Get up to 70% off RAC Motorbike Insurance

With 9+ years no claims discount

Get a quote   
Retrieve a quote   

Motorbike Insurance

From mopeds to supersport bikes, you can trust your pride and joy with the motoring experts.

24/7 claims management service to help get you back on your bike

Get up to 70% off RAC Motorbike Insurance with 9+ years no claims discount

Flexible cover options including cover for accessories and modifications

Why choose RAC Motorbike Insurance?

We’ve been rescuing bikers like you for 119 years and so we like to think we’ve learnt a thing or two about bikers needs. Our motorbike insurance can be tailored to suit you, whatever bike you ride. And we work with a panel of approved insurers to get you the best price we can.

 No claims discounts available (including NCD up to three years old for returning bikers)

 Flexible cover options including multi-bike policies and cover for accessories and modifications

 90 days EU cover as standard

 Choose from comprehensive, third party fire and theft and third party only cover

Optional Extras - tailor your cover to suit your needs

  • Personal Accident Cover - Give yourself and your family peace of mind should you experience an accident on your motorcycle with cover of up to £10,000 in the event of: accidental death, loss of sight, loss of limb or permanent total disability
  • Excess Protect Cover - Claim up to £600 of your policy excess back in the event of: accidental damage, fire, theft or vandalism
  • Helmet & Leathers Cover - up to £1,000 cover for your helmet, protective clothing, leathers, gloves and boots following an accident regardless of who was to blame for the accident
  • Legal Expenses Cover - Protect yourself after an accident that wasn’t your fault, with up to £100,000 of legal costs to help you seek recovery of uninsured losses
  • Bike Hire Plus Cover - Provides a replacement bike for up to 14 days in the event of your vehicle being unrideable following: theft, attempted theft, fire, vandalism and accidental damage
  • Key Protection Cover - Protection for any lost or stolen keys attached to your key fob
  • RAC Breakdown Cover - 24 hour assistance in the event of a bike breakdown

Full terms and conditions of these products can be found in the Policy Wording.

Alternatively, call us for a quote on 0330 159 1156.

Monday-Thursday: 9:00am – 8:00pm, Friday: 9:00am - 6:00pm, Saturday 9:00am – 4:00pm. Closed Sundays & Bank Holidays.

If you have a query regarding RAC Motorbike Insurance purchased before the 16th February 2016^, or you purchased a policy quoted for prior to this date, please call 0333 202 3047.

Classic Motorbike Insurance

Specialist cover for vintage motorcycles over 20 years old. All classic motorcycles insured for an agreed value.

Find out more   

More about RAC Motorbike Insurance

Whether you are a new learner just starting out on a 125cc bike, or an experienced veteran riding a cruiser; RAC offers motorbike insurance from a wide range of insurers to provide you with the cover you need for you and your bike.

Riding a motorbike is about more than just transportation. It’s about the excitement, the freedom, and the fun that comes from being on two wheels. For many, your bike is your pride and joy – and should anything happen to it, you want the peace of mind that comes with having the right motorbike insurance.

Our motorbike insurance can also cover you for any emergency medical treatment, in case of injury during an accident – and as an optional extra, which you can select when getting a quote, we can provide cover for your Helmet and Leathers, should they be damaged following an accident.

All the information you need to retrieve a quote, amend your policy or make a claim


Find the right Moped Insurance at the right price from a panel of our approved UK insurers.


Find the right Scooter Insurance at the right price from a panel of our approved UK insurers.

Motorbike Insurance news and advice

Bike insurance is required by law for anyone riding a motorcycle on the road.


Why it’s so important for riders to have a strong understanding of road safety.


Advanced motorbike training with RoSPA helps you develop riding techniques that can make you a safer rider.


It stands for Compulsory Basic Training and consists of both practical and theoretical, on and off road elements.


^ These policies relate to RAC Motorbike Insurance arranged and administered by Devitt Insurance Services Limited and underwritten by a panel of insurers.

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No 5171817. RAC Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 313989 Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Motorbike Insurance is introduced by RAC Insurance to Europa Group Limited who sell and administer the insurance. Europa Group Limited is registered as a limited company in England and Wales No.3279177. Europa Group Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No. 309794. Registered office: Europa House, Midland Way, Thornbury, Bristol BS35 2JX.

RAC Motorbike Insurance and other related insurance products are underwritten by one or more of a panel of insurers whose details can be found here. Details of their authorisations can be found on the Financial Services Register.

© 2015 RAC Motoring Services. All rights reserved.