RAC vs AXA

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AXA breakdown cover vs RAC

Breakdown cover provides an important service for today’s motorist. It’s a type of cover that offers support if your vehicle breaks down unexpectedly - if you think this is something you can do without, imagine your car breaking down in the middle of nowhere, in the pouring rain, when you’re already late for an important occasion. It’s no wonder so many drivers see breakdown cover as a necessity.

If you’re just starting to look for breakdown cover, there’s lots of choice out there. From long established breakdown cover provider, like the RAC, to the type of cover that comes when you take out car insurance, there’s plenty of choice. Breakdown cover from AXA is an example of the latter. Insurance company AXA offer breakdown cover as an optional extra when you take out a car insurance policy with them. But, what does the cover include? And how does it compare to breakdown cover from the RAC? Let’s take a look.

Contents

Brand & Reliability
Levels of breakdown cover

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Brand and Reliability

The RAC have been serving the needs of motorists in the UK for over 125 years, so we’re firmly established as a trusted brand - and we’re proud that 4 out of 5 customers who experienced a breakdown would recommend our service to family and friends.

We’re also proud of our record, which is that our patrols fix four out of five vehicles at the roadside - within an average of 30 minutes.


Levels of breakdown cover 

With both the RAC and AXA, you can choose from a range of breakdown cover options, so you can select a level of cover that’s tailored to what you need. Give some thought to how often you drive, and where you drive - whether that tends to be shorter, local journeys or longer, nationwide journeys - and then take a look at the types of cover available.

Here’s a summary of the levels of cover offered by the RAC and AXA.

RAC

Standard

Unlimited

Unlimited callouts Unlimited callouts

Roadside Assistance
We’ll fix you on the spot, or recover you to a local garage within 10 miles 

Roadside Assistance
We’ll fix you on the spot, or recover you to a garage
We’ll rescue you if you break down at home
We’ll rescue you if you break down at home 
20-mile taxi
We’ll reimburse you for the cost of a taxi from the garage
 
20-mile taxi
We’ll reimburse you for the cost of a taxi from the garage
 
If we can’t fix you, we’ll tow you to any garage or destination in the UK

Other add-ons are also available - including Onward Travel, Tyre Replace, Key Replace and Battery Replace.

AXA

Roadside

If your vehicle breaks down at least one mile away from your home, AXA will send a rescue operator to try to repair it. If it can’t be fixed, it will be taken to a local garage.

Rescue

With this level of cover, if your vehicle can’t be fixed at the roadside or at a local garage, you’ll be offered a choice of being taken home or to another destination; bed and breakfast accommodation for one night, or the hire of another vehicle.

Rescue & HomeAssist

This policy adds cover at home, which is defined as either at your home address or within one mile of it.


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