When you get a quote for our Temporary Car Insurance, you can choose to add further cover, as it suits your needs.
Temporary Breakdown Cover (UK only)
Temporary Car Insurance (in Europe)
Temporary Breakdown Cover (Europe only)
Excess Protection
FAQs
Temporary Breakdown Cover (UK only)
RAC Short Term Breakdown Cover is a policy that covers a driver or vehicle for a limited period and can be added to your Temporary Car Insurance. It could be just for a single day, or for several days. It’s the ideal solution if you don’t need an annual policy, but want to be covered for breakdowns alongside your insurance.
Cover levels
1. Roadside only cover
For the first 4 hours of your cover, or if you have only taken out a policy for 4 hours or less, you will get Roadside only cover. Please see the table below for more detail.
2. Roadside, Recovery, At Home and Onward Travel cover
If your policy is longer than 4 hours and your cover has been active for over 4 hours, you will get a greater level of protection – our Roadside, Recovery, At Home and Onward Travel cover. Please see the table below.
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Feature |
Roadside |
Roadside, Recovery, At Home & Onward Travel |
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Roadside assistance more than ¼ mile away from home |
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Recovery of the vehicle and 8 passengers to any UK destination |
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Assistance if the vehicle breaks down at home or within ¼ mile from home |
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If the vehicle can’t be fixed at the roadside, choice of Alternative Transport, Hire Car or Overnight Accommodation |
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Why choose RAC Breakdown cover?
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Our patrols fix 4 out of 5 vehicles at the roadside. Repairs are done in 30 minutes on average
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80% of customers who experienced a breakdown would recommend our service to family and friends
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The RAC is the UK's most experienced breakdown provider
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RAC patrol vans carry over 500 parts and tools to get you going again
View policy documents.
Temporary Car Insurance (in Europe)
Available for cars registered in the UK only
Optional cover for foreign use is available at an additional premium, should you wish to drive your car on the continent of Europe (see policy wording for territorial limits).
The following restrictions apply:
Journeys must originate and terminate within Great Britain, Northern Ireland or the Isle of Man
Cover is only available for cars registered in the UK
View policy documents
Temporary European Breakdown Cover (Europe only)
If you’re travelling abroad and already have suitable insurance, our single-trip European breakdown cover is likely to be a better option to keep you on the road.
Excess Protection
The option to protect your excess can be added when you purchase your policy.