Help For Parents

It can be scary watching your teenage son or daughter heading out on the road for the first time. They may have passed their test with flying colours, but will they continue to drive safely now they’re out of the starting blocks?

The law is ever-changing for young drivers

The UK Government continues to consider changes aimed at reducing the number of accidents involving young drivers. Potential law changes include the introduction of curfews to limit the amount of driving a new driver can do at night – it’s at this time of day the mind is at its most tired, and a driver’s attention and perception of distances and danger can be distorted. Other changes include limiting the number of passengers carried, lower speed limits, lower drink-drive limits, and how powerful an engine new drivers are allowed to drive.

For the latest news and laws on driving, please visit the Department For Transport (DFT) or the Driver and Vehicle Licensing Agency (DVLA).

Why choose the RAC?

As the Motorists’ Champion, we’ve been assisting drivers for more than 120 years, so we fully understand the importance of road safety, especially when it comes to less experienced drivers. 

We also know that careful drivers are less likely to have an accident. That’s why we have created a product tailored specifically for young drivers. Commonly known as telematics insurance, ‘black box’ is ideal for new drivers aged between 17 and 25 years old.

The idea is simple – by encouraging drivers to review their driving habits and drive more safely, they could present a lower risk on the roads, and are therefore ‘safer’ from an insurance perspective. 

Black Box insurance can reward safer drivers with money off their renewal premium. With the use of telematics technology and a little ‘black box’ installed in their car, young drivers can monitor things like their speed and braking via our handy Driver App. With this information we can then calculate their ‘Driver Score’, which indicates how safe a driver we believe they are. The better the score, the more safely they are driving, and the cheaper their insurance can be when they renew it. It’s a win-win for the driver and their parents!

By monitoring and correcting their own driving, young drivers get into a regular habit of driving safely. This behaviour is particularly important in their ‘early years’ of driving, and helps set them up as safer drivers for years to come. 

RAC Black Box Car Insurance could be the choice for you and your son or daughter.

Why choose RAC Black Box Car Insurance?

New and young drivers could get cheaper car insurance when insuring with us if they can prove they are actively improving the safety of their driving. We reward careful drivers with lower car insurance premiums. So, the safer they drive, the cheaper the insurance premium~ could be at renewal.

For the first year of cover we also give policyholders the option of selecting RAC breakdown coverand Motor Legal Protection^ FREE of change. 

RAC Black Box Car Insurance is simple and straightforward to use. The policyholder can insure their car online or over the phone and our ‘black box’ technology takes less than an hour to fit at a time and location convenient to them. The telematics box we fit to the vehicle is out of sight, so don’t worry about it being visible or getting in the way. Unlike some other providers, we don’t charge the policyholder for the installation of this box. 

The policyholder can keep track of their driving performance via our RAC Driver App or online portal, where we provide an easy-to-understand Driver Score, and offer hints and tips on how to improve their score with safer driving.

We keep our policyholders informed about their driving and let them know when improvements need to be made.

We’re only a phone call away if the policyholder needs to talk to us about their RAC Black Box Car Insurance policy. Our customer services team is available 9am to 6pm Monday to Friday, and 9am to 4pm on Saturdays. Call 0333 070 2560.

Get an RAC Black Box Car Insurance quote today.

~ In comparison to standard RAC Car Insurance

^ This offer applies to new RAC car insurance customers for the first year only, unless you are an RAC member then this offer is also available at renewal of your existing RAC car insurance policy. Motor Legal Protection is attached to the car insurance policy and will end if and when the car insurance policy ends. The offer cannot be transferred to any other policy and there is no cash equivalent available. This offer applies to policies purchased before 03/02/2022.

* Terms and conditions:

  1. This offer applies to new annual RAC Black Box Car Insurance policies and is not available to customers renewing or amending an existing policy.
  2. This offer applies to policies purchased before 03/02/2022.
  3. RAC breakdown cover is attached to the car insurance policy and will end if the car insurance policy is cancelled or not renewed. Unless opted out, your RAC breakdown cover will automatically renew alongside your car insurance policy and will become chargeable using the payment details supplied when taking out the insurance.
  4. The breakdown offer will consist of a 12-month single Vehicle Based UK Roadside Membership for the same car as insured through RAC Black Box Car Insurance. 
  5. To take out this offer the customer must select the correct breakdown option, at a cost of £0.00, during the purchase journey.
  6. This offer is not available to existing RAC Members.
  7. The offer cannot be transferred to any other policy and there is no cash equivalent available.
  8. RAC Breakdown is provided by RAC Motoring Services, registered No 01424399. Standard terms and conditions for the breakdown cover will apply and can be found here

RAC Black Box Car Insurance is arranged and administered by RAC Financial Services Limited which is an independent intermediary. Registered in England and Wales (Registered No. 5171817). Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FCA Reference No 313989). You can check the register at

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