10% off RAC Travel Insurance for trips worldwide^

For members and RAC Car Insurance customers

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Winter Sports Travel Insurance

Whether you have years of experience or are heading to the slopes for the first time, you don't need mishaps like broken equipment or piste closure ruining your fun. Protect your winter holiday and add Winter Sports cover to your RAC Travel Insurance policy.

We cover a range of winter sports including skiing, snowboarding, ice skating, snow shoe and glacier walking, ice fishing and tobogganing, and all cover levels provide benefit for equipment, personal belongings and accommodation.

Up to £15m in Emergency medical expenses

Broken, lost or stolen equipment

Alternative accommodation



Or phone us for a quote on 0330 159 0412

Lines are open Monday - Friday 8am - 7pm, Saturday 9am - 5pm and closed Sundays.

Winter Sports cover levels

Winter Sports cover is an optional extra you can choose to add to your core cover - the level you get depends on the core cover you have selected. For more information on our core cover, which covers things like emergency medical expenses, personal belongings and cancellations, please see our core cover page 

Orange Cover Silver Cover Black Cover
£500 ski equipment cover £750 ski equipment cover £1,000 ski equipment cover
£250 ski pack cover £400 ski pack cover £500 ski pack cover
£250 cover for piste closure
(max £15 per day)		 £400 cover for piste closure
(max £20 per day)		 £500 cover for piste closure
(max £25 per day)
£250 for additional costs as a result of a landslide or avalanche
(max £15 per day)		 £400 additional costs as a result of a landslide or avalanche
(max £20 per day)		 £500 additional costs as a result of a landslide or avalanche
(max £25 per day)
£250 cover for ski hire
(max £15 per day)		 £400 cover for ski hire
(max £20 per day)		 £500 cover for ski hire
(max £25 per day)
---- £350 for physiotherapy in the UK £500 for physiotherapy in the UK


RAC Member and Car Insurance policyholder discount^

RAC members and RAC Car Insurance policyholders save 10% on Single Trip or Annual Multi-Trip policies with RAC Travel Insurance. Enter or quote your membership or policy number at the time of purchase and we'll automatically apply your discount.

FREE Travel Disruption Cover - with Annual Multi-Trip policies†

No one likes to think about cancelling a well-earned break, or being out of pocket if travel plans unexpectedly change. That's why with all of our travel policies we give you the option of adding Travel Disruption cover, which covers you for delays or cancellations to your outbound and inbound journeys.

Travel disruption covers things like:

  • Missed departure to or from your holiday destination, including connecting travel - meaning you are delayed or have to cancel your departure
  • Insolvency of your accommodation provider - meaning you need to find somewhere else to stay while on holiday
  • Trip abandonment or cancellation after a 12 hours delay - due to delays in flight or onward travel
  • Additional travel expenses required by you to get back home - in the event you have to cancel or abandon your trip

When you buy an Annual Multi-Trip policy direct from RAC Travel Insurance, you get this cover for FREE for the first 12 months!


If you have a query about your policy, would like to renew or make a claim, find all the contact details here

  

If you have a query regarding RAC Travel Insurance, read our frequently asked questions

  

An extensive glossary of all the terms relevant to your RAC Travel Insurance policy

  
We also cover

We want you to be able to relax on your holiday, so we offer medical Travel Insurance to help you should you need it

  

RAC Travel Insurance will make sure that you have cover for the whole family when you go away

  

We’ve got three levels of annual cover available with varying benefits, so you’ll be able to find the right cover to suit you

  

Frequently Asked Questions

Q. What type of sports equipment do you cover?

We cover a wide range of winter sports including skiing, snowboarding, ice skating, and snow shoe walking, and you’ll be covered for damage or loss of equipment whether it’s yours or it’s hired – up to a total of £1,000 for your own equipment or a total of £400 for hired equipment, on our Black cover level.

In the event you need to hire replacement equipment, your cover will include that too.

Q. What if the piste is closed or I can't use my ski pass?

If the piste is closed due to too little or too much snow, or due to avalanche, we’ll cover your travel to an alternative site - up to £25 per day on our Black cover level.

If you miss lessons, or cannot use your pass or hired equipment due to injury or illness, we can cover your losses – up to a total of £250 on our Black cover level.

Q. What about accommodation?

If your accommodation is uninhabitable due to avalanche or landslide, we’ll provide cover for you to relocate to similar accommodation. On our Black cover level, this is up to £7,500.

Q. What if my trip is cancelled or delayed?

We’ll also cover you if your trip is cancelled or curtailed – on our Black cover level this amount is up to £7,500. There is also benefit if your trip is delayed or if you miss your departure.

If you purchase an Annual Multi-Trip travel insurance policy from the RAC, you’ll get Travel Disruption cover for FREE†.

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03 numbers are charged at national call rates and included in inclusive minute plans from landlines and mobiles. Calls may be monitored and/or recorded.

^ You must have a standalone RAC Breakdown policy or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount. RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison or cashback websites. The discount will not apply to extended gadget cover. This offer can be withdrawn or amended at any time.

† Offer applies to Annual Multi Trip policies, for the first 12-months. RAC Travel Insurance must be purchased directly from us and this offer is not available on price comparison or cashback websites.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services is authorised and regulated by the Financial Conduct Authority. RAC Travel Insurance is administered by Hood Travel Limited. 1st Floor Maitland House, Warrior Square, Southend on Sea, Essex, SS1 2JY. Registered in England No. 08318836. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No.597211. RAC Travel Insurance is underwritten by AXA Insurance UK PLC. Registered in England and Wales No. 00078950. Registered office at 5 Old Broad Street, London UK. AXA Insurance Limited is authorised by the Prudential Regulation Authority Register No. 202312 and is regulated by both the Prudential Regulator Financial Conduct Authority Register No. 202312. Hood Travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer.

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