Personal Accident Insurance

RAC Personal Accident Insurance cover is arranged and administered by Covéa Insurance. 

If you wish to discuss an existing Personal Accident policy or to make a claim, please contact Covéa’s dedicated helpline on 0333 130 4546

Lines are open Monday to Friday from 9.00am to 5.00pm.


Choose from standard RAC Car Insurance or RAC Car Insurance Plus with a Defaqto 5 Star Rating.


Short term car insurance from 1 hour to 30 days.


RAC Learner Driver Insurance offers flexible, short term cover whilst you gain experience behind the wheel. Buy comprehensive cover online 24/7.