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Multicar Insurance

Multicar Insurance

We want to reward customers who have more than one car in their household insured with the RAC which is why we have introduced a 10% multicar discount for up to three additional cars. Anyone who lives in the same house as you is eligible, whether they’re your spouse, son, daughter or housemate they could save with RAC Multicar cover.

Why choose RAC Multicar?

  • 10% discount for up to three additional cars insured in your household*
  • Separate no claims bonus for each car so yours won’t be affected if another policyholder has a scrape
  • If you are an existing RAC Breakdown member, you will also get an extra discount, just for being an RAC member
  • Friends, family and housemates can benefit from discount (as long as you all live at the same registered address)
  • Every car you insure can keep its own renewal date

Our Multicar discount is available to new and existing customers wanting to insure more than one car with the RAC. To take advantage of your 10% Multicar discount please call 0330 159 10491. All you need to do is call and provide us with the policy number of the policy already in place at the address.

Our comprehensive car insurance offers:

  • Courtesy car as standard (subject to availability)
  • Free motor legal protection cover, for the first 12 months of the policy2
  • Approved claims repairs guaranteed for five years
  • 24 hour claims service and emergency helpline

We search a panel of carefully selected insurers to give you our best possible price and our Car Insurance Plus product has been awarded a 5 Star rating from Defaqto.

Looking to insure your car today? Visit our car insurance page.

Discount does not apply to optional extras. Policyholder must hold a standalone RAC breakdown policy at the time of purchase, bought direct from the RAC. Minimum price applies.

* Terms & Conditions:

  1. The multicar discount will be applied to the insurance premium of up to three additional cars that are registered to the same address as the RAC Car Insurance policy number provided at time of quote. The first policy purchased with us or any existing policies will not be eligible for the discount. Any additional products, add-ons, fees and charges will not be discounted.
  2. The discount is only valid on quotes and purchases made by calling RAC Car Insurance direct on 0330 159 10491. The discount may be withdrawn at any time.
  3. Discount applies for every year that  you have 2 or more cars registered to the same address with RAC Car Insurance.
  4. The discount will not be available if there have been 7 or more policies previously cancelled at the registered address.
  5. The discount is subject to the existing policy number being provided at the point of quote for any new policies.
  6. If you cancel your policy mid-term, amend it (for example by moving out of the registered address) or there are no longer at least two policies at the registered address, we reserve the right to reclaim the value of the discount applied to your policy premium.
  7. Quotes and purchases through price comparison sites, cash back sites or the website are excluded and the discount will not apply.  No cash or other alternatives available. 
  8. For full details of the policy terms and conditions, please refer to your policy documents. Your premium will depend on your circumstances and the level of cover you choose.

03 numbers are charged at national call rates and are usually included in inclusive minute plans from landlines and mobiles. Calls may be recorded and/or monitored.

This offer applies to new RAC car insurance customers for the first year only, unless you are an RAC member then this offer is also available at renewal of your existing RAC car insurance policy. Motor Legal Protection is attached to the car insurance policy and will end if and when the car insurance policy ends. The offer cannot be transferred to any other policy and there is no cash equivalent available. We reserve the right to amend or withdraw this offer at any time.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Car Insurance is arranged and administered by BISL Limited, which is an independent intermediary, and is underwritten by a panel of insurers. Registered in England no. 3231094. Registered office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Both companies are authorised and regulated by the Financial Conduct Authority.

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