Temporary Car Insurance Extras

When you get a quote for our Temporary Car Insurance, you can choose to add further cover, as it suits your needs.

Temporary Breakdown Cover (UK only)
Temporary Car Insurance (in Europe)
Temporary Breakdown Cover (Europe only)
Excess Protection
FAQs

Temporary Breakdown Cover (UK only)

RAC Short Term Breakdown Cover is a policy that covers a driver or vehicle for a limited period and can be added to your Temporary Car Insurance. It could be just for a single day, or for several days. It’s the ideal solution if you don’t need an annual policy, but want to be covered for breakdowns alongside your insurance. 

Short-term breakdown cover includes:

 Roadside assistance 1/4 of a mile or more away from your home address

 Recovery for up to 8 people and your car to any single destination within the UK

 Onward Travel benefits to keep you on the move whilst your vehicle is being fixed: Replacement car; overnight accommodation or alternative transport

Two levels of cover

When you purchase a Temporary Car Insurance policy, you can choose from two levels of RAC Breakdown cover: 

Feature Roadside Roadside, Recovery, At Home & Onward Travel
Roadside assistance more than ¼ mile away from home    
Recovery of the vehicle and 8 passengers to any UK destination    
Assistance if the vehicle breaks down at home or within ¼ mile from home    
If the vehicle can’t be fixed at the roadside, choice of Alternative Transport, Hire Car or Overnight Accommodation    

Why choose RAC Breakdown cover?

  1. The RAC fix on average 4 out of 5 vehicles at the roadside 
  2. 80% of customers who experienced a breakdown would recommend our service to family and friends
  3. The RAC is the UK's most experienced breakdown provider
  4. RAC patrol vans carry over 500 parts and tools to get you going again

View policy documents.

Temporary Car Insurance (in Europe)

Available for cars registered in the UK only

Optional cover for foreign use is available at an additional premium, should you wish to drive your car on the continent of Europe (see policy wording for territorial limits).

The following restrictions apply:

 Journeys must originate and terminate within Great Britain, Northern Ireland or the Isle of Man

 Cover is only available for cars registered in the UK

View policy documents

Temporary European Breakdown Cover (Europe only)

If you’re travelling abroad and already have suitable insurance, our single-trip European breakdown cover is likely to be a better option to keep you on the road. 

Excess Protection

The option to protect your excess can be added when you purchase your policy.

FAQs

Q. Can I add RAC Breakdown cover to my temporary car insurance policy?

Yes, you can add short term breakdown to cover you for the duration of your policy. You’ll get all the benefits of our RAC Breakdown cover including: Roadside Assistance, Recovery for up to 8 people and your car to any single destination in the UK, and Onward Travel benefits such as a replacement car, overnight accommodation or alternative transport.

Just make sure you add RAC Breakdown cover when you purchase an RAC Temporary Car Insurance policy online.

 
Q. Does temporary insurance cover business use?

Yes, it does, providing you are not transporting goods or people for hire or reward (for example, a taxi service or courier).

Our cover is perfect if you’re insuring a car for a few days away at another office or business conference. Alternatively, if you only travel for business now and then, our short term car insurance could be more cost effective then adding business cover on your annual car insurance policy.

 
Q. Can I use temporary insurance to drive in Europe?
If you purchase our additional cover for Europe, you can. Journeys must start and finish within Great Britain, Northern Ireland or the Isle of Man, and cover is only available for cars registered in the UK.


RAC Financial Services Limited act as an introducer to Dayinsure.com Ltd for RAC Day Insurance. RAC Financial Services Limited is registered in England No. 5171817. Registered Office: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Day Car Insurance is arranged and administered by Dayinsure.com Ltd, which is registered in England no. 4996289, registered office: Mara House, Tarporley Business Centre, Nantwich Road, Tarporley, Cheshire CW6 9UY. Both companies are authorised and regulated by the Financial Conduct Authority. RAC Day Insurance is underwritten by Aviva Insurance Limited. Registered in Scotland, No 2116. Registered Office: Pitheavlis, Perth PH2 0NH. Aviva Insurance Limited are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Motoring Services (Registered No 01424399) and/or RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

 

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