Multi-Car Breakdown Cover

A good option for friends or families with multiple cars

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Multi-car breakdown cover

Multi-car breakdown cover lets you cover more than one vehicle under the same policy. It can be a good option for friends or families with multiple cars registered to the same address, as it can save you time and money compared to taking out separate policies for each vehicle.

With the RAC you can cover up to 3 vehicles on a single policy. Each vehicle will have the same level of cover, and it will be covered no matter who is driving it when it breaks down.

Key points

  • You can cover up to 3 vehicles on the same policy – just choose ‘vehicle cover’ and select the number of vehicles you need to cover
  • The vehicles need to be registered to the same address – but they don’t need to be registered to the same owner
  • Each vehicle will have the same level of cover


What’s included in multi-car breakdown cover?

With the RAC you have three levels of cover to choose from: Standard, Advanced and Ultimate. Each cover level includes roadside and home rescue, plus some level of garage support and alternative transport (also known as ‘onward travel’)

The level of cover you choose will apply to every vehicle named on your policy. So it’s important to think about how much cover you’re going to need.

 

Supercharge your cover with add-ons

Even more reassurance from just £3 a month1

Battery Replace

Get a new battery worth up to £600 if yours can't be re-charged.

Tyre Replace

Get up to £150 per tyre to replace a damaged or punctured tyre.

Key Replace

If you lose your car or house keys, get £1,500 towards new ones.

 

How to get multi-car breakdown cover

When you buy breakdown cover from the RAC, you’ll be asked which type of cover you’d like. To cover multiple vehicles, just choose ‘vehicle cover’ and select the number of vehicles you need to cover. 

Then you can selection level of cover you need. We offer three levels of cover: Standard, Advanced or Ultimate. Every vehicle on your policy will have the same level of cover. 

Ready to get started? Get a quote for multi-car breakdown cover.

FAQs

Q. Am I covered in a different vehicle?

That depends on the type of cover you choose. 

  • With vehicle cover, only the specific vehicles named on your policy will be covered in the event of a breakdown. Anyone can be driving them at the time. 
  • With personal cover, any person named on your policy will be covered as a driver or passenger in any vehicle if it breaks down 
 
Q. How many times can I claim on my multi-car breakdown cover?

The number of callouts you have depends on the level of cover you choose.

  • With Standard, you have a limit of 5 callouts a year.
  • With Advanced and Ultimate, you have unlimited callouts – as long as it’s not for a recurring problem.
 
Q. Am I covered in the event of an accident?

Accident Care is included as a benefit at no additional charge. If you’re in a road traffic accident or collision, we may be able to help with post-accident assistance. Just call us on 0333 2000 999 and we can help with recovery advice.

Q. Can I pay monthly for multi-car breakdown cover?
Yes, you can pay monthly for multi-car breakdown cover. All you need to do is select the right option for you when buying your breakdown cover. 

Find out more

Find all the information you need to have a better understanding of the different levels of cover that the RAC have on offer

  

Many vehicle breakdowns happen at home - but with RAC At Home Cover you can get on with your day quickly again.

  

If your vehicle breaks down miles away from home, National Recovery cover from the RAC could prove invaluable - find out more here

  

If your vehicle cannot be fixed at the side of the road, our vehicle recovery service will transport it to either a garage or back to your home address

  

If your vehicle can't be fixed in the same day after a breakdown, RAC's onward travel product helps you to make alternative travel plans to continue your journey.

  

Vehicle Breakdown Cover can be a great value option if you’re looking for cheap breakdown cover - this guide from the RAC looks at the benefits of it.

  

Personal Breakdown Cover can give you peace of mind in whatever vehicle you’re driving or travelling in as a passenger, as this guide from the RAC explains.

  

Family breakdown cover provides vehicle cover for several members of your family within a joint policy.

  

Find out more about our offering for electric and hybrid vehicles here.

  
Compare breakdown

Compare breakdown cover from the RAC and other providers to help you understand the differences in service, coverage, optional extras and reliability.

  

This guide compares the RAC, one of the UK’s major breakdown cover companies, with AA, to see how it compares for level of cover, pricing and customer reviews.

  

This guide compares the RAC, one of the UK’s major breakdown cover companies, with Green Flag, to see how it compares for level of cover, pricing and customer reviews.

  

The RAC and Rescuemycar are both UK car breakdown providers, but how do their levels of cover, prices and customer reviews compare?

  

The RAC is one of the UK’s leading providers of breakdown cover and vehicle recovery, but how does it compare to StartRescue?

  

This guide compares the RAC, one of the UK’s major breakdown cover companies, with Emergency Assist, to see how it compares for level of cover and pricing.

  

How does the RAC compare with Direct Line, when it comes to providing breakdown cover services? This guide takes a look at prices, level of cover and customer reviews.

  

If you’re searching for the best breakdown cover deal, using a comparison service can really help - here are some useful tips to consider before you start your search.

  
Additional cover

Our breakdown patrol will know you're a blue badge holder before they reach you.

  

Keep your business moving with tailored breakdown assistance for 1 to 100+ vehicles.

  

The Camping and Caravanning Club's breakdown and recovery scheme provided by RAC.

  

RAC European Breakdown Cover provides you with peace of mind and comprehensive single-trip or annual cover you can rely on during your holidays.

  

Punctures, battery problems, non-starts and cut-outs are all covered. We'll even come out if you run out of fuel.

  

Put the wrong fuel in your car? Don't panic. Call us now for our Fuel Drain Service.

  
Driving hints and tips

Before buying breakdown cover, it’s useful to read reviews. Check out the RAC’s score on Trustpilot.

  

Find the answers to a range of breakdown related question covering both UK, European and Business Breakdown cover

  

Not sure what that light on your dashboard means? View our guide and easily identify what that warning light means

  

More and more new cars are being built without space for a spare wheel. Find out how we have used innovation to overcome this problem