Single trip European breakdown cover

Short term cover from just £7 per day

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Price for 1 day cover for up to 9 people travelling in a vehicle up to 1 year old in Zone 1.

What is single trip European breakdown cover?

Single trip European breakdown cover means your vehicle is covered for a one-off trip to Europe. You can choose cover for just one day, a two-week holiday, or any trip lasting up to 180 days. And if your vehicle breaks down while you’re away, you can be fixed at the roadside or towed to the nearest garage.

Single trip European breakdown cover is also known as ‘one-off’ or ‘short-term’ European breakdown cover. And it’s there to give you peace of mind that help is at hand if you need it, without having to pay for annual cover.

24/7 English-speaking helpline
Speak to an experienced case handler to manage your breakdown

Defaqto 5-Star Comprehensive & Comprehensive Plus cover

The BEST cover in the market1

Compare our single trip European breakdown cover

 
defaqto five star rating

Comprehensive

From £7*

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  • Unlimited roadside assistance in Europe
  • We’ll pay up to £150 garage labour costs2
  • Up to £500 accommodation expenses or up to £1,500 to continue your journey
  • We’ll pay up to the market value of your vehicle to get it back to the UK, providing your vehicle is not beyond economical repair
  • UK roadside assistance up to the value of £300, 48 hours before your departure date
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defaqto five star rating

BEST cover1

Comprehensive Plus

From £9*

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  • Unlimited roadside assistance in Europe
  • We’ll pay up to £1,000 garage labour costs**
  • Up to £1,200 accommodation expenses and up to £3,000 to continue your journey
  • We’ll pay to get your vehicle back to the UK if it can’t be fixed, providing your vehicle is not beyond economical repair
  • Unlimited UK roadside assistance, 7 days before your departure date^
  • Replacement tickets if you miss your pre-booked train or ferry^^
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Is single trip cover only for cars?

Our single trip European breakdown cover isn’t just for cars. We also cover motorcycles (12cc and over), motorhomes and minibuses (with up to 17 seats, including the driver) – plus light vans, and vehicles towing caravans or trailers.

We cover any vehicle of any age, as long as it is:

  • registered as a private vehicle in the UK, Jersey, Guernsey or Isle of Man
  • a maximum of 3,500 kg (3.5 tonnes) when fully loaded. This weight is called the gross vehicle mass (GVM)
  • a maximum of 7 m long, 3 m high and 2.5 mm wide – including any load you’re carrying.
 

Should I choose single trip or annual cover?

Depending on how often you drive to Europe, and how long your trips are, you can choose between single trip and annual cover. Here are the main differences to help you decide which is right for you:.

  • Single trip European cover

If you drive to Europe once or twice a year, buying single trip European breakdown cover each time you go away can be the cheaper option. You can get cover for up to 180 days.

  • Annual European cover

This provides cover for multiple trips during a year, which is ideal if you regularly drive to Europe. You’ll be covered up to 90 days per trip – if you’ll be away for longer than this, you’ll need single trip European cover.

With both types of cover, you’re covered in any vehicle of any age, even if you’re towing a caravan or trailer. If you’re driving across more than one European country during any of your trips, no problem – just make sure you select the right ‘zone’ or travel when buying your policy.

Get a quote online or call 0330 332 8302.

Why the RAC offers the best single trip European breakdown cover

Our highest level of cover – Comprehensive Plus – is officially the best cover in the market. It has a 5-star rating from Defaqto and includes a range of features that other providers don’t offer.

Highlights include:

  • Garage labour costs of up to £1,000**
  • Unlimited cover for emergency roadside repair and towing costs to the nearest garage in the UK
  • Unlimited cover for roadside assistance and towing cost to the nearest garage in Europe, as well as unlimited costs if you need to collect your vehicle from Europe once it's been repaired
  • If the cost of repairs is more than £500, and the cost of repairs don't exceed the market value of your vehicle, we'll cover all costs to get your vehicle back to the UK
  • We also provide cover for up to 17 people, so if there is a large group of you travelling - a sports team perhaps - you can also benefit from European single trip breakdown cover3

With Comprehensive policies you're covered for either hire car or accommodation whilst your vehicle is being repaired, that way you can choose to either continue your trip uninterrupted while your own vehicle needs repairs, or if you need to stay somewhere as a result of your vehicle breakdown, we can arrange that instead.

With Comprehensive Plus, you won’t have to choose between a hire car or accommodation, as you’ll be covered for both, with hire car expenses covered up to £3,000 and accommodation expenses are covered up to £1,200.

How can we help you?

