RAC vs Emergency Assist

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Emergency Assist breakdown cover vs RAC

Breakdown cover is sometimes the service you think you can manage without — until your car breaks down on the way to that important business meeting or en route to the airport, to start the long-awaited family holiday. A car breakdown can happen at any time, and often at the worst possible time, so it’s no surprise that so many people choose to take out breakdown cover.

If you’re just starting to look for breakdown cover, the good news is that there’s plenty of choice. There are a range of breakdown cover providers, offering lots of different packages. The RAC is the UK’s most experienced breakdown cover provider, established in 1897, but how does it compare to Emergency Assist car breakdown cover? Emergency Assist was founded in 2017.

Contents

Cover — what’s included?
Brand & Reliability
Level of breakdown cover


Emergency Assist Cover — what’s included?

When choosing your breakdown cover, cost isn’t the only thing you should consider. Everyone has a budget to work with, so the cover needs to be affordable. But you should also look into the service you get with each breakdown cover provider. Here’s what’s included with certain types of breakdown cover from Emergency Assist and RAC.

  RAC Emergency Assist

Hire car period available with Onward Travel cover

Up to 3 days

24 hours

Personal based memberships available

Yes

No

Key cover available as an optional extra

Yes

Yes

Monthly contracts available

Yes No

RAC source — breakdown cover
Emergency Assist — https://www.emergencyassistltd.co.uk/


Brand and Reliability

As Britain’s most experienced provider, the RAC have been championing motorists for over 125 years. Our patrols fix 4 of out 5 at the roadside, with repairs done on average in 30 minutes.

Breakdown cover from the RAC has been awarded a 5-Star rating by Defaqto.

Emergency Assist’s Premium Cover has been awarded a 4-Star rating by Defaqto.


RAC: Defaqto ratings
Emergency Assist: Defaqto ratings


Levels of breakdown cover 

Both the RAC and Emergency Assist offer a range of breakdown cover packages, allowing you to build your perfect level of cover. Here’s what each level of cover provides:

RAC

Basic

Extra

Complete

5 callouts a year^ 5 callouts a year^ Unlimited callouts
Roadside Assistance
If you’re over a ¼ mile from home, we’ll fix you on the spot, or recover you to a local garage within 10 miles

Roadside Assistance
If you’re over a ¼ mile from home, we’ll fix you on the spot and if we can't, we'll tow you anywhere in the UK

Roadside Assistance
We’ll fix your vehicle at the roadside and if we can't, we'll tow you anywhere in the UK
20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles
20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles
20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles
 
If we can’t fix you, we’ll tow you to any garage or destination in the UK
If we can’t fix you, we’ll tow you to any garage or destination in the UK
   
We’ll rescue you if you break down at home 
    FREE MOT
At selected RAC garages. With family breakdown cover  you’ll get 2 Free MOTs~.

^ 1 additional callout added for every person or vehicle added.

 

Emergency Assist

Saver Cover

This provides roadside assistance 1/4 mile or more away from your home. If your vehicle can’t be fixed, you’ll be towed to a garage within 25 miles.

Premium Cover

This has all the benefits of Saver cover with additional services, including national recovery, homestart — help if you break down at home or within 1/4 mile of it — and onward travel.

Complete Cover

This is Emergency Assist’s most comprehensive level of cover, adding cover in any EU member state country.

Source: https://www.emergencyassistltd.co.uk
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Free MOT terms and conditions:

  1. The promotion is for one free MOT (up to the statutory maximum fee of £54.85) and is available to new customers purchasing Complete cover.
  2. You must purchase RAC Breakdown Cover online direct by visiting www.rac.co.uk or by calling us on 0330 159 0382.
  3. Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
  4. Each MOT can only be redeemed per unique voucher code.
  5. This offer will be fulfilled on behalf of RAC by a third party (Who Can Fix My Car).
  6. You must keep your RAC Breakdown Cover for 12 months in order to be eligible for this offer. We reserve the right to recover the cost of the MOT if this condition is not complied with.
  7. Providing your payments are up to date and you haven’t cancelled your cover you'll receive an email within 15 working days after your policy starts containing your unique voucher code and details on how to book your free MOT.
  8. You will then have a further 12 months from the date of this email to book your MOT. After this date the offer will be deemed to have expired and cannot be reissued.
  9. You will need to provide a printed copy, or show the email containing the unique voucher codes and the RAC membership number to the garage on the day of the MOT.
  10. The free MOT can only be redeemed at RAC Approved Garages bookable via the WhoCanFixMyCar platform. To find your nearest RAC Approved Garage click here.
  11. Please note that not all RAC Approved Garages are able to offer MOT's for motorbikes.
  12. Offer may be withdrawn at any time.
  13. No cash or other alternatives available.

~2 Free MOTs terms and conditions with family breakdown cover:

  1. The promotion is for two free MOTs (up to the statutory maximum fee of £54.85) and is available to new customers purchasing Complete cover on personal cover for 3 – 5 people.
  2. You must purchase RAC Family Breakdown Cover online direct by visiting www.rac.co.uk or by calling us on 0330 159 0382.
  3. Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
  4. Each MOT can only be redeemed per unique voucher code.
  5. This offer will be fulfilled on behalf of RAC by a third party (Who Can Fix My Car).
  6. You must keep your RAC Breakdown Cover for 12 months in order to be eligible for this offer. We reserve the right to recover the cost of the MOT if this condition is not complied with.
  7. Providing your payments are up to date and you haven’t cancelled your cover you'll receive an email within 15 working days after your policy starts containing your unique voucher codes and details on how to book your 2 free MOTs.
  8. You will then have a further 12 months from the date of this email to book your MOT. After this date the offer will be deemed to have expired and cannot be reissued.
  9. You will need to provide a printed copy, or show the email containing the unique voucher codes and the RAC membership number to the garage on the day of the MOTs.
  10. Your free MOTs can only be redeemed at RAC Approved Garages bookable via the WhoCanFixMyCar platform. To find your nearest RAC Approved Garage click here.
  11. Please note that not all RAC Approved Garages are able to offer MOTs for motorbikes.
  12. Offer may be withdrawn at any time.
  13. No cash or other alternatives available.

Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Motoring Services (Registered No 01424399) and/or RAC Insurance Ltd (Registered No 2355834). Registered in England and Wales at RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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