What's Covered With Black Box Insurance?

Comprehensive cover Third party, fire and theft cover
Free RAC Breakdown cover for the life of your policy (if selected)^    
Free Motor Legal Protection cover for the life of your policy (if selected)*    
60 days cover in the European Union (same level of cover you have in the UK)    
Cover for Accessories    
Emergency Treatment    
Courtesy car as standard (subject to availability and eligibility)    
Repairs guaranteed (for 3 years at approved garages)    
Replacement locks    
Sound and Sat-nav equipment £1000
Or Unlimited if manufacturer-fitted
£500
Or Unlimited if manufacturer-fitted
Window Glass Cover    
New car benefit    
Personal accident benefit £10,000  
Medical Expenses Up to £250  
Personal belongings Up to £250  
Uninsured driver promise    
Replacement locks    
Vandalism promise    
Transport home after an accident Anywhere in Great Britain~  
Child seat cover    

Get a quote  


Extend your cover with our range of optional extras – including Motor Legal Protection, KeyCover and Breakdown Cover.

Our comprehensive Car Insurance Plus is packed with features and benefits and has a Defaqto 5 Star Rating.

  

Pay-by-day car insurance from 1 hour-30 days

  

10% multi car discount for up to three additional cars so you can cover your whole family.

  

RAC Learner Driver Insurance offers flexible, short term cover whilst you gain experience behind the wheel. Buy comprehensive cover online 24/7.

  

Protect yourself from unexpected costs when hiring a car. Daily cover from the equivalent of £3.49††

  

Specialist insurance for your classic car with free agreed value cover at no extra cost.

  

Find insurance cover for your electric or hybrid car at the right price with RAC.

  

RAC Temporary Business Car Insurance covers you for business related travel from 1 hour to 30 days

  

Provides van drivers with short term cover for vehicles up to 3.5 tonnes. Cover from 1 hour to 30 days.

  

Motorbike insurance UK from the RAC, bringing competitive motorcycle insurance quotes online with the optional extra of motorbike breakdown cover for your quote.

  
^Free RAC Breakdown terms and conditions

The breakdown offer will consist of a single Vehicle Based UK Roadside Membership for the vehicle insured through RAC Black Box Car Insurance.
RAC breakdown cover is attached to the black box car insurance policy and will end when the black box car insurance policy ends.
To take out this offer the customer must select the correct breakdown option, at a cost of £0.00, during the purchase or renewal journey.
This offer is not available to existing RAC Members.
The offer cannot be transferred to any other policy and there is no cash equivalent available.
We reserve the right to amend or withdraw this offer at any time.
RAC Breakdown is provided by RAC Motoring Services, registered No 01424399. Standard terms and conditions for the breakdown cover will apply.

*Free Motor Legal Protection terms and conditions
Free Motor Legal Protection cover is attached to the RAC Black Box Car Insurance policy and will end when the car insurance policy ends. To take out this offer, the customer must select the free cover level during the purchase or renewal journey. The offer cannot be transferred to any other policy and there is no cash equivalent available. We reserve the right to amend or withdraw this offer at any time. Motor Legal Protection is arranged and administered by RAC Insurance Limited, registered No 02355834.


~Excludes Isle of Man and the Channel Islands.

††Based on UK resident buying a single trip policy to cover 10 days car rental in Europe.

RAC Black Box Car Insurance is arranged and administered by RAC Financial Services Limited which is an independent intermediary. Registered in England and Wales (Registered No. 5171817). Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FCA Reference No 313989). You can check the register at fca.org.uk/register.

© 2024 RAC Motoring Services. All rights reserved.