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RAC

Compare Breakdown Cover

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Not all breakdown providers are the same, and when it comes to choosing the right car breakdown cover for you, we know that you have a lot of choice and a lot to think about. To help make your decision making process a little easier, you can compare breakdown cover with the RAC using this helpful comparison chart.

Car breakdown cover comparison

Different car breakdown cover providers offer different levels of coverage, so before you can compare breakdown cover it is important to understand what you are looking for.

Should you experience a car breakdown while out on the road, having the right level of breakdown cover can help you to get back on the move again so you can continue with your journey. When it comes to car breakdown cover, it's not just about getting to you quickly, it's about getting you going again. Our patrols fix 4 out of 5 cars there and then at the roadside - and with roadside labour and fitting included in the cost of your cover, there are no nasty surprises. You can rest assured you'll have Britain's most experienced provider by your side, with 117 years’ experience in rescuing our members on the roadside.

RAC Breakdown offers

Join the RAC online today and get up to £200 free fuel on breakdown cover. Get £100 now and another £100 if you stay next year.*

With new Personal based Roadside & Recovery or above on annual continuous payment direct from the RAC. Max £100 at purchase and a further £100 at renewal for Roadside, Recovery, At Home, Onward Travel & European. Amount payable depends on level of cover chosen at both purchase and renewal. Ends 09/09/2015.

 


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      RAC logo. AA logo. Green Flag logo.
  Patrols fix 4 out of 5 vehicles at the roadside1   Information not available on the website
  Company employs its own roadside technicians2  
  Includes roadside labour and fitting costs as standard3  
  Discounted roadside Fuel Drain service available4   Not included on Rescue only
  Exclusive member offers programme  
  Years of breakdown experience5   117 years 109 years 43 years
  Fixed vehicle based membership starting prices6   £27.99 £32.00 Variable
from £27

Table sources:

1) 4 out of 5 vehicles fixed at the roadside
RAC Measurement & Insight: December 2012 - May 2013.
AA source: http://www.theaa.com/breakdown-cover/

2) Company employs its own roadside technicians
RAC Measurement & Insight January 2013.
AA source: http://www.theaacareers.co.uk/working-here/our-jobs/aa-roadside-technician/.
Green Flag source: Mintel report Sept 2012 states on page 60 “Green Flag does not have its own patrols, instead relying on independent breakdown operators...”.
 
3) Includes roadside labour and fitting costs as standard
RAC Terms & Conditions page 10.
AA source: http://www.theaa.com/breakdown-cover/#tabview%3Dtab5.
Green Flag source: Green Flag Full Terms & Conditions page 6: “we may choose to repair the vehicle (at your cost) following a breakdown, rather than arranging for it to be recovered”.

4) Discounted roadside Fuel Drain service available
RAC source: http://www.rac.co.uk/breakdown-cover/wrong-fuel-recovery.
AA source: http://www.theaa.com/fuel-assist/index.html#tabview%3Dtab3.
Green Flag source: Green Flag Full Terms & Conditions page 24.

5) Source Mintel report September 2012: States AA established in 1905, RAC established in 1897, Green Flag launched in 1971.

6) Fixed vehicle based membership starting price.
Roadside cover for any driver of your vehicle.
AA source: http://www.theaa.com/breakdown-cover/uk-breakdown/view-optionsAndCoverTypes.do?isOptionsAndCoverTypes=true&optMshp=pcon100.
Green Flag source: Green Flag cost dependent on rating criteria including vehicle, mileage and postcode. Starting price taken from GreenFlag.com.

1 Charges will apply.

* Breakdown Free Fuel Offer Terms and Conditions:

The Offer

  1. A maximum of £200 will be available on a pre-paid MasterCard debit card; the first payment will be made to new customers purchasing RAC Breakdown cover and a second payment will be made when those members renew. The level of cover purchased determines the amount awarded:

- £20 on Roadside & Recovery

- £30 on Roadside, Recovery & At Home

- £50 on Roadside, Recovery, At Home & Onward Travel.

