<p>Cover for your hotel, guesthouse or B&amp;B</p>
Cover for your hotel, guesthouse or B&B

RAC Hotel insurance is essential protection for your business

Hotel Insurance protects the hotelier from the many liabilities and potential risks that can occur as a result of running a hotel. From Buildings insurance covering fire, malicious damage or flooding, to Public Liability covering injury or damage, having the right insurance is essential for protecting your business.

Here at the RAC we understand the needs of hoteliers differs not just from other business owners, but also from hotel to hotel. As result we have strived to provide a series of Business Insurance packages that gives you the flexibility to tailor your cover to how you deem fit for the hotel you know best.

Check out our Hotel Insurance packages below and find the right cover for you today.

Standard Covers


  • Money cover - covers theft of money from your premises or whilst in transit to or from your bank
  • Loss of Licence - various covers available that provide protection for your business or premises due to losing your liquor licence for reasons beyond your control
  • Business Interruption - provides financial assistance for an agreed period of time for business overheads that result from considerable interruption to your trading following a fire or other major insured peril
  • Glass cover - provides cover for the replacement of broken or damaged glass caused to your business including shop front, windows and glass in display cabinets
  • Employers’ liability –protects your legal responsibility for accidental death or bodily injury caused to your employees arising out of activities connected to your business
  • Public liability – covers your legal responsibility for injury caused to the public or damage to their property due to fault of you or your staff
  • Buildings insurance - protects you from the costs of damage caused to your building by a range of risks such as fire, malicious damage or flooding
  • Contents/Stock cover - protects your contents/stock from theft or being destroyed by a range of risks such as fire, malicious damage or flood


Get in touch

For more information or a quote call us on:

0344 892 1757

Get a quote

Why Choose Us?

Immediate cover available

  • Tailor made policies to suit your individual business
  • Fast and friendly service from our highly trained and expert staff
  • Cover available for sole traders, small and medium-sized businesses

Optional Extras

  • Legal Expenses insurance - including cover for contract disputes
  • Goods in Transit - protects against loss or damage caused to goods on the move in the UK
  • Deterioration of Stock - protects against damage to stock in your freezers caused by a rise or fall in temperature due to breakdown of your freezer unit or accidental failure of electrical supply

Cover is subject to insurers underwriting criteria, policy terms and conditions available on request.

Here at the RAC we want you to have the cover you need to ensure both you, your business and customers are protected. Browse our Business Insurance packages ranging from Shop Insurance, Property Owner Insurance to Working from Home Insurance and get tailored cover for you and your business today.