RAC vs AXA

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AXA breakdown cover vs RAC

Breakdown cover provides an important service for today’s motorist. It’s a type of cover that offers support if your vehicle breaks down unexpectedly - if you think this is something you can do without, imagine your car breaking down in the middle of nowhere, in the pouring rain, when you’re already late for an important occasion. It’s no wonder so many drivers see breakdown cover as a necessity.

If you’re just starting to look for breakdown cover, there’s lots of choice out there. From long established breakdown cover provider, like the RAC, to the type of cover that comes when you take out car insurance, there’s plenty of choice. Breakdown cover from AXA is an example of the latter. Insurance company AXA offer breakdown cover as an optional extra when you take out a car insurance policy with them. But, what does the cover include? And how does it compare to breakdown cover from the RAC? Let’s take a look.

Contents

Brand & Reliability
Levels of breakdown cover

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Brand and Reliability

The RAC have been serving the needs of motorists in the UK for over 120 years, so we’re firmly established as a trusted brand - and we’re proud that 4 out of 5 customers who experienced a breakdown would recommend our service to family and friends.

We’re also proud of our record, which is that our patrols fix four out of five vehicles at the roadside - within an average of 30 minutes.


Levels of breakdown cover 

With both the RAC and AXA, you can choose from a range of breakdown cover options, so you can select a level of cover that’s tailored to what you need. Give some thought to how often you drive, and where you drive - whether that tends to be shorter, local journeys or longer, nationwide journeys - and then take a look at the types of cover available.

Here’s a summary of the levels of cover offered by the RAC and AXA.

RAC

Standard

Advanced

Ultimate

Rescue at the roadside and at home
Also known as ‘roadside assistance’ and ‘at home’.

Rescue at the roadside and at home
Also known as ‘roadside assistance’ and ‘at home’.

Rescue at the roadside and at home
Also known as ‘roadside assistance’ and ‘at home’.
3 callouts a year Unlimited callouts Unlimited callouts

10-mile tow
To a garage or somewhere else within 10 miles.

Unlimited tow
Tow to any garage or destination in the UK. Also known as 'national recovery'.
Unlimited tow
Tow to any garage or destination in the UK.
20-mile taxi 
We’ll reimburse you for the cost of a taxi from the garage
 
Up to 2 days’ hire car or taxi
Stay mobile if your vehicle’s in the garage. This is a type of onward travel.
 
Up to 7 days’ hire car or taxi
Stay mobile for longer if your vehicle’s in the garage.  
Fault report for the garage
So you can let the garage know what’s wrong
 
Advanced garage support
Your patrol will arrange priority access to an RAC garage. And get a repair estimate for you. 
Ultimate garage support
In addition to Advanced garage support, we’ll also arrange a taxi for you from the scene of the breakdown. So you won’t need to come to the garage with us.

Other add-ons are also available, including Tyre Replace, Key Replace and Battery Replace.

AXA

Roadside

If your vehicle breaks down at least one mile away from your home, AXA will send a rescue operator to try to repair it. If it can’t be fixed, it will be taken to a local garage.

Rescue

With this level of cover, if your vehicle can’t be fixed at the roadside or at a local garage, you’ll be offered a choice of being taken home or to another destination; bed and breakfast accommodation for one night, or the hire of another vehicle.

Rescue & HomeAssist

This policy adds cover at home, which is defined as either at your home address or within one mile of it.


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