Young couple riding a moped

Ride a scooter or a moped?

Moped or scooter breakdown cover that's cheaper than the AA – from £5.49 for Roadside!*

*At least 10% of new customers have paid this or less since 12/08. Comparison based on theaa.com closest equivalent cover at 02/10.

Breakdown cover for scooters and mopeds

The RAC offers breakdown cover in the UK for scooters and mopeds over 49cc. And once you’re covered, you can relax knowing help is at hand 24/7 if you break down. All our cover includes Roadside Assistance. Our ‘Extra’ and ‘Complete’ packages also include National Recovery. And with ‘Complete’ cover, At Home is included too. You can also choose add-ons, such as Onward Travel, for even more reassurance.


What types of breakdown cover are there for scooters and mopeds?

Just like with breakdown cover for cars, there are two types of breakdown cover to choose from for your scooter or moped:

Vehicle breakdown cover. This means your moped or scooter is covered regardless of who is driving at the time you break down. You can buy breakdown cover for up to 3 mopeds or scooters.

Personal breakdown cover. This means you’re personally covered in any eligible vehicle – this could be a moped, a scooter, a motorcycle, a car or any other eligible vehicle that’s covered by our policy.

Looking for motorbike breakdown cover? We also cover motorcycles.


What’s included in breakdown cover for scooters and mopeds?

The RAC has three levels of cover to choose from: Basic, Extra and Complete. These are available for mopeds and scooters of 49cc and upwards.

Here's what's included in each cover level:

Basic

Extra

Complete

5 callouts a year^^

5 callouts a year^^

Unlimited callouts

Roadside Assistance
If you’re over ¼ from home, we’ll fix you on the spot, or recover you to a local garage within 10 miles

Roadside Assistance
If you’re over ¼ from home, we’ll fix you on the spot, or recover you to a local garage within 10 miles

Roadside Assistance
We’ll fix your vehicle at the roadside and if we can’t, we’ll tow you anywhere in the UK

20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles

20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles

20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles

National Recovery
If we can’t fix you, we’ll tow you to any garage or destination in the UK

National Recovery
If we can’t fix you, we’ll tow you to any garage or destination in the UK

At Home
We’ll rescue you if you break down at home

FREE MOT
At selected RAC garages. With family breakdown cover you’ll get 2 Free MOTs

^^1 additional callout added for every person or vehicle added.

The RAC offers a taxi from the garage with every breakdown cover level. And when you add Onward Travel, you can get a hire car while your car’s being fixed. So you can carry on, even if your car can't.


Looking for breakdown cover in Europe?

If you're taking your moped or scooter to mainland Europe or the Republic of Ireland, you’ll need European breakdown cover. Just keep in mind that it’s only available for mopeds and scooters over 125cc.


Why choose the RAC?

We’ve been taking care of drivers for 125 years, so you’re in safe hands with us. Plus our expert patrols have cutting-edge tools to get you back up and running quickly – usually in 30 minutes.

  • No hidden costs. You won’t be charged for callouts once you’re a member. And if you need labour and fitting at the roadside, it won’t cost you a penny.
  • 20-mile taxi. Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles for you and your passengers.
  • Free accident care. If you have an accident – whether it’s your fault or not – call us first and we’ll come to your rescue on the scene1.
  • Member benefits. Get access to exclusive discounts on vehicle maintenance, airport parking, tickets for days out and lots more.


What’s not covered?

It’s worth noting that our breakdown cover for mopeds and scooters doesn’t cover the following:

  • Mopeds or scooters under 49cc. We’re unable to cover vehicles under this limit.
  • Breakdowns outside the UK. If you have a moped or scooter over 125cc, you can buy European breakdown cover.
  • Mobility scooters. We’re unable to offer breakdown for mobility scooters. You’ll need to go to a specialist provider for this.
  • Tyre Replace is unavailable. Unfortunately, you won’t be able to add Tyre Replace cover for a moped or scooter.

Page reviewed by: Andy Baker