Winter Sports Travel Insurance
Whether you have years of experience or are heading to the slopes for the first time, you don't need mishaps like broken equipment or piste closure ruining your fun. Protect your winter holiday and add Winter Sports cover to your RAC Travel Insurance policy.
We cover a range of winter sports including skiing, snowboarding, ice skating, snow shoe and glacier walking, ice fishing and tobogganing, and all cover levels provide benefit for equipment, personal belongings and accommodation.
We've partnered with Hood to offer winter sports cover that helps keep you protected on every slope.
Unlimited emergency medical cover on our Black cover level
Broken, lost or stolen equipment
Alternative accommodation
Or phone us for a quote on 0330 159 0409
Lines open Monday to Friday, 09:00-17:00, Closed Weekends & Bank Holidays.
RAC Member and Car Insurance policyholder discount1
RAC members and RAC Car Insurance policyholders save 25% on single trip or annual multi-trip policies with RAC Travel Insurance. Enter or quote your membership or policy number at the time of purchase and we'll automatically apply your discount.
Winter Sports cover levels
Winter Sports cover is an optional extra you can choose to add to your core cover. However, you will only be covered for treatment as a result of taking part in winter sports activities and loss or damage to your equipment if you purchase this add on. The level you get depends on the core cover you have selected. For more information on our core cover, which covers things like emergency medical expenses, personal belongings and cancellations, please see our core cover page.
Orange Cover | Silver Cover | Black Cover |
£500 ski equipment cover | £750 ski equipment cover | £1,000 ski equipment cover |
£400 ski pack cover | £400 ski pack cover | £400 ski pack cover |
£400 cover for piste closure | £400 cover for piste closure | £400 cover for piste closure |
£250 for additional costs as a result of avalanche | £400 additional costs as a result of a landslide or avalanche | £500 additional costs as a result of a landslide or avalanche |
£300 cover for ski hire | £350 cover for ski hire | £400 cover for ski hire |
£150 for physiotherapy in the UK | £350 for physiotherapy in the UK | £500 for physiotherapy in the UK |
Standard excess = £100 | Standard excess = £50 | Standard excess = £0 |
Limits and exclusions apply to each cover level. For example:
- Cover is not provided to policyholders aged over 65 years, you will be covered if you are aged 65 or under at the start of the policy period.
- Cover is provided for 24 days under our Annual Multi-Trip.
- Winter Sports Equipment is not covered if used solely or partly for business profession or trade purposes.
- This policy will only cover you for Winter Sports if you are an amateur.
Frequently Asked Questions
We cover equipment for a wide range of winter sports including skiing, snowboarding, ice skating, and snow shoe walking, and we'll consider claims for theft or loss of your equipment.
Specific cover will depend on the level of cover you have chosen.
If the piste is closed due to too little or too much snow, or due to avalanche, we’ll cover your travel to an alternative site – up to £20 per 24 hours on our Orange cover level, up to £30 per 24 hours on our Silver cover level and up to £50 per 24 hours on our Black cover level. Each level has a maximum of up to £400 cover limit.
If you miss lessons or cannot use your pass or hired equipment due to injury or illness, we can cover your losses.
Specific cover limits will depend on the level of cover you have chosen.
If an avalanche or landslide prevents you from arriving at, or departing from your pre-booked resort for 12 hours or more, we'll provide cover for the delay. Specific cover limits will depend on the level of cover you have chosen
We’ll also cover you if your trip is cancelled or cut short. There are also benefits if your trip is delayed or if you miss your departure, due to specific circumstances beyond your control.
Specific cover limits will depend on the level of cover you have chosen.