Third party coverage – we pay for damage to other vehicles, property, and legal costs if you are at fault.

Fire and theft – we pay for repairs if your car suffers fire damage or is stolen.

Uninsured driver promise – we cover you if an uninsured driver hits you, keeping your no-claims bonus safe.

Vandalism promise – we pay for repairs if someone damages your car.

Courtesy car as standard (subject to availability and eligibility) – if you qualify, you get a replacement car while yours is fixed.

Personal accident benefit – if you suffer serious injuries in an accident, we give you financial help.

Medical expenses – we pay for your medical treatment if you are hurt in a crash.

Personal belongings – we protect your items in the car from loss or damage.

Transfer home or hotel stay after an accident¹ – if an accident leaves you stranded, we help you get home or book a hotel.

Child seat cover – we replace your child seat if it is damaged, even when you cannot see the damage.

Window glass cover – if your car’s glass is broken, we help fix or replace it.

Emergency treatment – we pay for urgent medical care if you are injured in an accident.

Replacement locks – if your car keys are lost or stolen, we cover the cost of new locks.

Cover for accessories – we protect extra car features, like roof racks, from damage.