Specialist cover for your Cherished Car

from just £86 a year#

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Cherished Car Insurance

Even if your car isn’t technically a classic, if it was made pre-1990 and is your pride and joy, you might want to consider our specialist cherished car insurance. If your vehicle is post-1990, please call us on 0330 159 0728 to discuss your requirements.

Cover for public road rallies and trials~

Third party liability cover (inc. passengers)

Agreed value cover at no extra cost

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Or phone us for a quote on 0330 159 0728

Lines open Mon-Fri 9:00am - 5:30pm, Sat 9:00am - 1:00pm


A brand you can trust

At RAC, we have over a hundred years’ heritage within the automotive industry and have partnered with Hagerty International, the UK's leading classic car insurance experts - so you can be sure that your cherished car is protected by experienced brands you know and trust.

Our policies also offer laid-up cover for when you are storing, restoring or rebuilding your Cherished car.


What is classified as a cherished car?

For an RAC Cherished Car Insurance quote, you'll need to confirm that your car:

  • Is used as a second car
  • Was made pre-1990 as a standard production model*
  • Will not exceed 5,000 miles a year

# £86 cover based on a car club member, over 30 with no claims or convictions in the last 5 years of driving a car, built pre 1977, valued less than £2,500 doing 1,000 miles per year and stored in a private locked garage.

~ Excluding speed and time trials, racing and track events.

* In some instances we may be able to offer terms on post-1990 vehicles. Please call us on 0330 159 0728 to discuss your requirements.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England No. 5171817 Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Classic Car Insurance is arranged and administered by Hagerty International Limited. Registered in England no. 05454447 Registered office: The Arch Barn, Pury Hill Farm, Alderton, Towcester, Northants, NN12 7TB authorised and regulated by the Financial Conduct Authority; and is underwritten by Aviva Insurance Limited Registered in Scotland, No. 2116. Registered Office: Pitheavlis, Perth PH2 0NH authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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