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Truck Insurance

From HGVs and LGVs to tippers and flatbeds, no matter which trucks you operate the RAC can help to find the right Truck Insurance for you.

Truck Insurance is arranged by Advisory Insurance Brokers Ltd.  Products are supplied by various insurance companies.  Details are available on request.

Truck Insurance

The RAC has joined forces with Advisory Insurance Brokers Ltd to introduce an insurance service designed specifically for truck insurance.

Advisory Insurance Brokers Ltd is an insurance broker with access to well-known insurance companies dedicated to providing cover for specialist motor insurance products. Standing strong with more than 2,000 colleagues in over 50 locations nationwide, Advisory Insurance Brokers Ltd is one of the UK’s largest independent brokers. 

Finding the right truck insurance for your haulage business is important and via the RAC, the truck insurance experts at our provider, Advisory Insurance Brokers Ltd, will help you choose the cover you need, so you can focus on what really matters to you – running your haulage business.

Cover is available for road haulage businesses needing annual cover and operating up to five HGVs.

Policy features:

  • Comprehensive, third-party fire and theft and third-party only cover.
  • Cover is available for tractor units and trailers as well as rigid vehicles.
  • Breakdown, liability, transit, and other essential covers available.

Why choose us?

At the RAC we know it’s not just the policy that matters, but that all important customer service too.  Buy through our trusted provider, and you’ll get:

  • Motor and non-motor covers available, usually under one policy.
  • Tipper and concrete mixer insurance specialists; equally at home with other types of haulage activity.
  • 24/7 direct-to-insurer claims reporting helplines where appropriate.
  • Access to the free ‘FirstCall’ claims notification app.
  • Claims support through the in-house team of claims specialists.
  • Instalment facilities available for qualifying customers. Full details of the finance provider, and the additional cost of finance, will be provided with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

Bespoke commercial insurance policies may have limitations and exclusions so please make sure you read all the documentation when you receive it to make sure you are happy with the cover provided.

All cover is subject to insurers' underwriting criteria and full terms and conditions, which are available on request.

You have a legal obligation (as a buyer of commercial insurance), to disclose information before entering (or changing) a contract of insurance. We call this your duty to make a Fair Presentation of Risk. It means that when you seek insurance, you need to volunteer and disclose all material information that is known by you (or should be known by you), which an insurer would want to know when it’s deciding whether to offer insurance cover and, if so, on what terms and at what price. You need to make sure that facts are correct or substantially correct, and statements of expectation or belief are made in good faith.

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