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Compare Breakdown Cover

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Not all breakdown providers are the same, and when it comes to choosing the right car breakdown cover for you, we know that you have a lot of choice and a lot to think about. To help make your decision making process a little easier, you can compare breakdown cover with the RAC using this helpful comparison chart.

Car breakdown cover comparison

Different car breakdown cover providers offer different levels of coverage, so before you can compare breakdown cover it is important to understand what you are looking for.

Should you experience a car breakdown while out on the road, having the right level of breakdown cover can help you to get back on the move again so you can continue with your journey. When it comes to car breakdown cover, it's not just about getting to you quickly, it's about getting you going again. Our patrols fix 4 out of 5 cars there and then at the roadside - and with roadside labour and fitting included in the cost of your cover, there are no nasty surprises. You can rest assured you'll have Britain's most experienced provider by your side, with 117 years’ experience in rescuing our members on the roadside.

RAC Breakdown offers

Join the RAC online today and go further with up to £50 free fuel*.

Get £50 on a prepaid debit card with new vehicle based Roadside and Recovery or above on annual continuous payment direct from RAC. Max. £50 available on Roadside, Recovery, At Home and Onward Travel. Offer ends 04/11/14.


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      RAC logo. AA logo. Green Flag logo.
  Patrols fix 4 out of 5 vehicles at the roadside1   Information not available on the website
  Company employs its own roadside technicians2  
  Includes roadside labour and fitting costs as standard3  
  Discounted roadside Fuel Drain service available4   Not included on Rescue only
  Exclusive member offers programme  
  Years of breakdown experience5   117 years 109 years 43 years
  Fixed vehicle based membership starting prices6   £29.99 £39.99 Variable
from £27

Table sources:

1) 4 out of 5 vehicles fixed at the roadside
RAC Measurement & Insight: December 2012 - May 2013.
AA source:

2) Company employs its own roadside technicians
RAC Measurement & Insight January 2013.
AA source:
Green Flag source: Mintel report Sept 2012 states on page 60 “Green Flag does not have its own patrols, instead relying on independent breakdown operators...”.
3) Includes roadside labour and fitting costs as standard
RAC Terms & Conditions page 10.
AA source:
Green Flag source: Green Flag Full Terms & Conditions page 6: “we may choose to repair the vehicle (at your cost) following a breakdown, rather than arranging for it to be recovered”.

4) Discounted roadside Fuel Drain service available
RAC source:
AA source:
Green Flag source: Green Flag Full Terms & Conditions page 24.

5) Source Mintel report September 2012: States AA established in 1905, RAC established in 1897, Green Flag launched in 1971.

6) Fixed vehicle based membership starting price.
Roadside cover for any driver of your vehicle.
AA source:
Green Flag source: Green Flag cost dependent on rating criteria including vehicle, mileage and postcode. Starting price taken from

1 Charges will apply.

* Free Fuel Offer Terms & Conditions:

To Qualify

  • 1. To qualify for the RAC prepaid Visa debit card (the "Card") you must purchase RAC Breakdown cover direct from RAC by visiting or by calling 0800 1510 648.
  • 2. You must purchase Vehicle Based membership on an annual continuous payment method on one of the following cover combinations to qualify:
    • - Roadside & Recovery
    • - Roadside, Recovery & At Home
    • - Roadside, Recovery, At Home & Onward Travel
  • 3. Purchases and start date of RAC Breakdown cover must take place during the term of the promotion between 12.09.2014 and 04.11.2014. We must have received full payment by the 30.11.2014 in order for us to issue your Card
  • 4. The offer is not available to existing RAC Breakdown customers buying (or renewing their existing) breakdown cover or on purchases of breakdown during a breakdown situation
  • 5. This offer is fulfilled online and you must therefore provide a valid email address at the time of purchase in order to claim your Card
  • 6. The offer excludes purchases made through cashback and voucher code sites
  • 7. The offer is open to new RAC Breakdown members only, excluding employees of RAC, their immediate families, agents or any other person connected with the promotion

The Offer

  • 8. A maximum of £50 e-money is available to new customers purchasing RAC Breakdown cover. The level of cover purchased determines the amount awarded;
    • - £20 on Roadside & Recovery
    • - £30 on Roadside, Recovery & At Home
    • - £50 on Roadside, Recovery, At Home & Onward Travel
  • 9. The Card provides the Cardholder with the value pre-loaded on the Card to spend anywhere where Visa is accepted
  • 10. The Card cannot be used to obtain cash, nor can it be used to purchase fuel via a Pay@Pump facility
  • 11. Only one Card per customer
  • 12. There are no cash or any other alternatives available

How It Works

  • 13. To claim your Card you must visit before 4 February 2015 and enter your membership number and unique reference number, which will be emailed to you 10-15 days after your purchase date
  • 14. Provided payments have been received in full, and you have logged in to to claim your Card, the Card will be posted to your home address within 35 days of registering at
  • 15. In advance of your Card arriving you will receive your activation instruction email to your registered email address
  • 16. In order to be able to use your Card it must be activated within 3 months of the date we dispatch the Card to you and your PIN must be retrieved. You can do this by calling 0844 800 64361

Things You Need To Know

  • 17. The Card will be valid until the expiration date printed on the front of the Card (one year from Card issue). PLEASE NOTE: A monthly administration fee of £2 will be deducted from any available balance if your Card has not been used for a period of 6 consecutive months. For full details of the Card terms of use and associated charges, please request a copy by calling 0844 800 6436 or by visiting
  • 18. If the amount of the value available on the Card is not sufficient to cover your purchase, you will need to pay the difference by other means first (cheque, cash, debit or credit card) then use the Card
  • 19. Offer cannot be used in conjunction with any other offer and RAC reserve the right to vary or amend these terms and conditions or to withdraw the promotion at any time
  • 20. By participating in the promotion, you agree to be bound by these Terms and Conditions and the Card terms of use
  • 21. GRG Visa Debit cards are issued by R. Raphael & Sons plc, pursuant to license from Visa Europe. R. Raphael & Sons plc. is a UK Bank authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration number 161302). Registered office at 19-21 Shaftesbury Ave, London W1D 7ED. Company registration number 01288938. The Card is redeemable anywhere VISA is accepted. Visa and the Visa Brand Mark are registered trademarks of Visa
  • 22. It will be necessary to pass some of your data to The Grass Roots Group UK Ltd for the purposes of administering the Card. Your data will be kept secure and will not be used for any other purpose.

1Calls are charged between 1p and 13p per minute, plus a 15p call set up fee from landlines. Calls from mobiles are typically between 5p and 41p per minute. Calls may be recorded and/or monitored.

Breakdown cover provided by RAC Motoring Services (Registered No 01424399) and RAC Insurance Ltd (Registered No 2355834). Registered in England; Registered Offices: RAC House, Brockhurst Crescent, WalsallWS5 4AW. Arranged, sold and administered by RAC Motoring Services who is authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activities only. RAC Insurance Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.