Optional Extras

RAC Home Insurance offers the following optional extras so you can have the peace of mind that extra protection brings for just a few pounds a month.

Home Assistance cover

Cover for only £41.99 a year

Have you ever thought about what you would do if your heating stopped working in the middle of winter, or if you suffered a burst water pipe? RAC Home Assistance Cover provides a 24-hour call out service, so you know there will be a tradesman on hand to carry out emergency temporary repairs.

 24-hour assistance with home emergencies

 Emergency cover for plumbing, internal electrics, pest control, drains, gas supply, boiler & heating, security and alternative accommodation

 Up to £1,000 per policy period to cover call out charges, labour and parts (limitations apply)

 No limit on the number of call outs

Cover is administered by ARAG PLC and underwritten by AMTrust Europe Limited.

Family Legal Protection

Cover for only £21.99 a year

Our Family Legal Protection is designed to help you through difficult and often stressful legal situations by providing you with the following:

  Up to £50,000 worth of financial support per insured incident for your legal costs

  Confidential legal helpline 24 hours a day, 365 days a year

  Assistance to recover loss of earnings and damage to your personal belongings

Cover is provided by ACM ULR Limited and underwritten by AmTrust Europe Limited.

Keycare Cover

Cover for only £19.99 a year

Losing your keys or having them stolen can be frustrating and upsetting. Our comprehensive policies provide cover for replacement locks as standard but to help reduce the stress and inconvenience that lost or stolen keys can cause why not upgrade to our Keycare product?

  Nationwide network of approved locksmiths to get you back into your home and cover of up to £1000 each year to recoup any costs incurred

  Available at all times with an emergency helpline, 24 hours a day, 7 days a week

  All your keys will be covered and a claim will not affect your No Claims Discount or your policy excess

  We’ll send you a handy key fob which can help us return your keys to you should they ever be lost

Cover is provided by Keycare Limited and underwritten by Ageas Insurance Limited.

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Or phone us for a quote on 0330 159 0981.

For full details of benefits, exclusions, limitations and cover please refer to the policy wording.