicle, or a person in any vehicle.

Vehicle cover

Vehicle breakdown cover means your vehicle is covered no matter who is driving. You can cover up to 3 vehicles registered to the same address on the same policy.

Personal cover

Personal breakdown cover means you’re covered in any vehicle as a driver or passenger. You can cover up to 5 people from the same household on the same policy.

Which level of cover is best for me?

We offer 3 levels of cover: Standard, Advanced and Ultimate. With each level of cover, you get roadside assistance and home rescue – plus some level of garage support and alternative transport (or 'Onward Travel').

Here are the main differences to help you find the right cover for you.

Standard

  • Roadside + home rescue
    Unlike others, we won’t make you upgrade to get ‘Home Start’. We’ll rescue you anywhere, and we’ll always try to fix you on the spot.

  • 10-mile tow
    If we can’t fix you, you'll get a 10-mile tow to a garage or another destination.

  • 20-mile taxi
    If your vehicle goes to the garage, we’ll reimburse you for the cost of a taxi ride up to 20 miles.

  • Fault report for the garage
    Your patrol will give you a report about your breakdown, which includes a suspected fault diagnosis. If you need to go to a garage for repair, you can hand this over to give them an indication of what’s wrong with your vehicle.

Advanced

As well as roadside and home rescue, you're also covered for:

  • Unlimited tow
    Instead of a 10-mile tow, we'll tow you and your passengers to any garage or destination the UK. Other providers call this ‘National Recovery’.

  • Up to 2 days alternative transport
    You’ll get up to £150 to help you stay mobile for up to 2 days while your vehicle’s in the garage. This can go towards any combination of hire car, taxis, public transport and even a hotel. If you need a hire car, we'll even deliver it to you.

  • Advanced garage support
    Your patrol will contact up to 3 RAC garages to check who can see you the soonest. Your patrol will also get you a repair estimate from the garage, to give you an idea of how much it will cost. They’ll also give you a full explanation in plain English.

Ultimate

As well as everything in Advanced, you’re also covered for:

  • Up to 7 days alternative transport
    You’ll get up to £500 to help you stay mobile for up to 7 days while your vehicle’s in the garage. This can go towards any combination of hire car, taxis, public transport and even a hotel. If you need a hire car, we'll deliver it and collect it when you've finished.

  • Ultimate garage support
    There’s no need to come to the garage with us. All we ask is that you stay with your vehicle until it’s been safely loaded onto a van or recovery truck. Then you can leave the rest to us, while you get on with your day. We’ll arrange a taxi or hire car for you, straight from the scene of the breakdown. Then we’ll tow your vehicle to the garage, give them your contact details, and they’ll call you with a detailed quote.

 

Find more information in our complete guide to breakdown cover.


Even more reasons to choose the RAC

A free car health check when you join

Only with the RAC. Make sure your car’s in tip-top condition with a free 20-point health check. You never know – it could help you avoid a breakdown in the first place.

We fix 4 out of 5 on the spot

Some providers tow you straight to a garage. But our expert local patrols fix most at the roadside, in 30 minutes on average - saving you the cost of a garage fix.

No hidden costs

We'll never charge you for labour or fitting. It’s all included in the price, so you know where you stand.

Supercharge your cover with add-ons

Even more reassurance from just £3 a month1

Battery Replace

If your battery dies, get a new one worth up to £600.

Tyre Replace

Get up to 5 new tyres a year, worth up to £150 each.

Key Replace

If you lose your car or house keys, get £1,500 towards new ones.

Enjoy exclusive perks for free

Available with every level of cover.

Free legal helpline
Free legal helpline
Expert legal advice on driving, property, employment and more.
Free accident care
Free accident care
Help to get you back on the road quickly if you have an accident.
Everyday discounts
Everyday discounts
Woohoo! Get money off car maintenance and up to 50% off travel and trips.
Join the RAC now for complete peace of mind

Trustpilot logo

What our members say


Answers to your
questions
Q. What vehicles do you cover?

We cover cars of any age, including hybrids, electric vehicles, classic cars, motorbikes, campervans and vans. Your vehicle must be:

  • UK registered
  • a maximum of 3.5 tonnes, 6.4 m long (and 2.5 m wide - that’s roughly the weight and size of a Ford Transit long wheelbase van)
  • a motorcycle over 49cc (or 121cc in Europe)
For caravans and motorhomes, we can offer roadside assistance and recovery with our RAC Arrival product.
Q. Will my breakdown cover start straight away?

Yes. Your breakdown cover will start straight away, as long as you haven’t already broken down.

For Standard, Advanced and Ultimate, you'll be covered for roadside and home rescue and a 10-mile tow for the first 24 hours. Your full cover will start after 24 hours.

If you’ve already broken down, do not buy online. Please call 0330 159 8743.

Q. Do I pay monthly or annually?

You can choose monthly or annual breakdown cover. It's up to you.

