Fleet Insurance

With RAC Fleet Insurance, you’re covered by our specialist partners – experts in providing insurance cover to businesses operating vehicle fleets in sectors that include building, construction, distribution, and logistics. Their team of insurance industry specialists will work with you to help reduce both the frequency and severity of accidents, helping to keep the wheels of your business turning.

Benefits of RAC Fleet Insurance

Buy via RAC Business Insurance to access:

• A dedicated account, claims and risk management support team.
• Optional risk reduction tools (where appropriate) to help you take active steps towards reducing insurance costs.
• A team of claims professionals who can lighten the burden should the unexpected happen.
• Access via our trusted partner to a panel of experienced and competitive insurers.

The aim is to build a relationship built on tackling the root causes of accidents rather than simply the consequences. Helping you to make sure that vehicles are driven safely and responsibly will leave you with more time to focus on servicing your customers in a timely and efficient manner.

Bespoke commercial insurance policies may have limitations and exclusions so please make sure you read all the documentation when you receive it to make sure you’re happy with the cover provided.

Why choose us?

• Access via our trusted partner to a panel of experienced and competitive insurers to help you find the right insurance cover at the right price.
• A proven risk-management-led approach to the client, broker and insurer partnership that can help reduce accidents and lower premiums.

Additional covers

• Property and Business Interruption Cover
• Employers’ Liability
• Goods-in-Transit / Hauliers’ Liability
• Directors and Officers’ Liability
• Cyber Liability
• HGV Breakdown Insurance

All cover is subject to insurers’ underwriting criteria and full terms and conditions, which are available on request.

You have a legal obligation (as a buyer of commercial insurance), to disclose information before entering (or changing) a contract of insurance. We call this your duty to make a Fair Presentation of Risk.

It means that when you seek insurance, you need to volunteer and disclose all material information that is known by you (or should be known by you), which an insurer would want to know when it’s deciding whether to offer insurance cover and, if so, on what terms and at what price.

You need to make sure that facts are correct or substantially correct, and statements of expectation or belief are made in good faith.