Who are Defaqto?
Defaqto is one of the UK’s most trusted sources of financial product and market intelligence, supporting financial institutions, intermediaries, and consumers to make smarter financial decisions.
They maintain the UK's largest financial product database and use proprietary research methodology to develop independent ratings, reviews, insights, and technology.
By bringing together product data, technology, and consumer insight they are in a unique position to help everyone make smarter, more informed financial choices now, and in the future. And in doing so they hope to raise industry standards, power consumer choice, and help the industry meet evolving customer needs.
Defaqto Star Ratings explained
With more than 29,000 financial products to choose from, making the right decision is harder than ever.
Their Star Ratings give you the confidence to choose the right financial products, at a glance, thanks to an unbiased assessment of quality you can trust.
- Scored by experts
- Highly recognised by consumers and financial professionals
- Clear and consistent scoring approach
- Covers the whole market
★ A basic product offering only a few features and benefits
★★ A product offering fewer than average features and benefits
★★★ A standard product providing an average level of features and benefits
★★★★ A product with a good level of features and benefits
★★★★★ An excellent product with a comprehensive range of features and benefits

RAC Car Insurance Plus and RAC Online Car Insurance Plus are both Defaqto 5 Star rated.
You can read more about what Defaqto do here: www.defaqto.com/star-ratings