Get £20 off your MOT with RAC Breakdown Cover^

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^With a new fixed 12 or 24 month plan. Excludes Standard cover. Ends 04/11/21, 7am.

Breakdown Cover Deals From RAC

From time to time, the RAC has special offers on our breakdown cover and add-ons. So you can get complete peace of mind on the road for even less. You’ll find all the latest deals and promotions here on this page – have a look around and see if you can save right now. 

Save up to 1/3*on breakdown cover with our long-term plans

Get peace of mind for longer with our unique long-term breakdown cover plans, exclusive to the RAC. Choose between either an 12 or 24 month plan saving you up to 33%, compared with our flexible monthly breakdown cover. This new type of cover will give you cover at the roadside for a longer period of time and saves you money over the length of your contract.

Here’s how it works:

  • You select one of our fixed term plans to purchase online.
  • You can either make a one-off payment at the beginning of your contract, or spread the cost of your breakdown cover over the course of your plan and pay monthly.
  • You’ll receive no price rises throughout the duration of your plan.

£20 Off Your Next MOT^

Get £20 off your next MOT if you choose to purchase one of our fixed term breakdown plans^. You can get this saving by booking your MOT via our dedicated portal and you can apply this deal to a garage of your choice.

Hurry, this offer ends Thursday 4th November at 7am.

Deals on family breakdown cover

Family breakdown cover is a cost-effective way to cover multiple people you live with on a single policy. It costs a minimum of £4 a month to add an extra person to your breakdown policy, depending on the level of cover you have.

  • You can cover up to 5 people on the same policy (as long as everyone lives at the same address)
  • Just select ‘personal cover’ and add the number of people you need 
  • Everyone will be covered as drivers or passengers in any vehicle, including cars, motorbikes and vans.

Alternatively, you can also cover multiple vehicles on one policy if you choose vehicle cover. This means each vehicle is covered no matter who is driving when it breaks down. You can cover up to 3 vehicles registered to the same address. 

What's our cheapest breakdown cover?

The cheapest cover from the RAC starts from just £8.50 a month, with a fixed 24 month plan. For this, you’ll get our ‘Standard’ cover – which includes roadside and home rescue, garage support and alternative transport too.



  • Roadside and home rescue
    Unlike others, we won’t make you upgrade to be covered at home. We’ll rescue you anywhere as standard. 
  • Callouts
    You can call us out 5 times with a 24 month plan, this changes to 3 times with an 12 month plan or 3 times a year on a flexible monthly plan.
  • 10-mile tow
    If we can’t fix you there and then, we’ll tow you anywhere within 10 miles. For example, to a local garage or back home. We’ll also take your passengers with us. 
  • Fault report for the garage
    Your patrol will give you a list of faults, so you can easily let the garage know what’s wrong with your vehicle. 
  • 20-mile taxi from the garage
    If your vehicle goes to the garage, we’ll reimburse you for the cost of a taxi ride up to 20 miles.

Here's our breakdown cover

^^ Monthly prices on a fixed 24 month plan, for 1 vehicle.

Save up to 1/3*

The longer you stay, the less you pay

24 month plan

Our lowest price option. Save up to 33%* and fix this price for 2 years.

Cancellation fees apply.

From £8.50/month

12 month plan

Save up to 25%*. Cheaper than a 1 month plan if you stay for a year.

Cancellation fees apply.

From £9.50/month

Rolling monthly

Pay on a rolling monthly basis.

You'll pay a bit more, but you’re free to cancel at any time with no fees.

From £12.75/month

*Max savings for 1 vehicle on Standard cover, based on the monthly cost of a fixed plan vs. flexible monthly.

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What our members say

Find out more

About breakdown cover

Find all the information you need to have a better understanding of the different levels of cover that the RAC have on offer


Many vehicle breakdowns happen at home - but with RAC At Home Cover you can get on with your day quickly again.


If your vehicle breaks down miles away from home, National Recovery cover from the RAC could prove invaluable - find out more here


If your vehicle cannot be fixed at the side of the road, our vehicle recovery service will transport it to either a garage or back to your home address


If your vehicle can't be fixed in the same day after a breakdown, RAC's onward travel product helps you to make alternative travel plans to continue your journey.


