10% off RAC Travel Insurance for trips worldwide^

For members and RAC Car Insurance customers

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Family Travel Insurance

RAC Travel Insurance will make sure that you have cover for the whole family when you go away. We know that the expenses of travelling with the whole family can add up, so we want to ensure that you get great value cover that offers your family the protection you need whilst away.

Emergency medical expenses and 24/7 helpline

Lost and delayed luggage

Airline failure and cancellations

Or phone us for a quote on 0330 159 0412

Lines open Monday to Friday, 09:00-17:00, Saturday 09:00-17:00 and closed Sundays.

Due to the government's coronavirus travel restrictions, the earliest start date for new single trip policies will be the 17th May 2021 onwards. For customers purchasing an annual multi trip policy, there is no cover for travel prior to the 17th May 2021 unless non-essential International travel is permitted before this date.

Please check the latest Foreign, Commonwealth & Development Office (FCDO) advice before travelling. Our Travel Insurance policies do not cover travel undertaken to an area where the FCDO advise against all or all but essential travel. Our policy coverages have changed since the COVID-19 outbreak, please always check your policy schedule and terms and conditions.

Our cover levels

We’ve got three levels of cover available with varying benefits, so you can find the right cover to suit your needs, letting you relax and enjoy your holidays throughout the year.

Orange Cover Silver Cover Black Cover
£3,000 cancellation cover £5,000 cancellation cover £7,500 cancellation cover
£10m emergency medical expenses £15m emergency medical expenses Unlimited emergency medical expenses
£1,250 for personal belongings £2,000 for personal belongings £3,000 for personal belongings

Why choose RAC Travel Insurance?

We offer cover for up to two parents and up to five children, so even if you have a large family to look after we’ll be able to offer you a quote for your trip. That way you’ll be able to relax knowing that you’re all covered in the event of the worst happening while you’re away.

With three levels of cover available we’re sure that we’ll be able to give you the cover that you need. And if you need us, our emergency helpline is open 24/7 so you can always get help while you’re away.

RAC Member and Car Insurance policyholder discount^

RAC members and RAC Car Insurance policyholders save 10% on Single Trip or Annual Multi-Trip policies with RAC Travel Insurance. Enter or quote your membership or policy number at the time of purchase and we'll automatically apply your discount.

Protect your gadgets and more

Our optional Gadget Cover offers protection for up to £3,000 worth of gadgets, so those family holiday essentials like tablets, e-readers and cameras can all be protected in the event of theft, damage or loss. As well as this, we offer help with the costs involved with the loss of passports, documents and baggage and even with the expenses incurred in cutting short or cancelling your trip.

If you have a query about your policy, would like to renew or make a claim, find all the contact details here


If you have a query regarding RAC Travel Insurance, read our frequently asked questions


An extensive glossary of all the terms relevant to your RAC Travel Insurance policy

We also offer

Travel insurance with Covid-19 cover from RAC, choose from single trip or annual multi trip insurance. Get your holiday insurance quote today to find out how much you could save.

We’ve got three levels of annual cover available with varying benefits, so you’ll be able to find the right cover to suit you


We want you to be able to relax on your holiday, so we offer medical Travel Insurance to help you should you need it


Whether you’re travelling just once, or taking to the slopes several times throughout the year, we’ll ensure that you’re covered


Make sure your smartphones and tablets are covered on holiday by adding our optional Enhanced Gadget cover to your policy.


Protect yourself from unexpected costs when hiring a car. Daily cover from the equivalent of £2.99††


^ You must have a standalone RAC Breakdown policy or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount. RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison websites. The discount will not apply to premiums for pre-existing medical conditions or extended gadget cover.  The offer can be withdrawn or amended at any time.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 313989. RAC Travel Insurance is administered by Hood Travel Limited 52/54 Alexandra Street, Southend on Sea, Essex, SS1 1BJ. Registered in England No. 08318836. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No.597211. Hood Travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer.  RAC Travel Insurance is underwritten by Great Lakes Insurance SE, a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised and regulated by Bundesanstalt für Finanzdienstleistungsaufsicht. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.

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