RAC vs Rescue My Car

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Rescue My Car breakdown cover vs RAC

When choosing car breakdown cover, it can be tempting to simply go for the cheapest deal on offer – but that’s not the only factor to consider. You should give serious thought to the quality of breakdown cover you’ll be paying for, exactly what it covers you for, and how reliable your chosen provider is.

The RAC is the UK’s longest-serving breakdown provider. We’ve been looking after the nation’s drivers for over 125 years, coming to their rescue when they need recovery. But, we know we’re not the only option out there. How do we compare against Rescue My Car breakdown cover?
 

Contents:
Brand and Reliability
Level of breakdown cover


Brand and Reliability

 

The quality of the brand, its reliability in terms of performance, and response time of its patrols, are all crucial factors when it comes to assessing the best breakdown cover – again, it’s not just down to cost. 

As Britain’s most experienced provider, the RAC have been championing motorists for over 125 years. Our patrols fix 4 of out 5 at the roadside, with repairs done on average in 30 minutes.

Our Complete cover level has been awarded 5 stars by Defaqto.

Levels of breakdown cover

To better understand what the different levels of breakdown cover actually provide, it’s recommended that you check the terms and conditions before taking out a policy. Here’s what the RAC and Rescue My Car breakdown cover offer motorists:

RAC

Basic

Extra

Complete

5 callouts a year^ 5 callouts a year^ Unlimited callouts
Roadside Assistance
If you’re over ¼ from home, we’ll fix you on the spot, or recover you to a local garage within 10 miles

Roadside Assistance
If you’re over ¼ from home, we’ll fix you on the spot and if we can’t, we’ll tow you anywhere in the UK

Roadside Assistance
We’ll fix your vehicle at the roadside and if we can’t, we’ll tow you anywhere in the UK
20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles
20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles
20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles
 
If we can’t fix you, we’ll tow you to any garage or destination in the UK
If we can’t fix you, we’ll tow you to any garage or destination in the UK
   
We’ll rescue you if you break down at home
    FREE MOT
At selected RAC garages. With family breakdown cover you’ll get 2 Free MOTs~.

^ 1 additional callout added for every person or vehicle added.

You can also add Onward Travel, so if your car is in the garage for repair following a break down, you can get a hire car for up to 3 days to help keep you moving. Other add-ons are also available such as: Tyre Replace, Key Replace and Battery Replace.

Rescue My Car

Roadside assistance with local recovery

Your vehicle will be fixed at the roadside if you are more than ¼ mile radius away from home. If it can’t be fixed, it will be towed up to ten miles to home, a garage, or the original destination
Nationwide Recovery
If your vehicle can’t be fixed at the roadside, or at a garage the same day, recovery will be made to either your home or a destination of your choice
Additional at Home Assistance Rescue My Car will come to you if you break down at home, or within a ¼ mile radius of your home address
Alternative Travel Alternative travel is provided up to the value of £250

RAC Source – Terms and Conditions
Rescue My Car Source – Terms and Conditions (as of 30/06/2021)

 

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Free MOT terms and conditions:

  1. The promotion is for one free MOT (up to the statutory maximum fee of £54.85) and is available to new customers purchasing Complete cover.
  2. You must purchase RAC Breakdown Cover online direct by visiting www.rac.co.uk or by calling us on 0330 159 0382.
  3. Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
  4. Each MOT can only be redeemed per unique voucher code.
  5. This offer will be fulfilled on behalf of RAC by a third party (Who Can Fix My Car).
  6. You must keep your RAC Breakdown Cover for 12 months in order to be eligible for this offer. We reserve the right to recover the cost of the MOT if this condition is not complied with.
  7. Providing your payments are up to date and you haven’t cancelled your cover you'll receive an email within 15 working days after your policy starts containing your unique voucher code and details on how to book your free MOT.
  8. You will then have a further 12 months from the date of this email to book your MOT. After this date the offer will be deemed to have expired and cannot be reissued.
  9. You will need to provide a printed copy, or show the email containing the unique voucher codes and the RAC membership number to the garage on the day of the MOT.
  10. The free MOT can only be redeemed at RAC Approved Garages bookable via the WhoCanFixMyCar platform. To find your nearest RAC Approved Garage click here.
  11. Please note that not all RAC Approved Garages are able to offer MOT's for motorbikes.
  12. Offer may be withdrawn at any time.
  13. No cash or other alternatives available.

~2 Free MOTs terms and conditions with family breakdown cover:

  1. The promotion is for two free MOTs (up to the statutory maximum fee of £54.85) and is available to new customers purchasing Complete cover on personal cover for 3 – 5 people.
  2. You must purchase RAC Family Breakdown Cover online direct by visiting www.rac.co.uk or by calling us on 0330 159 0382.
  3. Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
  4. Each MOT can only be redeemed per unique voucher code.
  5. This offer will be fulfilled on behalf of RAC by a third party (Who Can Fix My Car).
  6. You must keep your RAC Breakdown Cover for 12 months in order to be eligible for this offer. We reserve the right to recover the cost of the MOT if this condition is not complied with.
  7. Providing your payments are up to date and you haven’t cancelled your cover you'll receive an email within 15 working days after your policy starts containing your unique voucher codes and details on how to book your 2 free MOTs.
  8. You will then have a further 12 months from the date of this email to book your MOT. After this date the offer will be deemed to have expired and cannot be reissued.
  9. You will need to provide a printed copy, or show the email containing the unique voucher codes and the RAC membership number to the garage on the day of the MOTs.
  10. Your free MOTs can only be redeemed at RAC Approved Garages bookable via the WhoCanFixMyCar platform. To find your nearest RAC Approved Garage click here.
  11. Please note that not all RAC Approved Garages are able to offer MOTs for motorbikes.
  12. Offer may be withdrawn at any time.
  13. No cash or other alternatives available.

Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Motoring Services (Registered No 01424399) and/or RAC Insurance Ltd (Registered No 2355834). Registered in England and Wales at RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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