Do you know the French for flat battery? (it's batterie à plat)

We have been helping motorists in Europe for over 120 years so we know how stressful it can be when your car breaks down. It can be even worse when it is in a different country where you may not be able to speak the language.


  1. An experienced case handler to manage your breakdown from start to finish
  2. Our technical experts will liaise with the garage to ensure you only pay for repairs you need
  3. We will cover the costs of dispatch for any replacement parts - please note we will not pay for the costs of the parts
  4. Average time to attend in France was 44 minutes
  5. 56% of all breakdowns in Europe are dealt with on the same day
  6. 93% of all breakdowns in France attended within 60 minutes
  7. We repair 55% of all breakdowns at the Roadside in France
  8. English speaking incident managers on call 24/7 to help manage the repairs, towing and if needs be alternative travel or accommodation arrangements
  9. Up to 18 different languages spoken by our team 

Based on breakdown data collected between January 2018 and March 2019 on service levels in Europe

How does European cover work?

Which countries are covered?

RAC European Breakdown Cover is available in 49 countries – that’s more than most other providers. These countries are split into Zone 1, Zone 2 and Zone 3, so you can easily select the right cover for you and your trip. 

Click on a country to read a guide to local driving laws, travel advice, parking regulations, fuel availability and more.

We also have resources that go into more detail about our European breakdown cover offerings in France, Spain, Germany and Ireland.

We also cover the offshore islands of all the countries within this zone.

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Zone 2 (includes Spain & Italy)
  Gibraltar
  Italy
  Norway
  Spain
  Sweden
  Vatican City

We also cover the offshore islands of the countries within this zone, with the exception of Ceuta, Melilla or the Canary Islands (Spanish off-shore Islands).

Show countries on a map
Zone 3 (includes Poland & Greece)

We also cover the offshore islands of all the countries within this zone.

Show countries on a map
European driving and travel advice

Both our breakdown cover and advice is comprehensive: select your destination and read through the tailored motoring information and advice on offer

  

Take advantage of our Breakdown Cover and explore the UK and Europe, and the unrivalled landscapes, by car

  

Protect yourself from unexpected costs when hiring a car. Daily cover from the equivalent of £2.99††

  

Drive to Europe on a regular basis? Then annual european cover will give you complete peace of mind all year round

  

Pay-by-day car insurance from 1 hour - 30 days

  
More about European breakdown cover

Whether you're popping to Paris or setting off for a two-week stay in Spain, we have flexible cover options to suit you.

  

Find out what the RAC offers that the AA and Green Flag don't

  

For more information about our European Breakdown Cover please refer to our Insurance Product Information Document or our Terms & Conditions

  

PDF

Download and complete a claim form within 90 days of your planned return date

  

Drive to Europe on a regular basis? Then annual european cover will give you complete peace of mind all year round

  

If you’re heading for Belgium and the Netherlands and planning to drive, it’s important you know the rules of the road and have breakdown cover in place.

  

If you’re driving in Germany, it’s important that you have European Breakdown Cover in place to provide roadside recovery and assistance should you need it.

  

If you’re planning on driving in France, then you need to be prepared - here’s the RAC guide to European Breakdown Cover and rules of the road.

  

Before driving in Spain, prepare properly by understanding the road rules, checking your vehicle and arranging the right level of breakdown cover.

  

If you’re planning on driving in Italy, then you need to be prepared - here’s the RAC guide to European Breakdown Cover and rules of the road.

  

If you’re planning on driving in the Republic of Ireland, then you need to be prepared - here’s our guide to European Breakdown Cover.

  

Full terms and conditions apply. Maximum benefits payable under the policy - please read the terms and conditions policy booklet for details. Additional cover available in some areas upon payment of an additional premium.

* Price for 1 day cover for up to 9 people travelling in a vehicle up to 1 year old in Zone 1.

1 Comparison based on RAC Comprehensive Plus European Breakdown cover against the top level of cover from other major providers as of 13.07.2020 For full details visit rac.co.uk/eurocompare

2 If repairs can be completed within the same working day.

3 This comparison based on the purchase of TWO single trip Comprehensive Plus policies, for a 1-year-old vehicle, to zone 1, for 14 days, up to 9 people travelling, and not towing. The cost of these two single trip policies is £135.92 (£67.96 each) – compared to an annual Comprehensive Plus policy, which costs £117. 35.

** If repairs can be completed within 7 working hours.

^ Unless a breakdown occurs within a ¼ of a mile from your home

^^ Up to 3 missed connections, if the delay is caused by a breakdown

Based on breakdown data collected between January 2018 and March 2019 on service levels in Europe

††Based on UK resident buying a single trip policy to cover 10 days car rental in Europe.

RAC European Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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