RAC Loans

Borrow between £1,000 and £35,000 from a brand you can trust

RAC Loans

Car Loan

Make that dream car a reality with an instant decision on your RAC Car Loan.

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Personal Loan

Whatever your next purchase big or small, we can help. Complete an application today and it won't affect your credit score.

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Home Improvement Loan

Those home improvement plans could come quicker than you think, with approved funds in your account within 3 days.

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Debt Consolidation Loan

Take away the stress of multiple loans and consolidate them into one manageable, fixed monthly repayment.

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Wedding Loan

Whether it's that perfect dress or picturesque venue, we can help make your special day one to remember.

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The rate you’re offered will depend on your individual circumstances. All loans are subject to status and available to UK residents aged 21 and over with a minimum annual income of £15,000. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. If you are declined for an RAC Loan, you may, subject to status, be offered a loan from our partner Fluent Loans Ltd. To see how your data will be used, view the RAC Loans Privacy Policy.

RAC Loans is a trading name of RAC Financial Services Limited who are acting as a credit broker. Registered in England and Wales no. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority. RAC Loans are provided by Shawbrook Bank Limited, Registered Office: Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex CM13 3BE. Registered in England, Company Number 388466. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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