European Breakdown Cover

Our lowest online price for the BEST cover in the market*

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Special offer for Blue Light Card customers

Our 5 Star Comprehensive Plus European Breakdown Cover is the most comprehensive cover you can get*.
Plus Blue Light Card customers get our lowest price with 5% off our normal online price.

24/7 English-speaking helpline
Speak to experienced case handlers to manage your breakdown

Defaqto 5-Star Comprehensive & Comprehensive Plus cover

We'll fix you at the roadside or tow you to the nearest garage

Unlike other major providers, we've got flexible options to suit you - single trip and annual policies for vehicles of any age, including classic cars, and we provide cover if you're towing. Get instant cover online today or if you need any help you can call our dedicated team on 0800 015 6000 quoting code RWAFPAO.

Our cover levels

defaqto five star rating


From £6.65**

  • Unlimited roadside assistance in Europe
  • We’ll pay up to £150 garage labour costs1
  • Up to £500 accommodation expenses or up to £1,500 to continue your journey
  • We’ll pay up to the market value of your vehicle to get it back to the UK, providing your vehicle is not beyond economical repair
  • UK roadside assistance up to the value of £300, 48 hours before your departure date
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defaqto five star rating

BEST cover*

Comprehensive Plus

From £8.55**

  • Unlimited roadside assistance in Europe
  • We’ll pay up to £1,000 garage labour costs2
  • Up to £1,200 accommodation expenses and up to £3,000 to continue your journey
  • We’ll pay to get your vehicle back to the UK if it can’t be fixed, providing your vehicle is not beyond economical repair
  • Unlimited UK roadside assistance, 7 days before your departure date^
  • Replacement tickets if you miss your pre-booked train or ferry^^
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Compare our European Breakdown Cover

What does RAC offer that the AA and Green flag don't?* Find out more.

RAC Comprehensive Plus      AA Green Flag
Has a Defaqto 5 Star rating Yes Yes No
Garage labour costs included1 £1,000 £0 £0
Emergency roadside repair or towing costs to the nearest garage Unlimited Unlimited £250
UK hire car whilst awaiting repatriation 7 consecutive days Up to 2 days Up to 7 days (max £75)

What our members are saying

I didn’t realise how exceptional the RAC is. Unbelievably there was a breakdown truck with us within 50 minutes and he diagnosed a flat battery… or as the French say “Il est mort!”

Edmund and Fiona Collins

I have repeated this many times in the last week to people I have talked with, the RAC European breakdown cover was nothing short of first rate. That is the kind of service that you hope you will get, and are delighted when you get it.

Mr Carter

From both my wife and myself can we say how happy we were with this service and a special thank you to Lola and Selina in France who gave great service.

Mr & Mrs Butler

In a world which, at times, seems to be constantly complaining about poor service from organisations, I am moved to praise the ‘excellent’ service I have received lately from your European Breakdown service.

Malcolm K Payne

I’m aware that Opteven is a separate business, but this was not obvious during my dealings with the team – it was a ‘one RAC’ experience. And a world-class experience at that. I’m now telling everyone I know to sign up with the RAC!


I will remain a customer of the RAC and furthermore I will be informing the many people I am in contact with that your organisation is easily the best I have been a member of and that they should join immediately.

Mr Wyness

5 Star Breakdown Cover

RAC Comprehensive European Breakdown Cover has been awarded a 5 star rating by Defaqto.

Full terms and conditions apply.

Maximum benefits payable under the policy - please read the terms and conditions policy booklet for details. Additional cover available in some areas upon payment of an additional premium.

** Price for 1 day cover for up to 9 people travelling in a vehicle up to 1 year old in Zone 1.

^ Unless a breakdown occurs within a ¼ of a mile from your home

1 If repairs can be completed within 7 working hours

2 If repairs can be completed within the same working day

* Comparisons based on the top cover levels from the AA and Green Flag. View our European Breakdown Cover comparison table for full details.

^^ Up to 3 missed connections, if the delay is caused by a breakdown

RAC European Breakdown Cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Insurance Ltd (Registered No 2355834). Registered in England and Wales; Registered Offices: RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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