Black Box Insurance optional extras

RAC Breakdown Cover

Vehicle Based UK Roadside Membership available at no extra cost for the first 12 months of your policy, if selected^ 

 UK based Roadside Membership - 24/7 roadside rescue breakdown cover and your vehicle can be attended at the roadside, as long as you're over ¼  mile away from home. RAC patrols fix 4 out of 5 vehicles at the roadside.

 Includes a 10 mile tow to a destination of your choice, local garage or a place of safety if your car cannot be fixed at the roadside.

 No call out charge, plus you get unlimited labour time if your vehicle can be fixed.

Option to upgrade to Roadside & Recovery or Roadside, Recovery & At Home at a reduced cost.
 
Motor Legal Protection

Available at no extra cost for the first 12 months of your policy if selected, and for the lifetime of the policy for RAC members1.

Who would pay the legal bill if another driver hit you and you were not at fault? Motor legal Protection covers your legal fees if you need to pursue someone for losses and expenses following a non-fault accident.

 Up to £100K of legal cover and help to find you a solicitor

 24/7 legal helpline for advice relating to a motoring issue

 Legal costs to help you recover compensation for personal injury, medical expenses and loss of earnings following an accident.

KeyCover

Cover for only £19.99 a year

Cover for your car, home and even your business premises keys if they are lost or stolen.
 

 Up to £1,500 of cover each year for home and car keys

 Nationwide network of approved locksmiths

 24/7 emergency helpline

 No excess to pay

Guaranteed Replacement Car

Cover from only £14.99 a year

Keeping you mobile if your car can’t be driven after an accident, or if it’s stolen or hit by an uninsured driver.

 A replacement car with an engine size of up to 1,000cc from a national supplier

 Choose between 14 or 28 day cover

 Provides cover in the event of accident repairs, vandalism, fire or flood, vehicle write-off or theft

Please don’t add any optional extras if you have cover elsewhere or if your policy already meets your needs.
 
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^ Terms and conditions:

  1. This offer applies to new annual RAC Black Box Car Insurance policies and is not available to customers renewing or amending an existing policy.
  2. This offer applies to policies purchased before 03/02/2022.
  3. RAC breakdown cover is attached to the car insurance policy and will end if the car insurance policy is cancelled or not renewed. Unless opted out, your RAC breakdown cover will automatically renew alongside your car insurance policy and will become chargeable using the payment details supplied when taking out the insurance.
  4. The breakdown offer will consist of a 12-month single Vehicle Based UK Roadside Membership for the same car as insured through RAC Black Box Car Insurance. 
  5. To take out this offer the customer must select the correct breakdown option, at a cost of £0.00, during the purchase journey.
  6. This offer is not available to existing RAC Members.
  7. The offer cannot be transferred to any other policy and there is no cash equivalent available.
  8. RAC Breakdown is provided by RAC Motoring Services, registered No 01424399. Standard terms and conditions for the breakdown cover will apply and can be found here. 

1  This offer applies to new RAC car insurance customers for the first year only, unless you are an RAC member then this offer is also available at renewal of your existing RAC car insurance policy. Motor Legal Protection is attached to the car insurance policy and will end if and when the car insurance policy ends. The offer cannot be transferred to any other policy and there is no cash equivalent available. This offer applies to policies purchased before 03/02/2022.

RAC Black Box Car Insurance is arranged and administered by RAC Financial Services Limited which is an independent intermediary. Registered in England and Wales (Registered No. 5171817). Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FCA Reference No 313989). You can check the register at fca.org.uk/register.

Breakdown cover provided by RAC Motoring Services (Registered No 01424399) and RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. Arranged, sold and administered by RAC Motoring Services who is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities only. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

 

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