Protect your business with RAC Office & Surgery insurance

Running an office or surgery is a challenge, and one that shouldn’t be entered into without the right insurance. At the RAC our office insurance is designed to protect your business premises and contents. It also covers your duty of care and responsibilities to both employees and members of the public. If they are injured or their property is damaged whilst they are on your premises, then office insurance is designed to protect your financial position in the event of a claim for compensation.

Therapists and medical practitioners face unique challenges and have very specific requirements when it comes to insurance. So at the RAC our surgery insurance is tailor-made specifically for doctors, dentists, opticians, vets and alternative therapy practitioners. We offer a wide range of cover, from building insurance to business interruption right down to legal expenses and deterioration of vaccines.

Our bespoke office insurance and surgery insurance packages can contain a range of business-specific insurance, including:

• Employers’ liability

  protects your legal responsibility for accidental death or bodily injury caused to your employees arising out of activities connected to your business

• Public liability

  this covers your legal responsibility for any injury caused to members of the public or damage to their property as a result of your or your staffs’ actions. Most office insurance packages include cover of up to £2,000,000 as standard, but higher limits are available if required

• Contents

  covers loss or damage to your contents on an 'all risks' basis

• Business interruption

  If your business is unable to operate it can quickly impact on your bottom line figures. Business interruption insurance provides financial assistance for an agreed period of time to cover business overheads whilst your normal business operations are interrupted after a fire, flood or other insured event.

• Money including personal accident (assault)

  covers theft of money from your premises or whilst in transit to or from your bank.

• Products liability up to £2,000,000

  protects your legal liability for injury or damage caused to the public arising from the supply of goods in connection with your business

• Glass

  Provides cover for the replacement of broken or damaged glass caused to your business including shop front, windows and glass in display cabinets