Family Travel Insurance

RAC customers save 10%**

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Family Travel Insurance

RAC Family Travel Insurance offers cover for the whole family when you go away. We know that the expenses of travelling with the whole family can add up, so we want you to get great value travel insurance with the protection you need. Our family travel insurance policies offer COVID-19 protection as standard at no extra cost. There’s also an Enhanced COVID-19 Cover Add-on and our emergency helpline is open 24/7, so you can be safe in the knowledge that we’ve got you covered while you’re away.

Comprehensive travel insurance from a name you can trust

Emergency medical expenses and 24/7 helpline

Lost and delayed luggage

Cancellation cover

Our family travel insurance cover levels

We’ve got three levels of family travel insurance cover available with varying benefits, so you can find the right cover to suit your needs, letting you relax and enjoy your holidays throughout the year.

Orange Cover Silver Cover Black Cover
COVID-19 protection COVID-19 protection COVID-19 protection
£3,000 cancellation cover £5,000 cancellation cover £7,500 cancellation cover
£10m emergency medical & repatriation expenses £15m emergency medical & repatriation expenses Unlimited emergency medical & repatriation expenses
£1,250 for personal possessions £2,000 for personal possessions £3,000 for personal possessions
£500 hospital benefit
(max £20 per day)
£1,500 hospital benefit
(max £50 per day)
£2,000 hospital benefit
(max £50 per day)
£500 gadget cover £750 gadget cover £1,000 gadget cover
£400 personal money £500 personal money £750 personal money
£25,000 legal costs & expenses £25,000 legal costs & expenses £25,000 legal costs & expenses



What is family travel insurance?

Family travel insurance makes sure you’ve got the whole family included on one policy. We offer cover for up to two parents and up to five children. You can buy the policy for a single trip or an annual multi-trip. Depending on how often you plan to travel, an annual multi-trip policy may save you money.

RAC Member and Car Insurance policyholder discount**

RAC members and RAC Car Insurance policyholders save 10% on single trip, annual multi-trip or family policies with RAC Travel Insurance. Enter or quote your membership or policy number at the time of purchase and we'll automatically apply your discount.

Protect your gadgets and more

Our optional Gadget Cover offers protection for up to £3,000 worth of gadgets, so those family holiday essentials like tablets, e-readers and cameras can all be protected in the event of theft, damage or loss. As well as this, we offer help with the costs involved with the loss of passports, documents and baggage and even with the expenses incurred in cutting short or cancelling your trip.

If you have a query about your policy, would like to renew or make a claim, find all the contact details here

  

An extensive glossary of all the terms relevant to your RAC Travel Insurance policy

  
We also offer

Travel insurance with Covid-19 cover from RAC, choose from single trip or annual multi trip insurance. Get your holiday insurance quote today to find out how much you could save.

We’ve got three levels of annual cover available with varying benefits, so you’ll be able to find the right cover to suit you

  

We want you to be able to relax on your holiday, so we offer medical Travel Insurance to help you should you need it

  

Whether you’re travelling just once, or taking to the slopes several times throughout the year, we’ll ensure that you’re covered

  

Make sure your smartphones and tablets are covered on holiday by adding our optional Enhanced Gadget cover to your policy.

  

Protect yourself from unexpected costs when hiring a car. Daily cover from the equivalent of £3.49††

  

Pay-by-day car insurance from 1 hour-30 days

  
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**You must have a standalone RAC Breakdown policy or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount. RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison websites. The discount will not apply to premiums for pre-existing medical conditions, extended gadget cover or the Enhanced Covid-19 Cover Add On. The offer can be withdrawn or amended at any time.

^Our Enhanced Covid-19 Cover Add On covers you for travel within Europe even when the FCDO advises against all but essential travel if the advice solely relates to COVID-19. This cover is only available to customers who have taken vaccinations when offered to them. 

†This cover is only available to customers travelling to a country within Europe who have taken vaccinations when offered to them. The RAC 10%-member discount** is not valid on the Enhanced COVID-19 Cover Add On. For full details and exclusions of the COVID-19 cover provided on new policies look at our policy booklet.

††Based on UK resident buying a single trip policy to cover 10 days car rental in Europe.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 313989. RAC Travel Insurance is administered by Hood Travel Limited 2nd Floor, Dencora Court, Tylers Avenue, Southend on Sea, Essex, SS1 2BB. Registered in England No. 08318836. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No.597211. Hood Travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer. RAC Travel Insurance is underwritten by Great Lakes Insurance UK Limited. Great Lakes Insurance UK Limited is a company incorporated in England and Wales with company number 13436330 and whose registered office address is 10 Fenchurch Avenue, London, United Kingdom, EC3M 5BN. Great Lakes Insurance UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number 955859. You can check this on the Financial Services Register by visiting: https://register.fca.org.uk/.

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