Minibus breakdown cover
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We get to most breakdowns in 60 mins or less -
Our patrols fix 4/5 breakdowns
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Spread the cost monthly – RAC exclusive
What is minibus breakdown cover?
Minibus breakdown cover gives you help if your minibus breaks down. It includes roadside assistance and recovery to a garage if needed. It is suitable for vehicles with 8 to 17 seats.
This type of cover is useful for:
- Businesses
- Schools
- Charities
- Community groups
- Private operators
RAC Minibus Breakdown Cover
You know you're getting breakdown cover you can trust with us – we've been doing this since 1897! Our expert patrols get to you in 60 mins or less, and we fix 4/5 breakdowns. Plus, RAC Minibus Breakdown Cover is vehicle-based. So you're covered, no matter who’s driving.
We'll rescue you from anywhere in the UK. If we can't fix you, we'll give you a 10 mile tow.
If we can't fix your vehicle, we'll take you, your vehicle and your passengers anywhere in the UK.†
Can't do without your vehicle? Get a hire vehicle while yours is in the garage with Onward Travel.
† The driver and up to 16 people if the vehicle is a minibus.
Our minibus breakdown cover
Roadside & At Home, Recovery and Onward Travel
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We'll send help to fix your minibus if it breaks down anywhere in the UK
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You'll have a £300 preapproved parts limit. There's no need to arrange payment at the roadside, you'll be sent an invoice once the repairs are complete.
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With Recovery, if we can't fix your vehicle at the roadside, we'll recover you, your vehicle and passengers anywhere in the UK. Cover starts 24 hours after your cover start date.
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If your vehicle can't be fixed that day, we'll provide a hire car for up to 2 days, up to £150 per person for alternative transport, or a night's hotel accommodation. Up to 5 claims a year. Cover starts 24 hours after your policy start date.
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Repeat callouts for the same fault won't be covered.
^£25 a month per vehicle, Roadside, Recovery & At Home and Onward Travel cover.
What classifies as a minibus?
- A D1 category licence
- Or a PCV licence if they are paid to carry passengers
- Minibuses usually need an MOT Class 5 test.
- Schools and colleges
- Sports clubs
- Community groups
- Charities
- Social clubs
- For business (hire or reward), or
- By non-profit or community groups
If a vehicle carries:
- Fewer than 8 passengers it is not a minibus
- More than 16 passengers (not including the driver) it is a bus or coach
Why choose us?
We get to most breakdowns in 60 minutes or less.
We fix 4/5 breakdowns, with repairs done in just 30 minutes on average.
Expert advice to help you back on the road quickly if you have an accident**
Get a quote
Build your cover now to get a quote in minutes.
Get in touch
Prefer to speak to one of our team about business breakdown cover? No problem, enquire below or give us a call on 0330 159 0975
Need to cover multiple vehicle types? Try our mixed fleet breakdown cover
What business breakdown cover do you need?
We cover a range of businesses and vehicle types.
Compare our Minibus breakdown cover to leading competitors
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RAC£250
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AA£295.75
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Roadside & At Home
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Included
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Included
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Recovery
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Included
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Included
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Onward Travel
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Included
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Included
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Flexible Monthly Payments
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Included
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Not included
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| Start my quote |
Competitor comparison based on equivalent minibus breakdown cover levels. AA pricing obtained from https://www.theaa.com/business/breakdown/minibus-cover. Information correct as of 15/07/26.
Answers to your questions
Not all standard breakdown cover includes business use, so it's important to check you're covered if you use your vehicle for work. Our RAC business breakdown cover is designed specifically for business use. This is cover at a vehicle level, so any of your drivers are covered when you purchase this cover for your car, van or fleet. From couriers to sole traders this cover is perfect for business use vehicles.
If you are on an RAC business breakdown policy and you need to report a breakdown, please call us on 0333 2000 999 or report a breakdown online here. To enquire about business breakdown cover, please call 0330 159 0361.
Commercial breakdown cover is cover specifically for businesses that have a vehicle or fleet of vehicles. This cover is vehicle-based meaning any driver is covered in the event of a breakdown. RAC business breakdown cover is perfect for all commercial vehicles such as couriers, sole traders, fleets, taxi drivers and van drivers.
RAC Van breakdown cover is specifically designed with van drivers in mind – after all, we’re van drivers too! Plus, with Van Total cover get van-for-van replacement – exclusive to RAC – so you can keep your business moving, even when your van isn’t.
For the most accurate price for your vehicle/s it is best to use our online quote, this should only take a few minutes to give you an accurate price for all 12 or 24 month cover.
Minibus firms, like other taxi and chauffeur businesses, rely especially heavily on having reliable, practical vehicles – it’s not just part of the business, it is the business. But just as a commercial vehicle could break down unexpectedly, so too could a minibus. The difference, however, is that it can be up to 16 people affected. And in many cases, the inconvenience could be not reaching an important event on time or missing out on a special occasion all-together.
Small business owners or fleet managers need business breakdown cover that can ideally fix a minibus at the side of the road and get them back on the road quickly. This isn’t always possible. So it’s important to choose a recovery service that includes both roadside and at home recovery and appropriate replacement hire vehicles for all passengers, onward travel via the right public transport or the option to stay in a hotel without extra cost to the company.
Breakdown cover for a school minibus is not a legal requirement in the UK. However having dedicated minibus breakdown cover helps schools by helping to reduce journey disruption should a breakdown happen on the road during term-time travel and school trips. Breakdown cover is also suitable for school-operated minibuses that are run under Section 19 or Section 22 permits.
Page reviewed by: Andy Baker