10% off RAC Travel Insurance for members^

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Annual Travel Insurance

RAC Travel Insurance is here to keep you covered all year round. Whether you’re travelling on your own, with a partner or with the whole family, we’ve got the cover to suit you for all of your trips.

Emergency medical and dental expenses

Lost and delayed luggage

Airline failure and Cancellations

Or phone us for a quote on 0330 159 0412

Lines are open Monday - Friday 8am - 7pm, Saturday 9am - 5pm and closed Sundays.

Why choose RAC Travel Insurance?

With RAC Travel Insurance you won’t have to worry about the costs involved with loss of documents, baggage or passports, we’ll also help you with the expenses you may incur in having to cancel or cut short any excursions that you’ve booked.

We’ll cover as many of your trips as you need throughout the year, with a maximum duration of 90 days for each trip. And if you need us, our emergency helpline is open 24/7, 365 days a year so no matter when you’re travelling, we’re here to help you if you need it.

Our cover levels

We’ve got three levels of cover available with varying benefits, so you can find the right cover to suit your needs, letting you relax and enjoy your holidays throughout the year.

Orange Cover Silver Cover Black Cover
£2,500 cancellation cover £5,000 cancellation cover £7,500 cancellation cover
£10m emergency medical expenses £15m emergency medical expenses £20m emergency medical expenses
£1,500 for personal belongings £2,000 for personal belongings £3,000 for personal belongings

Exclusive RAC Member Discount

Get more from your membership - with 10% off single or annual multi trip policies with RAC Travel Insurance.

Enter or quote your membership number at the time of purchase and we'll automatically apply your exclusive member discount.

Travel advice before you leave

Before travelling, we advise that you check our Travel Advice page as this will provide you with information from the Foreign & Commonwealth Office regarding any worldwide concerns which may affect your travel, and your policy.

If you have a query about your policy, would like to renew or make a claim, find all the contact details here


If you have a query regarding RAC Travel Insurance, read our frequently asked questions


An extensive glossary of all the terms relevant to your RAC Travel Insurance policy

We also offer

RAC Travel Insurance will make sure that you have cover for the whole family when you go away


We want you to be able to relax on your holiday, so we offer medical Travel Insurance to help you should you need it


Whether you’re travelling just once, or taking to the slopes several times throughout the year, we’ll ensure that you’re covered


^ Policyholders must hold a standalone RAC Breakdown Cover policy and enter or quote their membership number at the time of purchase, to qualify for the 10% discount. RAC Travel Insurance must be purchased directly from RAC Travel Insurance and this discount is not available on price comparison websites or cashback sites. The discount only applies to the core insurance premium for single trip and annual multi-trip policies, excluding any pre-existing medical condition premiums and extra cover options taken. This offer can be withdrawn or amended at any time.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services is authorised and regulated by the Financial Conduct Authority. RAC Travel Insurance is administered by Hood Travel Limited. 1st Floor Maitland House, Warrior Square, Southend on Sea, Essex, SS1 2JY. Registered in England No. 08318836. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No.597211. RAC Travel Insurance is underwritten by AXA Insurance UK PLC. Registered in England and Wales No. 00078950. Registered office at 5 Old Broad Street, London UK. AXA Insurance Limited is authorised by the Prudential Regulation Authority Register No. 202312 and is regulated by both the Prudential Regulator Financial Conduct Authority Register No. 202312.

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