10% off RAC Travel Insurance for trips worldwide^

For members and RAC Car Insurance customers

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Annual Travel Insurance

RAC Travel Insurance is here to keep you covered all year round. Whether you’re travelling on your own, with a partner or with the whole family, we’ve got the cover to suit you for all of your trips.

Emergency medical expenses and 24/7 helpline

Lost and delayed luggage

Airline failure and Cancellations



Or phone us for a quote on 0330 159 0412

Lines are open Monday - Friday 8am - 7pm, Saturday 9am - 5pm and closed Sundays and Bank Holidays.

RAC Member and Car Insurance policyholder discount^

RAC members and RAC Car Insurance policyholders save 10% on Single Trip or Annual Multi-Trip policies with RAC Travel Insurance. Enter or quote your membership or policy number at the time of purchase and we'll automatically apply your discount.

Our cover levels

We’ve got three levels of cover available with varying benefits, so you can find the right cover to suit your needs, letting you relax and enjoy your holidays throughout the year.

Orange Cover Silver Cover Black Cover
£3,000 cancellation cover £5,000 cancellation cover £7,500 cancellation cover
£10m emergency medical expenses £15m emergency medical expenses Unlimited emergency medical expenses
£1,250 for personal belongings £2,000 for personal belongings £3,000 for personal belongings


Why choose RAC Travel Insurance?

With RAC Travel Insurance you won’t have to worry about the costs involved with loss of documents, baggage or passports, we’ll also help you with the expenses you may incur in having to cancel or cut short any excursions that you’ve booked.

We’ll cover as many of your trips as you need throughout the year, with a maximum duration of 62 days for each trip under our Orange and Silver levels of cover, and 92 days on our Black cover level.

Travel Disruption Cover included as standard on Silver and Black cover levels

Travel disruption covers things like:
 
  • Missed departure to or from your holiday destination, including connecting travel - meaning you are delayed or have to cancel your departure
  • Insolvency of your accommodation provider - meaning you need to find somewhere else to stay while on holiday
  • Trip abandonment or cancellation after a 12 hours delay - due to delays in flight or onward travel
  • Additional travel expenses required by you to get back home - in the event you have to cancel or abandon your trip
Please note, Travel Disruption is not available on our Orange cover level.
 

Travel advice before you leave

Before travelling, we advise that you check our Travel Advice page as this will provide you with information from the Foreign & Commonwealth Office regarding any worldwide concerns which may affect your travel, and your policy.

If you have a query about your policy, would like to renew or make a claim, find all the contact details here

  

If you have a query regarding RAC Travel Insurance, read our frequently asked questions

  

An extensive glossary of all the terms relevant to your RAC Travel Insurance policy

  
We also offer

RAC Travel Insurance will make sure that you have cover for the whole family when you go away

  

We want you to be able to relax on your holiday, so we offer medical Travel Insurance to help you should you need it

  

Whether you’re travelling just once, or taking to the slopes several times throughout the year, we’ll ensure that you’re covered

  
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^ You must have a standalone RAC Breakdown policy or RAC Car Insurance policy and provide your membership or policy number at the time of purchase to qualify for the 10% discount. RAC Travel Insurance must be purchased directly from us and this discount is not available on price comparison or cashback websites. The discount will not apply to extended gadget cover. This offer can be withdrawn or amended at any time.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services is authorised and regulated by the Financial Conduct Authority. RAC Travel Insurance is administered by Hood Travel Limited. 1st Floor Maitland House, Warrior Square, Southend on Sea, Essex, SS1 2JY. Registered in England No. 08318836. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No.597211. Hood Travel is an insurance intermediary providing a non-advised service. We act for and on behalf of the insurer. RAC Travel Insurance is underwritten by ERV trading as ETI International Travel Protection, the UK branch of Europäische Reiseversicherung (ERV) AG, which is registered at Companies House FC 25660, branch registration BR 007939. ERV is authorised by the Bundesanstalt für Finanzdienstleistungsaufsicht (www.bafin.de) and the Prudential Regulation Authority and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority. Europäische Reiseversicherung (ERV) AG’s reference number is 220041 and registered address is Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ.’

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