Vehicle Breakdown Cover can be a great value option if you’re looking for cheap breakdown cover - this guide from the RAC looks at the benefits of it.


Personal Breakdown Cover can give you peace of mind in whatever vehicle you’re driving or travelling in as a passenger, as this guide from the RAC explains.


Family breakdown cover provides vehicle cover for several members of your family within a joint policy.


Multi-car breakdown cover enables you to get breakdown cover for several vehicles under one policy.


Find out more about our offering for electric and hybrid vehicles here.

Compare breakdown cover

Compare breakdown cover from the RAC and other providers to help you understand the differences in service, coverage, optional extras and reliability.


This guide compares the RAC, one of the UK’s major breakdown cover companies, with AA, to see how it compares for level of cover, pricing and customer reviews.


This guide compares the RAC, one of the UK’s major breakdown cover companies, with AXA, to see how it compares for level of cover and pricing.

If you’re searching for the best breakdown cover deal, using a comparison service can really help - here are some useful tips to consider before you start your search.


How does the RAC compare with Direct Line, when it comes to providing breakdown cover services? This guide takes a look at prices, level of cover and customer reviews.


This guide compares the RAC, one of the UK’s major breakdown cover companies, with Emergency Assist, to see how it compares for level of cover and pricing.


This guide compares the RAC, one of the UK’s major breakdown cover companies, with Green Flag, to see how it compares for level of cover, pricing and customer reviews.


The RAC is one of the UK’s leading providers of breakdown cover and vehicle recovery, but how does it compare to StartRescue?


The RAC and Rescuemycar are both UK car breakdown providers, but how do their levels of cover, prices and customer reviews compare?

Additional cover

Our breakdown patrol will know you're a blue badge holder before they reach you.


Keep your business moving with tailored breakdown assistance for 1 to 100+ vehicles.


The Camping and Caravanning Club's breakdown and recovery scheme provided by RAC.


RAC European Breakdown Cover provides you with peace of mind and comprehensive single-trip or annual cover you can rely on during your holidays.


Punctures, battery problems, non-starts and cut-outs are all covered. We'll even come out if you run out of fuel.


Put the wrong fuel in your car? Don't panic. Call us now for our Fuel Drain Service.

Driving hints and tips

Not sure what that light on your dashboard means? View our guide and easily identify what that warning light means


Before buying breakdown cover, it’s useful to read reviews. Check out the RAC’s score on Trustpilot.


More and more new cars are being built without space for a spare wheel. Find out how we have used innovation to overcome this problem


^ £20 MOT Offer terms and conditions

  • £20 MOT discount available to new customers purchasing Advance or Ultimate cover on either a 12 or 24 month plan.
  • Standard cover excluded from the promotion.
  • Any cover level purchased on flexible monthly payment term excluded from the promotion.
  • You must purchase RAC breakdown cover online direct from RAC by visiting by 4th November, 7am.
  • Not available to members amending or renewing an existing policy or on purchases during a breakdown situation.
  • Offer may be withdrawn at any time.
  • No cash or other alternatives available.
  • Discount up to a maximum of £20 will be given. In an event that the MOT costs less than £20, no change will be given.
  • Excludes RAC Response (Blue Badge membership).
  • This offer will be fulfilled on behalf of RAC by a third party (Who Can Fix My Car). Providing your payments are up to date and you haven’t cancelled your cover you'll receive an email within 15 working days after your policy starts containing details on how to redeem your £20 MOT discount.
  • You will then have a further 12 months from this date of this email to book your MOT. After this date the offer will be deemed to have expired.
  • You will need to book the MOT using your voucher code.
  • Discount cannot be reissued after their expiry date.

* Max saving on the monthly cost of a fixed 24-month plan vs. flexible monthly, for 1 vehicle on Standard cover.

Breakdown cover arranged and administered by RAC Financial Services Limited (Registered No 05171817) and provided by RAC Motoring Services (Registered No 01424399) and/or RAC Insurance Ltd (Registered No 2355834). Registered in England and Wales at RAC House, Brockhurst Crescent, Walsall WS5 4AW. RAC Motoring Services and RAC Financial Services Limited are authorised and regulated by the Financial Conduct Authority. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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