AXA breakdown cover vs RAC
Breakdown cover provides an important service for today’s motorist. It’s a type of cover that offers support if your vehicle breaks down unexpectedly — if you think this is something you can do without, imagine your car breaking down in the middle of nowhere, in the pouring rain, when you’re already late for an important occasion. It’s no wonder so many drivers see breakdown cover as a necessity.
If you're just starting to look for breakdown cover, we'd recommend reviewing our breakdown cover guide as there’s lots of choice out there. From long established breakdown cover providers, like the RAC, to the type of cover that comes when you take out car insurance, there’s plenty of choice. AXA car breakdown cover is an example of the latter. Insurance company AXA offer breakdown cover as an optional extra when you take out a car insurance policy with them. But, what does the cover include? And how does AXA motor breakdown cover compare to breakdown cover from the RAC? Let’s take a look.
Contents
Brand & Reliability
Levels of breakdown cover
Join the RAC today to start building your breakdown cover
Brand and Reliability
The RAC have been serving the needs of motorists in the UK for over 125 years, so we’re firmly established as a trusted brand – and we’re proud that our patrols fix 4/5 on the spot. With repairs done in just 30 minutes on average.
Levels of breakdown cover
With both the RAC and AXA, you can choose from a range of breakdown cover options, so you can select a level of cover that’s tailored to what you need. Give some thought to how often you drive, and where you drive — whether that tends to be shorter, local journeys or longer, nationwide journeys — and then take a look at the types of cover available.
Here’s a summary of the levels of cover offered by the RAC and AXA car breakdown cover.
RAC
Basic | Extra | Complete |
5 callouts a year^ | 5 callouts a year^ | Unlimited callouts |
Roadside Assistance | Roadside Assistance | Roadside Assistance |
20-mile taxi | 20-mile taxi | 20-mile taxi |
National Recovery | National Recovery | |
At Home | ||
FREE MOT |
^1 additional callout added for every person or vehicle added.
Other add-ons are also available – including Onward Travel, Tyre Replace, Key Replace and Battery Replace.
AXA
Cover level | Description |
Roadside | If your vehicle breaks down at least one mile away from your home, AXA will send a rescue operator to try to repair it. If it can’t be fixed, it will be taken to a local garage. |
Rescue | With this level of cover, if your vehicle can’t be fixed at the roadside or at a local garage, you’ll be offered a choice of being taken home or to another destination; bed and breakfast accommodation for one night, or the hire of another vehicle. |
Rescue & HomeAssist | This policy adds cover at home, which is defined as either at your home address or within one mile of it. |
Join the RAC today to start building your breakdown cover