10% off RAC Travel Insurance for trips worldwide^

For members and RAC Car Insurance customers

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Medical Travel Insurance

With RAC Travel Insurance you can be safe in the knowledge that we’re here to keep you covered, whatever your situation. We understand that the most important thing to you is making sure that you’re covered in the event of medical conditions affecting your holiday.

Unlimited emergency medical cover on our Black cover level

Up to £2,000 in Hospital Benefit

Airline failure and Cancellations

Or phone us for a quote on 0330 159 0412

Lines are open Monday - Friday 8am - 7pm, Saturday 9am - 5pm and closed Sundays and Bank Holidays.

RAC Member and Car Insurance policyholder discount^

RAC members and RAC Car Insurance policyholders save 10% on Single Trip or Annual Multi-Trip policies with RAC Travel Insurance. Enter or quote your membership or policy number at the time of purchase and we'll automatically apply your discount.

Cover for pre-existing medical conditions

We want you to be able to relax on your holiday, so we offer cover for pre-existing medical conditions** to help you should you need it.

With three levels of cover available, whether you’re going away for just one trip or you intend to travel several times throughout the year; we’ll find you the cover that you need.

Our cover levels

We’ve got three levels of cover available with varying benefits, so you can find the right cover to suit your needs, letting you relax and enjoy your holidays throughout the year.

Orange Cover Silver Cover Black Cover
£3,000 cancellation cover £5,000 cancellation cover £7,500 cancellation cover
£10m emergency medical expenses £15m emergency medical expenses Unlimited emergency medical expenses
£1,250 for personal belongings £2,000 for personal belongings £3,000 for personal belongings

Travel Disruption Cover included as standard on Silver and Black cover levels

Travel disruption covers things like:

  • Missed departure to or from your holiday destination, including connecting travel - meaning you are delayed or have to cancel your departure

  • Insolvency of your accommodation provider - meaning you need to find somewhere else to stay while on holiday

  • Trip abandonment or cancellation after a 12 hours delay - due to delays in flight or onward travel

  • Additional travel expenses required by you to get back home - in the event you have to cancel or abandon your trip

Please note, Travel Disruption is not available on our Orange cover level.

Comprehensive cover from a name you can trust

With RAC Travel Insurance you also won’t have to worry about the costs involved with loss of documents, baggage or passports either as we’ve got you covered for these, so you can relax and enjoy your holiday knowing you’re covered for your trip.

Our emergency helpline is open 24/7, so you’ll always be able to get help when you need it while you’re away.

If you have a query about your policy, would like to renew or make a claim, find all the contact details here


If you have a query regarding RAC Travel Insurance, read our frequently asked questions


An extensive glossary of all the terms relevant to your RAC Travel Insurance policy

We also offer

Whether you’re travelling just once, or taking to the slopes several times throughout the year, we’ll ensure that you’re covered


RAC Travel Insurance will make sure that you have cover for the whole family when you go away


We’ve got three levels of annual cover available with varying benefits, so you’ll be able to find the right cover to suit you


^ You must have a standalone RAC Breakdown policy or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount. RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison or cashback websites. The discount will not apply to extended gadget cover. This offer can be withdrawn or amended at any time.

** Subject to medical eligibility

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services is authorised and regulated by the Financial Conduct Authority. RAC Travel Insurance is administered by Hood Travel Limited. 1st Floor Maitland House, Warrior Square, Southend on Sea, Essex, SS1 2JY. Registered in England No. 08318836. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No.597211. Hood Travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer. RAC Travel Insurance is underwritten by ERV trading as ETI International Travel Protection, the UK branch of Europäische Reiseversicherung (ERV) AG, which is registered at Companies House FC 25660, branch registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (www.bafin.de) and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Europäische Reiseversicherung (ERV) AG’s reference number is 220041 and registered address is Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ.’

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