Personal Loans

Borrow up to £35,000 and spread the cost over 7 years**

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Personal Loans

An RAC Personal Loan can help with everything from a special occasion, buying a car, organising finances or necessary home maintenance. Whatever your situation or need, at RAC Loans we understand that one size doesn’t fit all. That’s why we give a personal loan rate specific to your circumstances. Borrow up to £35,000 from a brand you trust.

Borrow £7,500 over 60 months from just £167.57 per month*

Representative example: fixed 12.9% APR Representative based on a loan of £7,500 repayable over 60 months. Monthly payment of £167.57, total amount repayable £10,054.35.

Approved funds within 3 days

Fixed monthly repayments

Quote won't impact your credit score

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** Terms over 60 months only available on balances over £15,000.

* The rate you’re offered will depend on your individual circumstances. All loans are subject to status and available to UK residents aged 21 and over with a minimum annual income of £15,000. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. If you are declined for an RAC Loan, you may, subject to status, be offered a loan from our partner Fluent Loans Ltd. To see how your data will be used, view the RAC Loans Privacy Policy.

RAC Loans is a trading name of RAC Financial Services Limited who are acting as a credit broker. Registered in England and Wales no. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority. RAC Loans are provided by Shawbrook Bank Limited, Registered Office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE. Registered in England, Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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