BREAKDOWN COVER

SAVE up to 1/3
on breakdown cover*
  • No annual price rise with our 24 month plans
  • Lock in a lower price for 2 years
  • Home rescue included as standard

*Max saving on the monthly cost of a fixed 24 month plan vs flexible monthly, for 1 vehicle on Standard cover.

Get more breakdown cover for your money
NEW 18 & 24 month
plans
The longer you stay the less you pay – save up to 1/3* on breakdown cover.
No annual price
rise
It won't go up by even a penny during your fixed plan.
Home rescue as standard
Unlike some providers, we won't make you upgrade for cover at home.**

Compare our breakdown cover


^^Monthly prices on a fixed 24 month plan, for 1 vehicle.

Breakdown cover explained

What is car breakdown cover?

Breakdown cover is there to help if your vehicle breaks down in the UK. For example, if you get a puncture or a flat battery. It means you can call for help and an expert will arrive to fix you on the spot or recover you to a garage.

It’s available for most vehicles, including cars, vans and motorbikes. And there are different levels of cover to choose from. Most providers only offer roadside assistance as standard. But at the RAC, we include roadside and home rescue, garage support and alternative transport with every cover level.

What types of breakdown cover are there?

You can buy breakdown cover for a particular vehicle, or a person in any vehicle.

Vehicle cover

Vehicle breakdown cover means your vehicle is covered no matter who is driving. You can cover up to 3 vehicles registered to the same address on the same policy.

Personal cover

Personal breakdown cover means you’re covered in any vehicle as a driver or passenger. You can cover up to 5 people from the same household on the same policy.

Which level of cover is best for me?

We offer 3 levels of cover: Standard, Advanced and Ultimate. With each level of cover, you get roadside assistance and home rescue – plus some level of garage support and alternative transport (or 'Onward Travel').

Here are the main differences to help you find the right cover for you.

Standard

This is our cheapest level of breakdown cover available and provides you with the following:

  • Roadside + home rescue
    Unlike others, we won’t make you upgrade to get ‘Home Start’. We’ll rescue you anywhere, and we’ll always try to fix you on the spot.

  • 10-mile tow
    If we can’t fix you, you'll get a 10-mile tow to a garage or another destination.

  • 20-mile taxi
    If your vehicle goes to the garage, we’ll reimburse you for the cost of a taxi ride up to 20 miles.

  • Fault report for the garage
    Your patrol will give you a report about your breakdown, which includes a suspected fault diagnosis. If you need to go to a garage for repair, you can hand this over to give them an indication of what’s wrong with your vehicle.

Advanced

As well as roadside and home rescue, you're also covered for:

  • Unlimited tow
    Instead of a 10-mile tow, we'll tow you and your passengers to any garage or destination the UK. Other providers call this ‘National Recovery’.

  • Up to 2 days alternative transport
    You’ll get up to £150 to help you stay mobile for up to 2 days while your vehicle’s in the garage. This can go towards any combination of hire car, taxis, public transport and even a hotel. If you need a hire car, we'll even deliver it to you.

  • Advanced garage support
    Your patrol will contact up to 3 RAC garages to check who can see you the soonest. Your patrol will also get you a repair estimate from the garage, to give you an idea of how much it will cost. They’ll also give you a full explanation in plain English.

Ultimate

As well as everything in Advanced, you’re also covered for:

  • Up to 7 days alternative transport
    You’ll get up to £500 to help you stay mobile for up to 7 days while your vehicle’s in the garage. This can go towards any combination of hire car, taxis, public transport and even a hotel. If you need a hire car, we'll deliver it and collect it when you've finished.

  • Ultimate garage support
    There’s no need to come to the garage with us. All we ask is that you stay with your vehicle until it’s been safely loaded onto a van or recovery truck. Then you can leave the rest to us, while you get on with your day. We’ll arrange a taxi or hire car for you, straight from the scene of the breakdown. Then we’ll tow your vehicle to the garage, give them your contact details, and they’ll call you with a detailed quote.

 

Find more information in our complete guide to breakdown cover.


