Temporary Van Insurance

Short-term van cover for 1 hr to 30 days

Get a quote   

Existing customer? Find out how to get in touch or amend your policy

Temporary Van Insurance

Temporary van insurance provides you with comprehensive short-term cover to drive a van, motorhome or campervan. If you don’t have an annual van insurance policy in place, temporary van insurance is a flexible option with cover from 1 hr to 30 days. It only takes 15 minutes to activate and covers you to drive your own van or one that you’ve borrowed. 

Saves you money

Only pay for the days you need

Quick & easy

Get covered in 15 minutes and extend online 24/7

Fully comprehensive

It covers you as well as others

What is temporary van insurance?

Temporary van insurance covers you for driving short and long wheelbase vans, and you can also upgrade to cover a motorhome or campervan as well.

You could use it to drive a van for any of the following:

 Sharing a trip for a holiday, festival, staycation or going camping
 Moving house or helping someone move house
Taking unwanted items to the tip
Transporting large or awkward items, such as furniture, DIY or gardening materials
Test driving a van before you purchase


Covers travel for business and leisure but not commercial use/hire and reward, such as couriers or taxi drivers.


Who is temporary van insurance for?


• General public – whether you’re a family moving to a new home or a student heading off to university, temporary insurance means you can use a van and move all your items in safely and practically

• Sole trader^ – likewise, a trade worker may only need a van on the odd occasion, in which case a temporary policy can save time and money

• Small businesses^ – not all businesses require vans 24/7, but they may need them from time to time. When they are needed, a temporary policy can prove more cost effective than an annual policy


What's covered by temporary van insurance?

What's covered

  •   Loss, theft, fire or vandalism
  •   Legal liability if another person is injured or dies, or their property’s damaged
  •   Damage after an accident
  •   New car replacement
  •   Accident recovery and an approved repair service
  •   Legal expenses cover up to £100,000

Optional extras

  • + RAC Breakdown Cover
    RAC breakdown assistance with Onward Travel options
  • + European car insurance cover
    Comprehensive cover while you’re on the road in the EU
  • + Excess Protection
    So you're not out of pocket if you need to make a claim

    Read more about our optional cover.


Looking for other short-term insurance?

Temporary car insurance

If you need to borrow a car and aren’t covered by an existing policy, temporary car insurance covers you for 1 hour to up 30 days

Find out more 

Temporary business car insurance

Travelling for business? Temporary business car insurance provides cover from 1 hour to 30 days.

Find out more 

Test drive insurance

Short-term cover in case you want to test drive a car before buying. Or – if you’re the seller – you can cover potential buyers. 

Find out more 

Other flexible car insurance options include: Black Box Car Insurance, Learner Driver Insurance and Pay by Mile car insurance.

The van must:

  • • have 8 seats or less
  • • under 3.5 tonnes gross vehicle weight (GVW)
  • not be a heavy goods vehicle (HGV)
  • • have an engine size of 3999c or less
  • • not be a rental or hire vehicle
  • • not have any engine modifications, body kits or alloy wheels – unless they were carried out of a disabled driver or passenger, or they were fitted at manufacture or were manufacturer optional extras

Usage must:

  • • be for travel that starts and ends in the UK (exporting is not permitted)
  • • not be used for the transport of goods or passengers for payment, or the transport of property or goods which don’t belong to you (e.g. as a courier or for fast food or takeaway food delivery)
  • • not be for the transport of hazardous goods or for use at hazardous locations


Frequently Asked Questions about temporary van insurance

Q. How does short term van insurance work?
A temporary van insurance policy allows you to drive a van for a short period of time, with no need to take out an annual policy or add van usage to your existing policy. You’ll need to get the vehicle owner's permission. You can take out a policy from as little as 1 hour up to 30 days. 
Q. What are the benefits of temporary van insurance?

comprehensive cover 

your No Claims Discount (NCD) won’t be affected on any annual policies

only pay for the time you need

policies available from 1 hour to 30 days. The more days you buy the cheaper the day rate

Q. Can I insure a van for a day, week or month?
With RAC Temporary Van Insurance you can get cover from as little as 1 hour up to 30 days. There’s no limit to the amount of times you can take out a policy in a year.  
Q. Can I get temporary motorhome or campervan insurance?
Yes, you can. Our temporary van insurance covers motorhomes and campervans too. 

Looking for Commercial or Fleet Insurance?

RAC Business Motor Insurance can provide cover for fleets, the motor trade, taxi’s, trucks and more. Visit our RAC Business Motor Insurance page for more information.


More information

RAC Temporary Van Insurance protects your vehicle with pay as you go comprehensive cover from 1 hour up to 30 days


Both short-term Breakdown cover and European driving cover is available when you buy Temporary Van Insurance


Find out how to amend your policy, make a claim, and obtain proof of insurance

We also offer

Short term car insurance from 1 hour to 30 days


RAC Test Drive Insurance offers cover from 1 hour to 30 days for drivers looking to test drive a vehicle. Buy cover online 24/7


Our comprehensive Car Insurance Plus is packed with features and benefits and has a Defaqto 5 Star Rating.


Find insurance cover for your electric or hybrid car at the right price with RAC.


Protect yourself from unexpected costs when hiring a car. Daily cover from the equivalent of £3.49††


A new kind of car insurance for lower mileage drivers.


Black Box Insurance saves new and young drivers money by rewarding safe driving.


RAC Learner Driver Insurance offers flexible, short term cover whilst you gain experience behind the wheel. Buy comprehensive cover online 24/7


RAC's Legal Care Plus Protection for just £15 a year is there to provide the cover you’ll need if you’re involved in a car accident that wasn’t your fault.

Related articles

Van reviews

We provide car reviews for the everyday motorist, helping you make an informed decision with insider knowledge and expertise

Find out more   

The complete caravan buyers’ guide

There’s a lot to consider when buying a caravan, so we’ve pulled it all together in our handy buyers' guide.

Find out more   

Speed limits in the UK: know the laws

When was the last time you brushed up on the rules around UK speed limits for different types of vehicles?

Find out more