Business Breakdown Cover | Driving Better Business | RAC
FREE Onward Travel worth £21.99 per vehicle with RAC Business Breakdown cover*

Business Breakdown Cover

Business Breakdown Cover, sometimes referred to as Fleet or Commercial Breakdown Cover, is different to personal breakdown cover. Business Breakdown is available at a vehicle level, so any driver of your specified business cars, vans, minibuses, taxis or trucks is covered, guarding you against expensive down time and reputational damage if one of your vehicles breaks down.

Will your business keep moving if you break down? With a unique range of services and products, we fix 4 out of 5 vehicles at the roadside on average in just 30 minutes. Our Patrols carry the latest diagnostic technology along with more than 500 parts and tools on board, helping to get you onto your next job. It could make all the difference to your working day.

  • Fix prices for up to 2 years
    Avoid annual renewal increases with our 24 month breakdown policies
  • Van-for-van replacement
    Only the RAC provides a replacement van-for-van or car-for-car with our Onward Travel option
  • Universal Spare Wheel

    All our Patrols carry a Universal Spare Wheel so that we can keep your business on the road 

  • FREE online vehicle management

    Access to Business Club; essential fleet management tools and exclusive member benefits

View our Business Breakdown Cover Terms and Conditions or our Insurance Product Information Document

Get in touch

For more information on 12 & 24 month contracts or a quote call us on:

0330 159 0361

Request a call backEnquire now

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FREE Onward Travel worth £21.99 per vehicle with RAC Business Breakdown cover*

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We do more at the roadside

We fix 4 out of 5 cars at the roadside on average in just 30 minutes

Everything you need to manage business vehicles

Get FREE access to our online fleet management tool

Less disruption to your business

Our Onward Travel option includes replacement van or car to get you moving again

Business Breakdown cover levels

There are a number of different cover levels and options with RAC to keep your business on the move, and we’ll explain what they mean below:


This is a standard feature of our breakdown service. If we can’t fix your vehicle at the roadside we’ll tow you up to 10 miles to your destination of choice. With RAC Business Breakdown you can also choose to include full recovery (see below).

At Home

Many breakdown services don’t cover your business vehicles at home or company locations. We make sure that you can get the benefit of an RAC patrol wherever you are, so if you breakdown within a mile of your registered address, we've got you covered.


Choosing recovery means if we can’t fix your vehicle at the roadside, we’ll take you and up to 7 passengers (more if it is special Minibus Cover) to your chosen destination anywhere in the UK. This could be your preferred garage or maintenance partner, or your registered business address.


  Business Roadside and At Home
from £39.99^
Business Roadside, At Home and Recovery from £59.99^
Roadside Included Included
At Home Included Included 
Recovery Not available Included
Onward Travel Not available FREE
European Cover Optional extra Optional extra
24 Month Policy Not available Available

^ Prices correct as at 01/07/2019 based on web prices for fleets of 20+ on 12 month policies. For different fleet sizes and up to date pricing please go to Quote and buy. 

You can see how our cover compares to our competitors here: Compare Business Breakdown cover.



Breakdown cover for your business

Van driving

Van Breakdown Cover

Unlike our competitors, our Onward Travel options offers replacement vans as well as cars if your vehicle can’t be fixed.

Find out more
Woman broken down

Fleet Breakdown Cover

Our Fleet Breakdown Cover is designed to help you stay in control, meet the changing demands of managing a fleet and keep business moving.

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Fuel patrol

Taxi Breakdown Cover

It's important to have the right cover to keep your taxi and your business running.

Find out more

Truck Breakdown Cover

RAC Truck Rescue covers your fleet from 3.5T vans to 44T trucks. We’re there for you 24/7, 365 days a year.

Find out more

What is Business Breakdown Cover?

Business breakdown cover ensures your business vehicles are covered in the event of a breakdown, minimising vehicle downtime and reputational damage to your business. Business breakdown cover is at vehicle level, so any driver of your business vehicles is covered.

Comprehensive cover and support


We’ll aim to fix your vehicle at the roadside as long as you’re over 1/4 mile away from home


We’ll take you, up to seven passengers and your vehicle to your chosen destination, anywhere in the UK

At Home

We’ll come to fix your vehicle if it breaks down at home or within 1/4 mile of home

Business Club

Get 24/7 access to a range of online fleet management tools, member offers and useful discounts

Get in touch

We’re ready to keep you moving

Contact us

Get a quote

Buy RAC Business Breakdown online

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