10% off RAC Travel Insurance for trips worldwide^

For members and RAC Car Insurance customers

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Family Travel Insurance

RAC Travel Insurance will make sure that you have cover for the whole family when you go away. We know that the expenses of travelling with the whole family can add up, so we want to ensure that you get great value cover that offers your family the protection you need whilst away.

Emergency medical expenses and 24/7 helpline

Lost and delayed luggage

Airline failure and Cancellations

Or phone us for a quote on 0330 159 0412

Lines are open Monday - Friday 8am - 7pm, Saturday 9am - 5pm and closed Sundays and Bank Holidays.

RAC Member and Car Insurance policyholder discount^

RAC members and RAC Car Insurance policyholders save 10% on Single Trip or Annual Multi-Trip policies with RAC Travel Insurance. Enter or quote your membership or policy number at the time of purchase and we'll automatically apply your discount.

Why choose RAC Travel Insurance?

We offer cover for up to two parents and up to five children, so even if you have a large family to look after we’ll be able to offer you a quote for your trip. That way you’ll be able to relax knowing that you’re all covered in the event of the worst happening while you’re away.

With three levels of cover available we’re sure that we’ll be able to give you the cover that you need. And if you need us, our emergency helpline is open 24/7 so you can always get help while you’re away.

Our cover levels

We’ve got three levels of cover available with varying benefits, so you can find the right cover to suit your needs, letting you relax and enjoy your holidays throughout the year.

Orange Cover Silver Cover Black Cover
£3,000 cancellation cover £5,000 cancellation cover £7,500 cancellation cover
£10m emergency medical expenses £15m emergency medical expenses Unlimited emergency medical expenses
£1,250 for personal belongings £2,000 for personal belongings £3,000 for personal belongings

Travel Disruption Cover included as standard on Silver and Black cover levels


Travel disruption covers things like:

  • Missed departure to or from your holiday destination, including connecting travel - meaning you are delayed or have to cancel your departure
  • Insolvency of your accommodation provider - meaning you need to find somewhere else to stay while on holiday
  • Trip abandonment or cancellation after a 12 hours delay - due to delays in flight or onward travel
  • Additional travel expenses required by you to get back home - in the event you have to cancel or abandon your trip

Please note, Travel Disruption is not available on our Orange cover level.

Protect your gadgets and more

Our optional Gadget Cover offers protection for up to £3,000 worth of gadgets, so those family holiday essentials like tablets, e-readers and cameras can all be protected in the event of theft, damage or loss. As well as this, we offer help with the costs involved with the loss of passports, documents and baggage and even with the expenses incurred in cutting short or cancelling your trip.

If you have a query about your policy, would like to renew or make a claim, find all the contact details here


If you have a query regarding RAC Travel Insurance, read our frequently asked questions


An extensive glossary of all the terms relevant to your RAC Travel Insurance policy

We also offer

We’ve got three levels of annual cover available with varying benefits, so you’ll be able to find the right cover to suit you


We want you to be able to relax on your holiday, so we offer medical Travel Insurance to help you should you need it


Whether you’re travelling just once, or taking to the slopes several times throughout the year, we’ll ensure that you’re covered


^ You must have a standalone RAC Breakdown policy or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount. RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison or cashback websites. The discount will not apply to extended gadget cover. This offer can be withdrawn or amended at any time.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services is authorised and regulated by the Financial Conduct Authority. RAC Travel Insurance is administered by Hood Travel Limited. 1st Floor Maitland House, Warrior Square, Southend on Sea, Essex, SS1 2JY. Registered in England No. 08318836. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No.597211. Hood Travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer. RAC Travel Insurance is underwritten by ERV trading as ETI International Travel Protection, the UK branch of Europäische Reiseversicherung (ERV) AG, which is registered at Companies House FC 25660, branch registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (www.bafin.de) and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Europäische Reiseversicherung (ERV) AG’s reference number is 220041 and registered address is Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ.

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