Optional extras

RAC Breakdown Cover

Cover from only £29.99 a year

Don’t get caught out on a long journey. Protect your vehicle with 24/7 roadside rescue breakdown cover and your vehicle will be fixed at the roadside, as long as you're over ¼ mile away from home.

 Includes a 10 mile tow to a destination of your choice, local garage or a place of safety if your car cannot be fixed at the roadside.

 RAC patrols fix 4 out of 5 vehicles at the roadside

Motor Legal Protection

Available at no extra cost for the first 12 months of your policy if selected, and for the lifetime of the policy for RAC members.

Who would pay the legal bill if another driver hit you? Motor legal Protection covers your legal fees if you need to pursue someone for losses and expenses following a non-fault accident.

 Up to £100K of legal cover and help to find you a solicitor

 24/7 legal helpline for advice relating to a motoring issue

 Compensation for personal injury and medical expenses

Keycare cover

Cover for only £15.99 a year

Feel uneasy when you lose a set of keys? With our Keycare policy you will be covered for any lost or stolen keys attached to your key fob.

 Up to £1,000 of cover each year

 Cover includes any home, car, workplace or other property keys attached to your key fob

 Nationwide network of approved locksmiths

Guaranteed Replacement Car

Cover from only £12.99 a year

Adding Guaranteed Replacement Car to your policy keeps you mobile by providing a replacement car should yours not be driveable following a claim.

 Provides cover in the event of accident repairs, vandalism, fire or flood, vehicle write-off or theft

 Choose from 14 days or 28 days cover

No Claims Discount (NCD) Protection

Cost is calculated on your overall premium

If you have an accident and need to claim on your policy, you'll lose the years of No Claims Discount you have built up, if you haven't protected your NCD.

 With NCD Protection you would be able to make one or more claims without it reducing the NCD applied to your policy premium

 NCD Protection covers up to 2 fault claims within a 3 year period. You will be eligible to purchase No Claims Discount Protection if you have 4 years or more No Claims Discount
 

You can add an optional extra to your policy using our online self service centre or by calling 0330 159 1031.

RAC Car insurance

Get up to 65% off RAC Car Insurance with 9+ years no claims discount