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Multi-car breakdown cover lets you cover more than one vehicle under the same policy. It can be a good option for friends or families with multiple cars registered to the same address, as it can save you time and money compared to taking out separate policies for each vehicle.
With the RAC you can cover up to 3 vehicles on a single multicar breakdown cover policy. Each vehicle will have the same level of cover, and it will be covered no matter who is driving it when it breaks down.
What’s included in multi-car breakdown cover?
With the RAC, you have three levels of cover to choose from: ‘Basic’, ‘Extra and ‘Complete’. Exactly what’s included depends on which cover level you choose.
For example:
The level of cover you choose will apply to every vehicle named on your policy. So it’s important to think about how much cover you’re going to need.
For more reassurance, you can add extras to your breakdown cover
Can't do without your car? Get a hire car while yours is in the garage.
Get a new battery if we can’t recharge yours – saving you £160 on average.
Puncture? No problem – you're covered for the cost of 5 new tyres a year.
Lost your car keys? We'll replace them, saving you £300 on average.
When you buy breakdown cover from the RAC, you’ll be asked which type of cover you’d like. To cover multiple vehicles, just choose ‘vehicle cover’ and select the number of vehicles you need to cover.
Next, you can select the level of cover you need. We offer three levels of cover: Basic, Extra and Complete. Every vehicle on your policy will have the same level of cover.
Looking for the best multi car breakdown cover? You can compare our cover to other providers here.
That depends on the type of cover you choose.
With Basic and Extra cover, you have 5 callouts a year with 1 additional callout for every person or vehicle added. With Complete cover, you have unlimited callouts for each vehicle on your policy – as long as it’s not for a recurring problem.
Accident Care is included as a benefit at no additional charge†. If you’re in a road traffic accident or collision, we may be able to help with post-accident assistance. Just call us on 0333 2000 999 and we can help with recovery advice. We can also seek to recoup the cost of recovery from your insurer/3rd party insurer. You may be asked to pay if this isn’t possible.
Our standard UK breakdown cover doesn’t cover your vehicle when you travel abroad. If you’re planning on driving in Europe, take a look at our European breakdown cover. You can choose between single trip or annual cover.
We don’t offer multi-car European breakdown cover. If you need multiple cars covered while driving abroad, you’ll need to take out separate cover for each vehicle.
If you’re already an RAC member and looking to drive to Europe, you can add European Rescue to your existing policy. Visit our breakdown extras page for more details.
Find all the information you need to have a better understanding of the different levels of cover that the RAC have on offer.
Many vehicle breakdowns happen at home – but with RAC At Home Cover you can get on with your day quickly again.
If your vehicle breaks down miles away from home, national recovery cover from the RAC could prove invaluable – find out more here.
If your vehicle cannot be fixed at the side of the road, our vehicle recovery service will transport it to either a garage or back to your home address.
If your vehicles in the garage after a breakdown, RAC’s Onward Travel helps you keep moving. We’ll pay for hire care for up to 3 days, overnight accommodations or alternative transport.
Vehicle breakdown cover can be a great value option if you’re looking for cheap breakdown cover – this guide from the RAC looks at the benefits of it.
Personal breakdown cover can give you peace of mind in whatever vehicle you’re driving or travelling in as a passenger, as this guide from the RAC explains.
Family breakdown cover provides vehicle cover for several members of your family within a joint policy.
Find out more about our offering for electric and hybrid vehicles here.
Report your breakdown online or find out what to do if you’ve broken down without cover.
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