COURIER BREAKDOWN COVER
Keep your business moving for less
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Spread the cost monthly – only with the RAC -
We get to most breakdowns in 60 mins or less
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Our patrols fix 4/5 breakdowns
Business breakdown cover for couriers
We’re trusted by over 15 million members and have an ‘Excellent’ Trustpilot rating – so you know you’re in safe hands with our UK breakdown cover. Our branded patrols get to most in 60 mins or less and fix 4/5 breakdowns. Plus, RAC Business Breakdown Cover is vehicle-based – so you're covered, no matter who’s driving for complete peace of mind®.
What is courier breakdown cover?
Courier breakdown cover helps delivery drivers when a vehicle breaks down. It is designed for vehicles used for deliveries, such as vans and cars. This applies whether you work as a sole trader or run a larger fleet.
Standard breakdown cover is usually for personal use. It often covers one vehicle, or a few vehicles at the same address. Courier breakdown cover is different. It is suitable for business use and the demands of delivery driving.
Self-employed couriers
Cover suitable for self-employed delivery drivers, such as those working with companies like Amazon Flex, Evri, DPD, Deliveroo, Just Eat and Uber Eats. Breakdown cover can help keep gig-economy couriers moving when every minute off the road impacts income.
Vehicles covered for courier work
Most couriers use vans because they offer space and efficiency.
Van breakdown cover often includes:
- Roadside repair
- Vehicle recovery
- Help to continue your journey
Popular vans include:
- Ford Transit
- Mercedes Sprinter
- Vauxhall Vivaro
- VW Crafter
Cover can also include cars. It may include electric and hybrid vehicles used for deliveries.
Compare our courier breakdown cover
At the RAC, we tailor your cover to your business. We exclusively offer flexible monthly payments for all types business breakdown cover.
Roadside & At Home
We'll rescue you from anywhere in the UK. If we can't fix you, we'll give you a 10 mile tow.
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Business cover, with personal use
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We'll send help to fix your vehicle if it breaks down anywhere in the UK.
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Repeat callouts for the same fault won't be covered.
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You'll have a £300 preapproved parts limit. There's no need to arrange payment at the roadside, you'll be sent an invoice once the repairs are complete.
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If we can't fix you, we'll tow your vehicle up to 10-miles.
Roadside, Recovery & At Home
If we can't fix your vehicle, we'll take you, your vehicle and your passengers anywhere in the UK.†
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Business cover, with personal use
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We'll send help to fix your vehicle if it breaks down anywhere in the UK.
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Repeat callouts for the same fault won't be covered.
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You'll have a £300 preapproved parts limit. There's no need to arrange payment at the roadside, you'll be sent an invoice once the repairs are complete.
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With Recovery, if we can't fix your vehicle at the roadside, we'll recover you, your vehicle and passengers anywhere in the UK. Cover starts 24 hours after your cover start date.
^Price a month per vehicle, fleets of 2. †The driver and up to 8 other people travelling in the vehicle (16 if the vehicle is a minibus).
Why choose us?
We get to most breakdowns in 60 minutes or less.
We fix 4/5 breakdowns, with repairs done in just 30 minutes on average.
Expert advice to help you back on the road quickly if you have an accident**
Extend your cover
European breakdown cover
With RAC Business European Breakdown Cover, you're covered in 48 countries across Europe. So you can have complete peace of mind® when driving abroad.
Can't do without your vehicle? Get a hire vehicle while yours is in the garage with Onward Travel.
Get a quote
Build your cover now to get a quote in minutes.
Get in touch
Prefer to speak to one of our team about business breakdown cover? No problem, enquire below or give us a call on 0330 159 0975
Avoid Big bills
Battery Replace
Get a new battery if we can't recharge yours - worth up to £600.
Legal Expense Insurance
If you have an accident that wasn't your fault, we'll help you claim back losses your motor insurance doesn't cover.
Puncture? No problem - you'll get up to £180 per tyre to repair or replace your damaged tyre.
Need to cover multiple vehicle types? Try our mixed fleet breakdown cover
What business breakdown cover do you need?
We cover a range of businesses and vehicle types.
Answers to your questions
As Couriers are covered in our Business Breakdown Cover as standard, you'll be minimising vehicle downtime and reputational damage to your business if your courier vehicle(s) breakdown.
If you're covering just one vehicle or more than one, it's always best to go to quote and buy to get the best price for your vehicle.
With our Business Breakdown cover, you will be covered as a courier as standard. This extends to our fleet cover that is for more than one business vehicle. We offer cover for a range of vehicle types within a fleet, from vans to minibuses. Visit our Compare Business Breakdown Cover page to find the best option suited to your business.
Yes, if you need to be towed to a garage for repairs the invoice for this will be sent to you.
With RAC Courier Breakdown Cover you'll have a pre-approved £300 parts limit which means we'll fit parts for up to £300 and invoice you later so you can get moving as quickly as possible.
Yes. Courier breakdown cover is suitable for high-mileage driving and has unlimited callouts and national cover.
Page reviewed by: Andy Baker