Debt consolidation loans

Consolidate existing debt into one simple, fixed monthly repayment

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Debt Consolidation Loans

Do you have lots of repayments to multiple lenders? Perhaps you have repayments on store cards, credit cards, loan or even overdrafts all going out at different times in the month. An RAC Personal Loan could help you manage your existing outgoings into one simple monthly repayment. 

Borrow £7,500 over 60 months from just £167.57 per month*

Representative example: fixed 12.9% APR Representative based on a loan of £7,500 repayable over 60 months. Monthly payment of £167.57, total amount repayable £10,054.35.

Approved funds within 3 days

Fixed monthly repayments

Quote won't impact your credit score

* The rate you’re offered will depend on your individual circumstances. All loans are subject to status and available to UK residents aged 21 and over with a minimum annual income of £15,000. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. If you are declined for an RAC Loan, you may, subject to status, be offered a loan from our partner Fluent Loans Ltd. To see how your data will be used, view the RAC Loans Privacy Policy.

RAC Loans is a trading name of RAC Financial Services Limited who are acting as a credit broker. Registered in England and Wales no. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority. RAC Loans are provided by Shawbrook Bank Limited, Registered Office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE. Registered in England, Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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