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Keep your business moving

with Business Breakdown cover from the RAC
  • Pay monthly from £11 a month per vehicle^ – exclusive to the RAC
  • Van-for-van replacement when you choose Van Total cover
  • Our patrols fix 4 out of 5 breakdowns on the spot
^£11 a month per vehicle, Roadside, Recovery & At Home cover. Fleets of 2.

Why choose RAC Business Breakdown Cover?

RAC Business Breakdown cover makes sure your business vehicles are covered in the event of a breakdown, reducing vehicle downtime and reputational damage to your business. RAC Business breakdown cover is vehicle-based, so any driver of your commercial vehicles is covered.

We normally get to you within an hour

Our patrols fix 4/5 breakdowns on the spot

Van-for-van replacement, exclusive to RAC

What Business Breakdown Cover do you need?

We cover a range of businesses and vehicle types. For more information on our products and services browse below. You can cover multiple types of vehicle on one policy with our Fleet Breakdown Cover.

Get in touch

Prefer to speak to one of our team? No problem, enquire below or give us a call on 0330 159 0975

Get a quote

Build your cover now to get a quote in minutes.

For our most up to date pricing, click get a quote below to build your cover.

Business Breakdown Cover levels

There are a number of different cover levels and options with RAC to keep your business on the move, and we’ll explain what they mean below:


This is a standard feature of our breakdown service. We will attend, as long as you are more than 1/4 mile from your registered address and if we can't fix your vehicle at the roadside we'll tow you up to 10 miles to your location of choice.

At Home

Many breakdown services don’t cover your commercial vehicles if they break down at your registered address. We make sure you get the benefit of an RAC patrol wherever you are. So if you break down within 1/4 of a mile of your registered address, we've got you covered.


Choosing recovery means if we can’t fix your vehicle at the roadside, we’ll take you and up to 8 passengers (more if it is specialist Minibus Cover) to your chosen single destination anywhere in the UK. This could be your preferred garage or maintenance partner, or your registered address.

Onward Travel

If we can't fix your vehicle the same day, we'll give you a replacement car or van for up to 2 days. Or we can arrange overnight accommodation or cover alternative travel costs.

Van Lite

With Van Lite Cover, you'll get all the benefits of Roadside and At Home cover. Plus if your vehicle goes to a garage, we'll reimburse you for the cost of a taxi ride up to 20 miles. So you'll never be left stranded.

Van Total

With Van Total Cover you'll get all the benefits of Van Lite cover. Plus Onward Travel, including van-for-van replacement if your vehicle needs to go to a garage.


With RAC Business European Breakdown Cover, English-speaking incident managers are on hand 24/7 to help you if you break down. From fixing your vehicle at the roadside, towing it to the nearest garage for repair, or returning it to the UK.

Supercharge your cover with RAC breakdown extras

Battery Replace

With Battery Replace, you'll get a new battery worth up to £600 if yours can't be re-charged.

Legal Expense Insurance

If you have an accident that wasn't your fault, we'll help you claim back losses your motor insurance doesn't cover.

Tyre Replace

With Tyre Replace, you'll get up to £150 per tyre to repair or replace a damaged or punctured tyre.

Build a quote or buy online today

Frequently Asked Questions

Our RAC business breakdown cover is designed specifically for business use. This is cover at a vehicle level, so any of your drivers are covered when you purchase this cover for your carvan or fleet. From couriers to sole traders this cover is perfect for business use vehicles.

If you are on an RAC business breakdown policy and you need to report a breakdown, please call us on 0330 159 0975 or report a breakdown online here. To enquire about business breakdown cover, please call 0330 159 0975.

Breakdown cover isn’t a legal requirement, however if you rely on your vehicle for business use it can prevent days of lost income and provide peace of mind whenever you’re out on the road. With RAC Business you’re covered all year round.

Commercial breakdown cover is cover specifically for businesses that have a vehicle or fleet of vehicles. This cover is vehicle-based meaning any driver is covered in the event of a breakdown. RAC business breakdown cover is perfect for all commercial vehicles such as couriers, sole traders, fleetstaxi drivers and van drivers.

RAC Van breakdown cover is specifically designed with van drivers in mind – after all, we’re van drivers too! Plus, with Van Total cover get van-for-van replacement – exclusive to RAC – so you can keep your business moving, even when your van isn’t.

For the most accurate price for your vehicle/s it is best to use our online quote, this should only take a few minutes to give you an accurate price for all 12 or 24 month cover.