Optional Extras

RAC Home Insurance offers the following optional extras so you can have the peace of mind that extra protection brings for just a few pounds a month.

Home Emergency cover

Cover from only £21.00 a year or £45.99 a year including boiler cover

Have you ever thought about what you would do if your heating stopped working in the middle of winter, or if you suffered a burst water pipe? RAC Home Assistance Cover provides a 24-hour call out service, so you know there will be a tradesman on hand to carry out emergency temporary repairs.

  • Emergency repairs up to £500 per claim, including contractors call out charges, labour, parts and materials
  • Emergency situations covered include:
    • Bursting or sudden leakage of pipes
    • Failure of domestic hot water heating
    • Break-in or vandalism
    • Blockage of soil or waste pipes
    • Removal of pest infestation including wasps nests, mice or rats
  • 24/7 emergency claims helpline & nationwide engineers
  • Excludes the cost of putting right any damage caused by the emergency (usually covered by contents insurance)
  • Alternative accommodation costs up to £200 per night for up to 5 nights per claim
Cover to include additional boiler:
  • Covers complete failure of a gas central heating system under 15 years old, up to a maximum £500 per claim
Cover is administered by CPP Secure and underwritten by Fortegra Europe Insurance Company Ltd.

Family Legal Protection

Cover for only £24.99 a year

Our Family Legal Protection is designed to help you through difficult and often stressful legal situations by providing you with the following:

  • Up to £50,000 legal expenses for personal injury, employment, residential or consumer disputes
  • 24/7 legal helpline
  • There is no cover for motor related personal injury claims
Cover is provided by RAC Motoring Services and underwritten by RAC Insurance Ltd.


Cover for only £8.50 a year

Losing your keys or having them stolen can be frustrating and upsetting. Our comprehensive policies provide cover for replacement locks as standard but to help reduce the stress and inconvenience that lost or stolen keys can cause why not upgrade to our Keycare product?

  • Up to £1,500 of cover each year for home and vehicle keys
  • Access a national network of approved locksmiths
  • 24/7 emergency helpline
  • No excess to pay
Cover is administered by CPP Secure and underwritten by Fortegra Europe Insurance Company Ltd.

Buy online now and get covered straight away

Get a quote    Retrieve a quote  

For full details of benefits, exclusions, limitations and cover please refer to the policy wording.