- £100 on Roadside, Recovery, At Home, Onward Travel & European

To Qualify

  1. To qualify for the RAC prepaid MasterCard debit card (the ‘Card’) you must purchase RAC Breakdown cover direct from RAC by visiting www.rac.co.uk, or by calling us direct.
  2. You must purchase Personal Based membership on an annual continuous payment method on one of the above cover combinations to qualify.
  3. Purchases and start date of RAC Breakdown cover must take place during the term of the promotion between 17.06.2015 and 09.09.2015. Your policy must have started and we must have received full payment in order for us to issue your Card.
  4. If you do not claim your first free fuel payment then you will not qualify for the offer in year 2.
  5. The offer is not available to existing RAC Breakdown customers buying (or renewing their existing) breakdown cover or on purchases of breakdown during a breakdown situation. 
  6. This offer is fulfilled online and you must therefore provide a valid email address at the time of purchase in order to claim your Card.
  7. The offer excludes purchases made through cashback and voucher code sites.
  8. The offer excludes employees of RAC, their immediate families, agents or any other person connected with the promotion.
  9. The Card provides the Cardholder with the value pre-loaded on the Card to spend anywhere where MasterCard is accepted.
  10. Please note the Card is non-reloadable, cannot be used at CAT terminals, pay@pump facilities, or to obtain cash (ATM/cashback). You must be 17 and over and a UK resident. A full list of card terms of use can be viewed at www.racfreefuel.co.uk
  11. Only one Card per customer.
  12. There are no cash or any other alternatives available.

How It Works

  1. To claim your Card you must visit www.racfreefuel.co.uk before midnight on 21 December 2015 and enter your membership and unique reference number which will be emailed to you 10-15 days after your purchase date.
  2. Provided payments have been received in full, and you have logged in to www.racfreefuel.co.uk to accept the offer terms and conditions and claim your Card, the Card will be posted to your home address 35 days after your policy start date.
  3. In advance of your Card arriving you will receive your activation instruction email to your registered email address.
  4. In order to be able to use your Card it must be activated within 3 months of the date we dispatch the Card to you and your PIN must be retrieved. You can do this by calling 0844 800 64362.
  5. Upon renewal provided you meet all the qualifying criteria and payments have been received in full, and you have activated your Card your Card will automatically be topped up 35 days after your renewal date. The level of cover renewed at will determine the amount topped up on your Card (above).

Things You Need To Know

  1. Please keep your Fuel Card safe as you’ll need it to automatically get your Free Fuel upon renewal.
  2. The Card will be valid until the expiration date printed on the front of the Card (two years from Card issue). PLEASE NOTE: A monthly administration fee of £2 will be deducted from any available balance if your Card has not been used for a period of 6 consecutive months. For full details of the Card terms of use and associated charges, please request a copy by calling 0844 800 6436* or by visiting www.racfreefuel.co.uk
  3. If the amount of the value available on the Card is not sufficient to cover your purchase, you will need to pay the difference by other means first (cheque, cash, debit or credit card) then use the Card.
  4. Offer cannot be used in conjunction with any other offer and RAC reserve the right to vary or amend these terms and conditions or to withdraw the promotion at any time.
  5. By participating in the promotion, you agree to be bound by these Terms and Conditions and the Card terms of use.
  6. Your RAC Fuel Card MasterCard® is issued by R. Raphael & Sons plc pursuant to license by MasterCard International Incorporated. Mastercard® is a registered trademark of Mastercard International Inc. R. Raphael & Sons plc is a UK Bank authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration number 161302) and is permitted to issue e-money. Head office and registered office at 19-21 Shaftesbury Avenue, London, W1D 7ED, company registration number 01288938.
  7. It will be necessary to pass some of your data to The Grass Roots Group UK Limited for the purposes of administering the Card. Your data will be kept secure and will not be used for any other purpose.

2 Calls to this number will cost 7p per minute. Your telephone provider (including mobile providers) may add an additional access charge.

Breakdown cover provided by RAC Motoring Services (Registered No 01424399) and RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. Arranged, sold and administered by RAC Motoring Services who is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities only. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.