Payment Options

Frequently Asked Questions

We cannot suspend policy cover for the period your vehicle is off the road but you may have the option to reduce cover (i.e. from Comprehensive to Third Party Fire & Theft) or you could consider cancelling the policy altogether. Otherwise, you will still have to continue to pay your insurance premium unless you have declared your vehicle as SORN.

 
What does continuous payment mean?

Continuous payment means that we will automatically renew your policy and take payment each year, unless you tell us otherwise. You will receive information about your renewal approximately 28 days before your renewal date so you can check your details and contact us with any questions or queries.

 
Can I pay by cheque?

No. We no longer accept cheques for payment. You can pay by direct debit or credit/debit card.

Can I pay by Switch or Maestro?

Yes. You can pay for your cover in full using Maestro.

If you want to change the payment card or account on your existing policy, you can do so online by logging in to the RAC Car Insurance 'My Account'.

Can I pay by debit card?

Yes. We accept Maestro, VISA Electron, Solo and Mastercard Debit.

If you want to change the payment card or account on your existing policy, you can do so online by logging in to the RAC Car Insurance 'My Account'.

Can I pay by Direct Debit?

Yes. You can pay by Direct Debit on an annual or monthly basis (subject to status). You will be given this option when your quote has been calculated.

Can I pay in monthly instalments?

Yes, you can choose to spread the cost of your premium by paying monthly by Direct Debit (subject to status).

By paying monthly, you will be entering into a credit agreement and interest will be chargeable. If you do not want to enter into a credit agreement you can pay for your policy in one lump sum.

Can I pay by credit card?

Yes. We accept Visa, Visa Debit, Mastercard and Maestro/Electron.

What are the payment options with RAC Car Insurance?

You can choose to either pay annually by debit or credit card, or monthly (subject to status).

You can change the payment details of your existing RAC Car Insurance policy online by registering with the RAC Car Insurance 'My Account'.