  • Monthly is our most flexible option, as you pay on a rolling monthly basis with no annual contract.
  • Annual is our cheapest option for 12 months of cover. You pay upfront for a full year and automatically renew each year.
Q. What RAC member benefits are there?
Your RAC membership also comes with exclusive discounts on car maintenance, travel and days out. This includes 25% off airport parking, up to 51% off theme park tickets and more. See all your RAC member benefits.
Q. What if I use my vehicle for business?
You’ll need RAC Business Breakdown Cover instead. You can choose a 12 or 24 month contracts for commercial cars, vans, taxis, minibuses and more.
Q. How much is breakdown cover?

RAC Breakdown Cover starts from £10 a month. This is for our Standard level of cover for 1 vehicle. Exactly how much your breakdown cover costs depends on:

  • The level of cover you choose – Standard, Advanced or Ultimate
  • The type of cover you choosepersonal cover costs more than vehicle cover
  • How many vehicles or people you cover – the more you add, the more it will cost
  • Whether you need add-ons – like Key Replace, Battery Replace or Tyre Replace
     
Q. Does RAC Breakdown Cover protect me if I travel to Europe?

European cover doesn’t come as standard with your UK breakdown cover. To make sure you’re covered if you travel to Europe, you can:

If you buy European breakdown cover as a standalone policy, you can choose between single-trip cover for a one-off journey – or annual cover for multiple trips during the year.
 

How else
can we help?
European breakdown cover

Driving over to Europe? You’ll need European breakdown cover. Choose from single trip or annual trip.

Compare breakdown cover

See how we compare to other breakdown cover providers, like the AA and Green Flag.

Breakdown cover deals

View the latest offers and promotions on RAC breakdown cover today.

We also cover

Our breakdown patrol will know you're a blue badge holder before they reach you.

  

Keep your business moving with tailored breakdown assistance for 1 to 100+ vehicles.

  

The Camping and Caravanning Club's breakdown and recovery scheme provided by RAC.

  

Punctures, battery problems, non-starts and cut-outs are all covered. We'll even come out if you run out of fuel.

  

Put the wrong fuel in your car? Don't panic. Call us now for our Fuel Drain Service.

  

Want to get the most out of your breakdown cover? Check out some of our optional extras here.

  

If your vehicle breaks down miles away from home, National Recovery cover from the RAC could prove invaluable - find out more here

  

If your vehicle cannot be fixed at the side of the road, our vehicle recovery service will transport it to either a garage or back to your home address

  

Before buying breakdown cover, it’s useful to read reviews. Check out the RAC’s score on Trustpilot.

  

Breakdown cover deals from the RAC. Find the best deals on both personal and vehicle cover, plus any exciting seasonal promotions.

  

The RAC offers breakdown cover for scooters and mopeds over 49cc

  

Multi-car breakdown cover enables you to get breakdown cover for several vehicles under one policy.

  

Family breakdown cover provides vehicle cover for several members of your family within a joint policy.

  

Find out more about our offering for electric and hybrid vehicles here.

  
Driving hints and tips

Find all the information you need to have a better understanding of the different levels of cover that the RAC have on offer

  

Find the answers to a range of breakdown related question covering both UK, European and Business Breakdown cover

  

Not sure what that light on your dashboard means? View our guide and easily identify what that warning light means

  

Not sure what to do if your car comes to an unexpected stop? Read our advice on what you should do after your car has broken down

  

Follow our 10 simple steps to help avoid a car breakdown. All of the tips are simple and can be done with very little car knowledge

  

More and more new cars are being built without space for a spare wheel. Find out how we have used innovation to overcome this problem

  

Find out what steps you should take if your vehicle breaks down on a motorway, including guidance from the Highway Code

  

Modern cars are now equipped with a sophisticated electronic management system, find out how we overcome this to detect a fault with your car

  

^ Offer terms and conditions:

  1. 3 months free only applicable to Ultimate cover level & 1 months free only applicable to Advanced cover level.
  2. Standard cover level excluded from the promotion.
  3. You must purchase RAC breakdown cover online direct from RAC by visiting www.rac.co.uk by 15th April 7am.
  4. Offer applies to new customers only.
  5. For Monthly customers, 1 & 3 months free offer requires you to make 12 consecutive payments at the full price. Month 13 is free for 1 month free offer. Months 13, 14 & 15 are free for 3 months free offer
  6. For Annual customers, 1 & 3 months free offer requires you to have an active cover level at month 12.
  7. If you fail to make 12 consecutive payments or cancel your policy before 12-month period, you will not be eligible for the promotion.
  8. Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
  9. Offer may be withdrawn at any time.
  10. No cash or other alternatives available.
  11. Excludes RAC Response (Blue Badge membership).

* vs AA and Green Flag. Our complete breakdown cover includes roadside and home rescue, garage support and alternative transport. Learn more about our breakdown service.

^^ Price relates to Vehicle based cover.

Payment must be made at the same time, and in the same monthly/annual way, as your breakdown cover

Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Motoring Services (Registered No 01424399) and/or RAC Insurance Ltd (Registered No 2355834). Registered in England and Wales at RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

© 2021 RAC Motoring Services. All rights reserved.