Exclusive to RAC
Save up to
1/3*
The longer you stay, the less you pay
Fixed – 24 month plan
Our lowest price option. Save up to 33%* and fix this price for 2 years. Cancellation fees apply.
Fixed – 18 month plan
Save up to 25%*. With no price rise guaranteed until 2023. Cancellation fees apply.
Flexible – rolling monthly
You’ll pay a bit more, but you’re free to cancel at any time with no fees.

*Max savings for 1 vehicle on Standard cover, based on the monthly cost of a fixed plan vs. flexible monthly.


Even more reasons to choose the RAC


A free car health check when you join
Only with the RAC. Make sure your car’s in tip-top condition with a free 20-point health check. You never know – it could help you avoid a breakdown in the first place.
We fix 4 out of 5 on the spot

Some providers tow you straight to a garage. But our expert local patrols fix most at the roadside, in 30 minutes on average - saving you the cost of a garage fix.

No hidden costs

We'll never charge you for labour or fitting. It’s all included in the price, so you know where you stand.

Supercharge your cover with add-ons
Even more reassurance from just £3 a month1
Battery Replace
Get a new battery worth up to £600 if yours can't be re-charged.
Tyre Replace
Get up to £150 per tyre to repair or replace a damaged or punctured tyre.
Key Replace
If you lose your car or house keys, get £1,500 towards new ones.

Answers to your questions

Q. What vehicles do you cover?

We cover cars of any age, including hybrids, electric vehicles, classic cars, motorbikes, campervans and vans. Your vehicle must be:

  • UK registered
  • a maximum of 3.5 tonnes, 6.4 m long (and 2.5 m wide - that’s roughly the weight and size of a Ford Transit long wheelbase van)
  • a motorcycle over 49cc (or 121cc in Europe)
For caravans and motorhomes, we can offer roadside assistance and recovery with our RAC Arrival product.

Q. Will my breakdown cover start straight away?

Yes. Your breakdown cover will start straight away, as long as you haven’t already broken down.

For Standard, Advanced and Ultimate, you'll be covered for roadside and home rescue and a 10-mile tow for the first 24 hours. Your full cover will start after 24 hours.

If you’ve already broken down, do not buy online. Please call 0330 159 8743.

Q. Do I pay monthly or annually?

You can choose from a flexible rolling contract, where you pay on a monthly basis and cancel anytime, or a longer fixed-term plan, which can last for longer than a year. With this fixed-term option, you can either pay upfront when you initially purchase this type of cover, or pay monthly throughout the duration of your contract.

Q. What RAC member benefits are there?

Your RAC membership also comes with exclusive discounts on car maintenance, travel and days out. This includes 25% off airport parking, up to 51% off theme park tickets and more. See all your RAC member benefits.

Q. What if I use my vehicle for business?

You’ll need RAC Business Breakdown Cover instead. You can choose a 12 or 24 month contracts for commercial cars, vans, taxis, minibuses and more.

Q. How much is breakdown cover?

The cheapest level of breakdown cover starts from £8.50 a month on a 24 month plan. This is for our Standard level of cover for 1 vehicle. Exactly how much your breakdown cover costs depends on:

  • The level of cover you choose – Standard, Advanced or Ultimate
  • The type of cover you choosepersonal cover costs more than vehicle cover
  • How many vehicles or people you cover – the more you add, the more it will cost
  • Whether you need add-ons – like Key Replace, Battery Replace or Tyre Replace

Q. Does RAC Breakdown Cover protect me if I travel to Europe?

European cover doesn’t come as standard with your UK breakdown cover. To make sure you’re covered if you travel to Europe, you can:

If you buy European breakdown cover as a standalone policy, you can choose between single-trip cover for a one-off journey – or annual cover for multiple trips during the year.


Enjoy exclusive perks for free


Available with every level of cover.
Free legal helpline
Expert legal advice on driving, property, employment and more.
Free accident care
Help to get you back on the road quickly if you have an accident.
Everyday discounts
Woohoo! Get money off car maintenance and up to 50% off travel and trips.
Join the RAC now for complete peace of mind

Trustpilot logo

What our members say

How else can we help?

European breakdown cover
Driving over to Europe? You’ll need European breakdown cover. Choose from single trip or annual trip.
Compare breakdown cover
See how we compare to other breakdown cover providers, like the AA and Green Flag.
Breakdown cover deals
View the latest offers and promotions on RAC breakdown cover today.