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How much does it cost to learn to drive?

Consumer Editor

8 minute read|15th Jul 2026

When you’re learning to drive it can be difficult to keep a track of all the costs involved. Driving lessons, licence applications, learning materials and examinations can all be expensive. That's why it's important understand what you're getting for your money.

Driving lesson prices can vary in the UK, as can the number of lessons you'll need before taking the all-important test However, with a little preparation, you can be prepared for the costs of learning to drive.

To help you budget for learning to drive, we’ve researched the rates and tallied up the total to give you a rough guide to learner driver expenses.

Learner Driver Car Insurance

Only pay for the cover you need until you’ve passed your test.

Get learner driver insurance so you can practice outside of your lessons.

Buy learner driver insurance

Applying for a provisional licence

Your first step to getting on the road is applying for a provisional licence.

It costs £34 to apply online or £43 if you apply by post. For the purpose of saving money, we’ll use the online cost for our running total.

Running total: £34

Driving lesson cost

How much is a driving lesson and what’s a good price?

The average person needs around 45 hours of driving lessons and a further 22 hours of practice before they are ready for a practical test.

The cost of lessons varies depending on where you live, but a good price for a driving lesson could be roughly £35-£50 per hour. In some cases (especally in London this can exceed £50 an hour).

You could make a saving here through introductory or package rates.

A good instructor will also let you know if you’re ready for your practical test before you’ve had 45 hours of lessons. So that’s good news if you have a family member or friend that can take you out for additional practice.

If we take the top end of the estimate at £50 an hour over 45 lessons, that’s £2,250 added to our costs.

Running total: £2,284

Looking to teach someone to drive? check out our guide.
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Tests

Theory test cost

Before you take your practical test, you’ll need to pass your theory test.

You can take this as soon as you have a driving licence number from your provisional licence, however, some experience driving on the roads could come in handy.

It will cost you £23 to book your theory test.

Apps

You may want to give yourself a better chance of passing your theory test by using a driving theory app.

You can download it here:

Practical driving test cost

Your practical driving test is the last step before getting your full driving licence. The DVSA charge £62 for tests on weekdays, and £75 if you want to take your test at the weekend³.

In the spirit of being well prepared and avoiding nasty surprises, we’ll add the weekend figure of £75 to our costs.

If you plan on using your instructor’s car, you’ll need to factor in the cost of their time for the test. With examinations lasting 40 minutes, plus added time for the ‘show me, tell me’ questions and eye test section, you’ll need to book their car for an hour. That’s an extra £50-£90.

We now have our estimate before the cost of a car, tax and insurance are added to the mix.

The cost of learning to drive before car, tax and insurance:

Learning to drive	Cost
Provisional licence	£34
Lessons	£2,250
Theory test	£23
Practical test	£75
Test car	£90
Total	£2,472

Car

Whether it’s second hand, straight from the forecourt, or your parents kindly foot the bill, the average first car in Britain costs from £5,000-£9,000 (avg of £7,000).

Our buying a used car checklist can help you buy a first car with confidence. You can also check out RAC Cars for thousands of new and used car listings near you.

Running total: £9,472

Learner insurance

Many insurers will offer dedicated learner driver insurance. This kind of flexible, short term cover offers protection while you prepare for your driving test.

If you’ve got your provisional driving licence and are already having professional lessons, learner driver insurance allows you to get that extra experience behind the wheel with the help of a friend or family member.

After you pass your test, you’ll have to get your first proper car insurance policy. The average premium (the amount of money you actually pay to an insurance company for coverage) of drivers aged between 18 and 20 years is usually more than £1,200, according to data from the Association of British Insurers (ABI).

Running total: £10,672

Tax

In recent years, there have been many changes to road tax rules in the UK. The car tax rules can be found here.

However, from 2025, electric car drivers have needed to pay car tax.

So depending on the type of vehicle you have you could pay a wide range for your vehicle.

However, the average first car will have a tax around £195 a year.

£10,867+

Total cost of learning to drive, pass and get your first car

Total to learn to drive

Even though that might seem like quite a lot, don’t despair! Remember that this figure should be treated as an estimate, rather than a fixed cost everyone can expect to pay.

You should also bear in mind that these costs can and will be spread out across your learner driver journey, making them much more manageable.

The following assumptions have been made about our calculations:

Learner drivers take around 45 hours
The theory test is passed first time
The driving test is taken on a weekend and passed first time
An instructor’s car is used for the practical driving test
The cost of the car matches the estimated national average for a first car
Insurance premiums match the national average for first-time drivers
The car has a diesel or petrol engine, paying tax across 12 monthly payments

Learner driver money saving tips

The cost of learning to drive and getting your first car on the road is expensive for many of us. Here are a few tips that could help you save money on your insurance premium.

Get a black box insurance policy

A black box insurance works by monitoring your driving via a small black box that's installed in your car.

It builds a picture of the way you drive, allowing the insurer to treat you as an individual and reward safe driving with a lower premium.

If you are a young driver, black box insurance can be particularly helpful.

Add family members to your policy

We are not recommending 'fronting' – this is illegal.

But adding your partner as a named driver on a shared car can balance the risk and reduce your premium by a few pounds.

Some providers will allow you to transfer your partner's no claims bonus, and therefore their discount, to your new policy.

Don’t overestimate your annual mileage when buying insurance

If you generally tell your insurance company you cover 10,000 miles a year but you in reality drive far less than this, you could be paying for a higher-risk premium than is actually needed.

Give the company a realistic figure – but don’t underestimate, or you could be left without cover.

Read our full guide about reducing your car insurance costs as a young driver. You can find lots of general money saving tips for drivers here as well.

Passed your test? Get Breakdown Cover

Congratulations! If you have successfully passed your driving test, then you can join the 30 million drivers currently able to travel on our roads.

However, before you get behind the wheel of your car as a new driver – make sure you take out Breakdown Cover.

This will give you complete peace of mind should the worst happen. You should also look to get new driver car insurance.

Now that you are ready – be safe and enjoy your new driving licence.

Cost of learning to drive FAQs

Why are driving lessons so expensive?

Driving lesson prices have risen in recent years due to increased fuel, insurance and vehicle maintenance costs, as well as strong demand for qualified instructors. Many instructors also invest in dual-control vehicles, ongoing training and specialist insurance, all of which are reflected in lesson prices. Due to the large backlog, there is a knock on impact on pricing.

Are automatic driving lessons more expensive?

Automatic driving lessons are often slightly more expensive than manual lessons because there are fewer automatic instructors available in many parts of the UK. However, some learners may need fewer lessons to reach test standard, which can offset the higher hourly cost.

How many driving lessons does the average person need?

According to DVSA guidance, the average learner needs around 45 hours of professional instruction and 22 hours of private practice before passing their test. The exact number varies depending on confidence, previous driving experience, and how frequently lessons are taken.

Is it cheaper to buy lessons in bulk?

Many driving schools offer discounts when learners purchase blocks of 10, 20 or more lessons upfront. While the initial payment is higher, buying lessons in bulk can reduce the average cost per hour and provide better value overall.

How much do intensive driving courses cost?

Intensive driving courses can cost anywhere from several hundred pounds to more than £2,000 depending on the number of training hours included and whether the practical test fee is bundled in. They can be a good option for learners who want to pass quickly, but they're not necessarily cheaper than spreading lessons over a longer period.

Can I reduce the cost of learning to drive?

One of the best ways to reduce costs is to combine professional lessons with supervised practice from a qualified family member or friend. Taking lessons regularly, studying for the theory test early and avoiding repeated test attempts can also help keep the overall cost down.