With RAC Car Insurance, insuring your electric or hybrid car is as easy as insuring any other car. As the experts in electric, you can count on us to find the best protection for your electric car, at the right price. So you can hit the road with complete confidence.
Q. Is electric car insurance more expensive?
Electric car insurance can be more expensive because this type of car cost more than conventional vehicles. They’re also equipped with technology that’s costly to fix or replace. Also, if you have an accident, it’s more likely to need a specialist repairer.
Q. Is the compulsory excess higher on an electric vehicle?
No. There’s no specific additional excess added for electric cars. The compulsory excess is set by your insurer. It’s based on make, model, age and condition of your car.
Q. What happens if I’m leasing the battery?
When you own or lease the battery in your electric or hybrid car, it’s covered for accidental damage, fire and theft.
When you take out a policy, you need to let us know if you’re leasing the battery. If your car’s written off, it’s important that the payouts for the car and battery go to the right place.
If you own the battery, the value of the car and the battery make up the market value of your car.
Q. If my electric car’s damaged in a collision, can your repairers fix it?
Yes. We work with a network of approved repairers, who have the tools and technology to fix electric and hybrid cars.
Q. Can you help if my electric car breaks down at the roadside?
Yes, if you choose to add
RAC Breakdown Cover to your electric car insurance policy (from as little as £19.99 per year). We’ll always aim to fix faults there and then and if your battery goes flat, we can send out one of our vans with our handy mobile charger to give you a 10-mile boost, rather than towing you to the nearest charge station like other providers.
Q. Can I make an amend to my electric car insurance online?
Yes, simply log in to your
online account to make changes such as a change of address, change of vehicle or to add or remove a driver. No fuss, no phone call needed and open 24/7.