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Clare James

Insurance Expert

"I've worked in insurance for nearly 25 years. Over that time I’ve held roles in operational leadership, customer experience, trading, and partnerships. As Head of Trading at the RAC I focus on keeping our pricing competitive and making each of our customer journeys seamless.

Some recent highlights include launching our black box product for new and older drivers, and RAC Online Premier. It’s top-tier, Defaqto 5 Star rated cover with discounts on breakdown and legal products. I'm proud to have championed these projects, which give our customers more choice, better value, and greater confidence on the road.”

Outside of work Clare can be found running, and walking her two dogs.

Clare's goal

“I want to make sure our members get high quality products at the best possible price, which will encourage them to stay with us for years to come.”

Clare's experience

Head of Trading Insurance, RAC

In her current role, Clare leads a team of experts and works closely with business directors and the CEO. In this role, Clare is responsible for a wide range of key areas, including pricing, compliance, product offering, the customer journey and more.

Clare commenting on

Temporary car insurance
"If you're on a short trip, temporary car insurance is one of the best and cheapest ways to keep you covered. It's quick to set up, flexible, and means you only have to pay for the days you need. Perfect for borrowing a car, road trips, or occasional driving."


Learner driver insurance
“Learner driver insurance is a smart way to protect both the learner and the car owner. It means learners can practice in a friend or family member’s car without affecting their insurance or no-claims bonus. And it gives learners the freedom to build their experience safely and legally, while giving everyone peace of mind that they’re covered.”

Meet our other experts

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Andy Baker

CEO, RAC Consumer Roadside

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Simon Williams

Breakdown cover, EV and Road Safety Expert

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Rod Dennis

Motoring Expert

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David Buxton

CEO, RAC Insurance

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Carl Doran

Growth Director, Service, Maintenance and Repair

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Nick Mullender

Lead RAC Mobile Mechanic

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Barney Cotton

Consumer Editor

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Dan Powell

Content Hub Editor

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Lawrence Allan

Automotive Content Editor