Optional Extras

RAC Home Insurance offers the following optional extras so you can have the peace of mind that extra protection brings for just a few pounds a month.

Home Emergency cover

Cover from only £24.99 a year, or £54.99 a year including boiler cover

Have you ever thought about what you would do if your heating stopped working in the middle of winter, or if you suffered a burst water pipe? RAC Home Emergency Cover gives you that peace of mind, so you know there will be a tradesman on hand to carry out emergency temporary repairs.

  • Emergency repairs up to £500 per claim, including contractors call out charges, labour, parts and materials
  • Emergency situations covered include:
    • Bursting or sudden leakage of pipes
    • Break-in or vandalism
    • Removal of pest infestation including wasps nests, mice or rats
  • Excludes the cost of putting right any damage caused by the emergency (usually covered by contents insurance)
  • Alternative accommodation costs up to £250 in total

Cover to include additional boiler:

  • Covers complete failure of a gas central heating system under 15 years old, up to a maximum £500 per claim

Arranged by Strategic Insurance Services Limited and underwritten by Collinson Insurance (a trading name of Astrenska Insurance Limited).

Family Legal Protection

Cover for only £24.99 a year

Our Family Legal Protection is designed to help you through difficult and often stressful legal situations by providing you with the following:

  • Up to £50,000 legal expenses for personal injury, employment, residential or consumer disputes
  • 24/7 legal helpline
  • There is no cover for motor related personal injury claims

Cover is provided by RAC Motoring Services and underwritten by RAC Insurance Ltd.

Buy online now and get covered straight away

For full details of benefits, exclusions, limitations and cover please refer to the policy wording.