Ride a scooter or a moped?

Moped or scooter breakdown cover from just £7.95 a month*

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*New, single vehicle-based cover. £7.95 a month for Basic cover.

Breakdown cover for scooters and mopeds

The RAC offers breakdown cover in the UK for scooters and mopeds over 49cc. And once you’re covered, you can relax knowing help is at hand 24/7 if you break down. All our cover includes Roadside Assistance. Our ‘Extra’ and ‘Complete’ packages also include National Recovery. And with ‘Complete’ cover, At Home is included too. You can also choose add-ons, such as Onward Travel, for even more reassurance.

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What types of breakdown cover are there for scooters and mopeds?

Just like with breakdown cover for cars, there are two types of breakdown cover to choose from for your scooter or moped: 

  • Vehicle breakdown cover. This means your moped or scooter is covered regardless of who is driving at the time you break down. You can buy breakdown cover for up to 3 mopeds or scooters.  
  • Personal breakdown cover. This means you’re personally covered in any eligible vehicle – This could be a moped, a scooter, a motorcycle, a car or any other eligible vehicle that’s covered by our policy.

Looking for motorbike breakdown cover? We also cover motorcycles.

What’s included in breakdown cover for scooters and mopeds?

The RAC has three levels of cover to choose from: Basic, Extra and Complete. These are available for mopeds and scooters of 49cc and upwards.

Here's what's included in each cover level:

Basic

Extra

Complete
5 callouts a year^ 5 callouts a year^ Unlimited callouts
Roadside Assistance
If you’re over ¼ from home, we’ll fix you on the spot, or recover you to a local garage within 10 miles

Roadside Assistance
If you’re over ¼ from home, we’ll fix you on the spot and if we can’t, we’ll tow you anywhere in the UK

 Roadside Assistance
We’ll fix your vehicle at the roadside and if we can’t, we’ll tow you anywhere in the UK
20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles
20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles
20-mile taxi
Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles
 
If we can’t fix you, we’ll tow you to any garage or destination in the UK
If we can’t fix you, we’ll tow you to any garage or destination in the UK
   
We’ll rescue you if you break down at home
    FREE MOT
At selected RAC garages. With family breakdown cover you’ll get 2 Free MOTs~.

^ 1 additional callout added for every person or vehicle added.


The RAC offers a taxi from the garage with every breakdown cover level. And when you add Onward Travel, you can get a hire car while your car’s being fixed. So you can carry on, even if your car can't.

Looking for breakdown cover in Europe?

If you're taking your moped or scooter to mainland Europe or the Republic of Ireland, you’ll need European breakdown cover. Just keep in mind that it’s only available for mopeds and scooters over 125cc.

Why choose the RAC?

We’ve been taking care of drivers for 125 years, so you’re in safe hands with us. Plus our expert patrols have cutting-edge tools to get you back up and running quickly – usually in 30 minutes. 

  • No hidden costs. You won’t be charged for callouts once you’re a member. And if you need labour and fitting at the roadside, it won’t cost you a penny.  
  • 20-mile taxi. Following a breakdown, if you’re taken to a garage, we’ll reimburse you for a taxi home up to 20 miles for you and your passengers.
  • Free accident care. If you have an accident – whether it’s your fault or not – call us first and we’ll come to your rescue on the scene1.
  • Member benefits. Get access to exclusive discounts on vehicle maintenance, airport parking, tickets for days out and lots more. 

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What’s not covered? 

It’s worth noting that our breakdown cover for mopeds and scooters doesn’t cover the following:

  • Mopeds or scooters under 49cc. We’re unable to cover vehicles under this limit. 
  • Breakdowns outside the UK. If you have a moped or scooter over 125cc, you can buy European breakdown cover.
  • Mobility scooters. We’re unable to offer breakdown for mobility scooters. You’ll need to go to a specialist provider for this. 
  • Tyre Replace is unavailable. Unfortunately, you won’t be able to add Tyre Replace cover for a moped or scooter. 
 

We bring the garage to you. Book a service or repairs at your home or work.

