Taxi breakdown cover
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We get to most breakdowns in 60 mins or less -
Our patrols fix 4/5 breakdowns on the spot
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Flexible monthly payments
RAC Taxi & Private Hire Breakdown Cover
You know you're getting breakdown cover you can trust with us – we've been doing this since 1897! Our expert patrols get to you in 60 mins or less, and we fix 4/5 on the spot. Plus, with RAC Taxi & Private Hire Breakdown Cover, we've designed it specifically to keep your business moving.
Compare our taxi breakdown cover
At the RAC, we tailor your cover to your business. We exclusively offer flexible monthly payments for all types business breakdown cover.
Roadside & At Home Cover
We'll rescue you from anywhere in the UK. If we can't fix you, we'll give you a 10 mile tow.
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This is a standard feature of our breakdown service. We will attend, as long as you are more than 1/4 mile from your registered address and if we can't fix your vehicle at the roadside we'll tow you up to 10 miles to your location of choice.
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Many breakdown services don’t cover your commercial vehicles if they break down at your registered address. We make sure you get the benefit of an RAC patrol wherever you are. So if you break down within 1/4 of a mile of your registered address, we've got you covered.
Roadside, Recovery & At Home
If we can't fix your vehicle, we'll take you, your vehicle and your passengers anywhere in the UK.
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This is a standard feature of our breakdown service. We will attend, as long as you are more than 1/4 mile from your registered address and if we can't fix your vehicle at the roadside we'll tow you up to 10 miles to your location of choice.
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Many breakdown services don’t cover your commercial vehicles if they break down at your registered address. We make sure you get the benefit of an RAC patrol wherever you are. So if you break down within 1/4 of a mile of your registered address, we've got you covered.
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With Recovery, if we can't fix you, we'll tow your vehicle anywhere in the UK. We will not provide any recovery or onward journey for fare-paying passengers.
Taxi breakdown cover explained
What is taxi breakdown cover?
Taxi breakdown cover is a specialist breakdown cover designed for taxis or private hire vehicles that are used to carry passengers. Any taxi driver will know vehicle downtime can be costly in terms of both time and money. Specialised taxi breakdown cover can help get you, your taxi and your passengers back on the road.
Taxi vs private hire breakdown cover
Although there is a difference between taxis and private hire vehicles, with taxi breakdown cover you're covered in both. A taxi can be flagged down on the street, hired from a taxi rank, or pre-booked. They typically use metered pricing set by the local council. A private hire vehicle must be pre-booked through a licensed operator or ride-hailing app, and their fares are agreed upon in advance. An example of a private hire vehicle could be working for Uber or Bolt.
Why do I need a taxi breakdown cover?
Often taxis and private hire vehicles spend more time on the road than most other vehicles, and this can increase these vehicles' chance of a breakdown. Taxis and private hire vehicles often require specialist business breakdown policies, and not all providers will offer these. As a taxi or private hire vehicle driver, your vehicle is your business, and finding the right cover can help you keep your business moving even in the event of a breakdown.
Managing your taxi fleet
Your drivers will build up high mileage and often drive during rush hour traffic. Part of successfully managing your taxi fleet is having a responsive breakdown service on hand, so drivers can get moving again as quickly as possible if they do have a problem at the roadside.
Spending more time on the road means you can pick up more passengers and increase your profits. But it also increases the chances of your taxi breaking down. You can rely on our expert Patrols and their state-of-the-art diagnostic technology to do everything possible to fix your vehicle at the roadside if you break down.
Learn more about our Fleet Breakdown Cover.
Fleet size over 100?
Get a quote or more information on RAC Business Cover.
Why choose us?
We get to most breakdowns in 60 minutes or less.
We'll fix you on the spot – saving you time and money on a trip to the garage.
Expert advice to help you back on the road quickly if you have an accident**
Get in touch
Prefer to speak to one of our team? No problem, enquire below or give us a call on 0330 159 0975
Get a quote
Build your cover now to get a quote in minutes.
What business breakdown cover do you need?
We cover a range of businesses and vehicle types.
Answers to your questions
With RAC Taxi Breakdown cover, you can choose between Roadside and At Home cover only, or Roadside, Recovery and At Home. By adding Recovery you can have complete peace of mind that if we can't fix your vehicle at the roadside, we'll tow it, you and your passengers anywhere in the UK.
Taxi breakdown cover covers specific vehicles in your fleet, whether it’s your only taxi or part of a large fleet of taxis or other business vehicles we've got cover for you.
RAC have specialist cover for minibuses which includes Roadside, At Home, Recovery and Onward Travel as standard. With Roadside, Recovery and At Home cover, if we can't fix your minibus at the roadside or your registered address we'll tow you and your passengers anywhere in the UK. With Onward Travel, you're covered for a replacement vehicle while yours is being fixed.
RAC covers all taxis and private hire vehicles, including Uber!
If your taxi is covered for Roadside and At Home only, if we can't fix your vehicle at the roadside we'll take you, your vehicle and your passengers to any garage or other destination within 10 miles of your breakdown.
RAC Business Breakdown can provide cover for Taxis and Private Hire Vehicles. This includes Uber, Bolt etc. We also offer Monthly Rolling contracts as an Exclusive for RAC warranties. Get a quote today.
We do not currently include this Breakdown Extra as part of our policy.
If we need to do repairs, we'll fit parts up to £300 plus VAT. There's no need to arrange payment at the roadside, you'll be sent an invoice once repairs are complete.
Taxi Breakdown Cover from the RAC includes Taxis and Private Hire Vehicles. This can include cars used for services such as Uber or Bolt.
Our taxi insurance provides cover for businesses who use their vehicles for carriage for hire and reward for private hire and public hire.
Cover can be provided for a wide range of vehicles including cars, minibuses, electric vehicles, as well as vehicles used for chauffeur, wedding and funeral hire.
All the RAC-sourced taxi insurance policies are designed to meet the unique requirements of your business.
