Q. What is the maximum trip duration I can take?
For annual multi-trip cover the maximum trip duration is 62 days for Orange and Silver cover and 92 days for Black cover. Trips within the UK are covered when you've pre-booked accommodation for a minimum of 2 nights.
For single trip cover, the maximum trip duration 94 days.
Q. Do I need the extra gadget cover to insure my gadgets?
All policies offered via our RAC Travel website provide you with gadget cover as standard. The amount of cover will vary depending on what cover level you purchase. All benefits are per person, per claim.
If you think you'll need additional cover for your gadgets, we offer an optional gadget extension that you can select when you get a quote with us.
Our policy wording will provide you with what cover your policy provides as standard and what our gadget extension cover will increase these limits to.
Q. Can I buy RAC Travel Insurance if I live overseas or if my journey starts from another country?
No, only UK residents who are registered with a UK GP can purchase travel insurance from the RAC. You must purchase travel insurance before leaving the UK, if you purchase a policy after leaving the UK there will be no cover and the policy may be void.
Q. I am pregnant, will I be covered for medical costs?
With RAC Travel Insurance you're covered for bodily injury and illness whilst travelling when pregnant. Please check your transport provider's guidelines before travelling as they may have restrictions.
There is no cover available for medical costs associated with normal pregnancy. This policy is designed to provide cover for unforeseen events, accidents, illnesses and diseases and normal childbirth would not constitute an unforeseen event. Any costs arising from your pregnancy or childbirth, if the expected date of delivery is less than 12 weeks (16 weeks for a multiple birth) after the end of the trip, are excluded.