  

RAC Approved Garages work to the highest standards and provide exceptional customer service.

  

Our trusted garages explain everything clearly, so you can book with confidence.

  
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03 numbers are charged at national call rates and included in inclusive minute plans from landlines and mobiles. Calls may be monitored and/or recorded.

Important Information:

Free Battery Replace terms and conditions:

  1. Free Battery Replace cover for 1 nominated vehicle, when purchased with Extra or Complete cover.
  2. Offer available with vehicle-based cover for 1 vehicle and personal-based cover for 1 – 5 people.
  3. Battery Replace must be selected in the purchase journey to qualify for the offer.
  4. Battery Replace is free for the first 12 months only, after which it will become chargeable.
  5. You must purchase RAC Breakdown Cover online before 08/12/23, 7am.
  6. Offer applies to new customers only.
  7. Not available on purchases made during a breakdown situation.
  8. No cash or other alternatives.

Free MOT terms and conditions:

  1. The promotion is for one free MOT (up to the statutory maximum fee of £54.85) and is available to new customers purchasing Complete cover.
  2. You must purchase RAC Breakdown Cover online direct by visiting www.rac.co.uk or by calling us on 0330 159 0382.
  3. Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
  4. Each MOT can only be redeemed per unique voucher code.
  5. This offer will be fulfilled on behalf of RAC by a third party (Who Can Fix My Car).
  6. You must keep your RAC Breakdown Cover for 12 months in order to be eligible for this offer. We reserve the right to recover the cost of the MOT if this condition is not complied with.
  7. Providing your payments are up to date and you haven’t cancelled your cover you'll receive an email within 15 working days after your policy starts containing your unique voucher code and details on how to book your free MOT.
  8. You will then have a further 12 months from the date of this email to book your MOT. After this date the offer will be deemed to have expired and cannot be reissued.
  9. You will need to provide a printed copy, or show the email containing the unique voucher codes and the RAC membership number to the garage on the day of the MOT.
  10. The free MOT can only be redeemed at RAC Approved Garages bookable via the WhoCanFixMyCar platform. To find your nearest RAC Approved Garage click here.
  11. Please note that not all RAC Approved Garages are able to offer MOT's for motorbikes.
  12. Offer may be withdrawn at any time.
  13. No cash or other alternatives available.

~2 Free MOTs terms and conditions with family breakdown cover:

  1. The promotion is for two free MOTs (up to the statutory maximum fee of £54.85) and is available to new customers purchasing Complete cover on personal cover for 3 – 5 people.
  2. You must purchase RAC Family Breakdown Cover online direct by visiting www.rac.co.uk or by calling us on 0330 159 0382.
  3. Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
  4. Each MOT can only be redeemed per unique voucher code.
  5. This offer will be fulfilled on behalf of RAC by a third party (Who Can Fix My Car).
  6. You must keep your RAC Breakdown Cover for 12 months in order to be eligible for this offer. We reserve the right to recover the cost of the MOT if this condition is not complied with.
  7. Providing your payments are up to date and you haven’t cancelled your cover you'll receive an email within 15 working days after your policy starts containing your unique voucher codes and details on how to book your 2 free MOTs.
  8. You will then have a further 12 months from the date of this email to book your MOT. After this date the offer will be deemed to have expired and cannot be reissued.
  9. You will need to provide a printed copy, or show the email containing the unique voucher codes and the RAC membership number to the garage on the day of the MOTs.
  10. Your free MOTs can only be redeemed at RAC Approved Garages bookable via the WhoCanFixMyCar platform. To find your nearest RAC Approved Garage click here.
  11. Please note that not all RAC Approved Garages are able to offer MOTs for motorbikes.
  12. Offer may be withdrawn at any time.
  13. No cash or other alternatives available.

1The RAC will seek to recoup the cost of recovery from your insurer/3rd party insurer. You may be asked to pay if this isn’t possible.

Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Motoring Services (Registered No 01424399) and/or RAC Insurance Ltd (Registered No 2355834). Registered in England and Wales at RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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