Optional extras

Connected RAC Breakdown Cover

Vehicle Based UK Roadside Membership available at no extra cost for the first 12 months of your policy, if selected^ 

When you add RAC Breakdown to your policy you’ll benefit from our connected Breakdown cover. It’s like taking your own personal mechanic with you when you drive. Using the black box technology we install for free in your car, we can perform a diagnostic check every time you travel, and if we detect any faults which could lead to problems later on (such as a breakdown), we can let you know. By catching an issue early, we can help it from becoming a bigger, more costly problem later on. 

 UK based Roadside Membership - 24/7 roadside rescue breakdown cover and your vehicle can be attended at the roadside, as long as you're over ¼  mile away from home. RAC patrols fix 4 out of 5 vehicles at the roadside.

 Includes a 10 mile tow to a destination of your choice, local garage or a place of safety if your car cannot be fixed at the roadside.

 Includes our new connected RAC Breakdown service - find out more in our guide to 'Connected'

Motor Legal Protection

Available at no extra cost for the first 12 months of your policy if selected, and for the lifetime of the policy for RAC members1.

Who would pay the legal bill if another driver hit you and you were not at fault? Motor legal Protection covers your legal fees if you need to pursue someone for losses and expenses following a non-fault accident.

 Up to £100K of legal cover and help to find you a solicitor

 24/7 legal helpline for advice relating to a motoring issue

 Compensation for personal injury and medical expenses

Keycare cover

Cover for only £19.99 a year

Feel uneasy when you lose a set of keys? With our Keycare policy you will be covered for any lost or stolen keys.

 Up to £1,000 of cover each year

 Cover includes any home, car, workplace or other property keys attached to your key fob

 Nationwide network of approved locksmiths

Guaranteed Replacement Car

Cover from only £12.99 a year

Adding Guaranteed Replacement Car to your policy keeps you mobile by providing a replacement car should yours not be driveable following a claim.

 Provides cover in the event of accident repairs, vandalism, fire or flood, vehicle write-off or theft

 Choose from 14 days or 28 days cover

No Claims Discount (NCD) Protection

Cost is calculated on your overall premium

If you have an accident and need to claim on your policy, you'll lose the years of No Claims Discount you have built up, if you haven't protected your NCD.

 With NCD Protection you would be able to make one or more claims without it reducing the NCD applied to your policy premium

 NCD Protection covers up to 2 fault claims within a 3 year period. You will be eligible to purchase No Claims Discount Protection if you have 4 years or more No Claims Discount


You can add an optional extra to your policy by calling 0330 159 1048.

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^ Terms and conditions:

  1. This offer applies to new annual RAC Black Box Car Insurance policies and is not available to customers renewing or amending an existing policy.
  2. RAC breakdown cover is attached to the car insurance policy and will end if the car insurance policy is cancelled or not renewed. Unless opted out, your RAC breakdown cover will automatically renew alongside your car insurance policy and will become chargeable using the payment details supplied when taking out the insurance.
  3. The breakdown offer will consist of a 12-month single Vehicle Based UK Roadside Membership for the same car as insured through RAC Black Box Car Insurance.
  4. To take out this offer the customer must select the correct breakdown option, at a cost of £0.00, during the purchase journey.
  5. This offer is not available to existing RAC Members.
  6. Standard terms and conditions for the breakdown cover will apply and can be found here.  
  7. The offer cannot be transferred to any other policy and there is no cash equivalent available.
  8. We reserve the right to amend or withdraw this offer at any time.

1 This offer applies to new RAC car insurance customers for the first year only, unless you are an RAC member then this offer is also available at renewal of your existing RAC car insurance policy. Motor Legal Protection is attached to the car insurance policy and will end if and when the car insurance policy ends. The offer cannot be transferred to any other policy and there is no cash equivalent available. We reserve the right to amend or withdraw this offer at any time.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Car Insurance and RAC Home Insurance are arranged and administered by BISL Limited, which is an independent intermediary. Registered in England no. 3231094. Registered office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Both companies are authorised and regulated by the Financial Conduct Authority.

Breakdown cover provided by RAC Motoring Services (Registered No 01424399) and RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. Arranged, sold and administered by RAC Motoring Services who is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities only. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

 

© 2019 RAC Motoring Services. All rights reserved.